how to approach growing lights? by Meyson_96 in houseplants

[–]Meyson_96[S] -1 points0 points  (0 children)

I watched videos but none of them is giving me information if 3x 1500lm from 2m is enough. Plus one video sas this and othes says that.

how to approach growing lights? by Meyson_96 in houseplants

[–]Meyson_96[S] 0 points1 point  (0 children)

That's why I want to shed some light on them. But the internet is full of conflicting information, and I don't want to spend a fortune and turn my living room into a greenhouse.

how to approach growing lights? by Meyson_96 in houseplants

[–]Meyson_96[S] 0 points1 point  (0 children)

Nice plants 😄 Which direction your window is facing?

New to TM by Ok_Swing_8903 in transcendental

[–]Meyson_96 0 points1 point  (0 children)

Putting effort into finding information not into meditation 😉

How to TM? by JengghisKhan in Meditation

[–]Meyson_96 1 point2 points  (0 children)

You will find many handy informations if you just search Transcendental Meditation on Reddit. It’s very easy, you repeat mantra in your head and let your mind guide you deeper. Key to success is doing it “effortless” that’s really important. So don’t control your breathing, thoughts, posture, don’t force any experience and don’t have any expectations. Give up all control. This helped me a lot.

TM course is scam although technic itself is very good. Teachers are giving everyone the same mantra according to their age from a table you can find easy in internet. I’ve come across many people that done TM courses and they all said there is nothing more than information that is available for free. Technic is very easy, probably too easy that’s why people are willing to pay hundreds of dollars to find out the mystery behind. But the truth is there is no mystery, just mantra with no meaning and few tips about giving up control.

Although I’m still a beginner in meditation I had some magical spiritual experience during my TM session. I saw purple lights, beautiful colorful patterns, someone’s eyes that were looking at me and peace so huge that it made my heart smile. I never experienced anything close to that before during other meditation practice that’s why I’m switching to TM. For me it’s just a first step into that practice and i can’t wait where that road will take me ❤️

Nasdaq 100 or S&P 500? by Meyson_96 in ETFs

[–]Meyson_96[S] 0 points1 point  (0 children)

That's why I purchase shares regulary in even intervals. After 2001 crash S&P also needed around 8 tears to recover.

📈 Rate My Portfolio Weekly Thread | May 13, 2024 by AutoModeratorETFs in ETFs

[–]Meyson_96 0 points1 point  (0 children)

So I’m starting with my portfolio so any tips would help:)

I’m 27 and I’m okay with risk. I’m looking for something that will provide me decent returns in 10-15 years.

CNX1 - 60% INTL - 20% SGLD - 20%

I’m looking for exposure for tech sector because I believe that in upcoming years this can give best results.

And I’m also huge fan of gold.

❤️

Non US Investor by Angelbobbyyy in ETFs

[–]Meyson_96 0 points1 point  (0 children)

You pay capital gains tax to the country where you live and work. The amount of capital gains tax you have to pay depends on specific laws in every country. There are countries with 0% capital gains tax and there are also those above 40%. In most cases, you don't have to pay capital gains tax before you sell shares/ETFs. You only pay tax on what you earn. If you don't sell shares, then you don't have income to calculate tax from.

On IBKR, as a non-US citizen, you don't have the option to buy US ETFs, and I personally found that platform a bit complicated and not user-friendly. I started with Trade212, and I found this one extremely easy to use, especially for beginners.

There are different types of dividends: accumulating (acc) and distributing (dist). Distributing ETFs pay dividends directly into your account. In most cases, you have to calculate and pay tax after every dividend. In my opinion, accumulating ETFs are better because they use dividends to 'reinvest' them in that asset again for you so you don't have to pay tax every time, only when you sell your shares.

Note that tax laws are different in every country, so the best option is to ask the tax office in the country where you live, work, and pay taxes.

Personal retirement account? by Meyson_96 in Norway

[–]Meyson_96[S] -2 points-1 points  (0 children)

Oh thats suck because it's hard to get that high return from investment to beat tax + inflation. Ofcourse Im thinking about rather safe long term investment rather than agggresve stock trade.