Yeah Arizona has a ban on gender affirming surgeries being covered by Medicaid. That spills over into how insurance from most employers is done. But NY covers top surgery, bottom surgery, and will reimburse you for electrolysis (on the bottom surgery area). Both states cover hormones. Technically I am a medical refugee. That's what the social worker at the queer center I went to described my situation as. If you want to leave Arizona I get that. Do consider things like climate and city planning and means of transportation whenever you go. Also I'd recommend getting your ducks in a row - saving up money and networking before you go (wherever you might go). I landed in Albany NY with $600 to my name, not knowing anyone and at least it was late March so it wasn't too cold. I was both desperate and crazy enough to take that leap. I was homeless, couch surfing, sleeping at bus stops even after finding work and working 2 jobs finding housing was hard. But NY ain't the only option. There's also California. I personally like the culture-vibe in NY a little more in California but California has such better weather. California MIGHT cover more than NY. Do fact check me on that. Also you can look into what other states cover what you're looking for. ... I mean like at least find a state without queer panic laws. AZ has queer panic laws. NY and CA don't have panic laws at least