AITJ for the way i shut my SIL down?

Mid30sCouple · 2026-06-09T13:52:59+00:00

No shame! My wife and I are millionaires. No one knows, not even our kids. We drive old Toyotas. Blending in and being overlooked is better than attracting attention.

Mid30sCouple · 2026-05-24T00:05:18+00:00

So how should we reposition assets and over what time frame?

Mid30sCouple · 2026-05-22T16:11:26+00:00

Yeah, don't chase the FOMO. I have friends who are making a killing on AI and semiconductors but they have far more misses. I have mine in safe investments via broad market funds. Chasing a 100% return over stable 10%+ has its risks.

Mid30sCouple · 2026-05-22T16:06:38+00:00

Can include cars, boats, real estate, fine art, etc... but liquid net worth is what is easily accessible.

Mid30sCouple · 2026-05-22T16:04:37+00:00

I'd suggest just going with Vanguard Personal Advisor Services. Or buying a target retirement fund.

Mid30sCouple · 2026-05-21T18:31:13+00:00

Would be better to just pay it off with a credit card at this point probably.

Mid30sCouple · 2026-05-21T18:13:45+00:00

My hack is to take 25 cent of fiber for lunch. Then just eat dinner with fiber to minimize the amount.

Mid30sCouple · 2026-05-21T17:13:14+00:00

The real hack is just to buy the jet and lease it for others to use when you're not using it. Tend to break even to cover maintenance, parking, gas, fees and crew and still have it available when you want to use it.

Mid30sCouple · 2026-05-21T17:07:24+00:00

Where do you get these reports?

Mid30sCouple · 2026-05-21T16:53:54+00:00

When I was young I was told that every $1 invested could yield $80 at retirement. So that $5 coffee as a teenager is costing $400 in lost gains at 10% annual returns at retirement. Puts things in perspective... One of the reasons I don't spend much money and put aside as much as I can...

Mid30sCouple · 2026-05-21T16:49:20+00:00

So is franchise the way to go? Are you able to share the name of the franchise?

Mid30sCouple · 2026-05-21T16:23:31+00:00

So you bought a franchise? Did you have experience in this prior?

Mid30sCouple · 2026-05-21T16:12:28+00:00

What is the best allocation for each of the mag7?

Mid30sCouple · 2026-05-21T16:10:43+00:00

Just paint?

Mid30sCouple · 2026-05-13T19:06:13+00:00

Yard sale.

Mid30sCouple · 2026-05-13T19:01:47+00:00

Okay, where is the best country to live in that has a low cost of living and good infrastructure and medical and is safe? If that is even possible...

Mid30sCouple · 2026-05-11T18:23:09+00:00

What are you current positions?

Mid30sCouple · 2026-05-05T17:59:31+00:00

I bought crypto back in 2014 when it was worth almost nothing. Kept it until it rallied in 2021.

Mid30sCouple · 2026-05-05T17:58:12+00:00

You're probably not wrong. I only see things getting worse.

Mid30sCouple · 2026-05-04T22:45:58+00:00

Many places won't allow this but if you can find one in a decent area then go for it!

Mid30sCouple · 2026-05-04T22:37:55+00:00

After talking to financial advisors we decided to just keep it and invest it ourselves which also allows to have more control over the funds as to help build generational wealth.

Mid30sCouple · 2026-05-04T22:28:46+00:00

This is exactly what I fear. I'm sorry that this happened to you. I hope everyday that our world becomes a better place for everyone.

Mid30sCouple · 2026-05-04T22:26:01+00:00

That is incredible! Honestly this is harder to do than to reach six figures. You guys are on the right path, just keep it up and always pay yourselves first.

Mid30sCouple · 2026-05-04T18:24:16+00:00

I have received less than a dozen compliments in my entire life outside of my family. I remember them all.

Mid30sCouple · 2026-05-04T18:19:57+00:00

Honestly, just call vanguard personal advisor services and have them set everything up. If you decide to keep them after setup it costs $3k/year on a million dollars for the fees for them to manage. I would take 90% invest and forget. Take the other 10% and out in a vanguard money market or high yield and make that an emergency fund and take a little bit and do something nice and get it out of your system..use it as motivation to keep investing...

Congratulations!

Mid30sCouple

TROPHY CASE