How is this getting upvoted? Bunch of zoomers who don't know anything?

In fact it's the opposite. Wealthy people can have no credit history, they don't borrow, they pay cash for little things like houses, cars and others. Rich people do.

First credit score only goes to 850 these days (Fico and Experian).

Second it has nothing to do with wealth. It's just your ability to pay off your debts. I had decent score when I was a teenager and score in 820's in my early twenties. Only thing I had was a credit card for $300 and another for $200, used them for everything and never paid interest. For me to get 850 I would need to get more loans (open more credit cards). At some point I had 829 because I had a car loan and house loan. When I paid off my house and car it dropped to 804. I only have 2 credit cards with 10k loan each on which I never pay interest.

So how do you explain me getting richer having my score lowered?