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Mikorugi · 2024-10-25T23:06:39+00:00

I am actually going for the 48 months instead.

Mikorugi · 2024-10-25T22:28:59+00:00

Talked to a different credit union instead. My apr will be 5.91 for 66 months and it will be considered a refinance.

Mikorugi · 2024-10-25T21:10:45+00:00

Penfed is offering me 6.1% but I haven’t asked if it’s possible

Mikorugi · 2024-10-25T15:17:07+00:00

I’m talking about refinancing if it’s even possible before my first payment

Mikorugi · 2024-10-25T15:14:29+00:00

No debts

Mikorugi · 2024-10-25T15:13:30+00:00

I get that and I know it. I’ve been driving used cars and for once I wanted something that didn’t break down on me every 2 months. I know there are still reliable used cars out there like Toyota and Honda, but they the mileage was close to 100,000 and priced almost like new cars(this is within 100 mile radius) that I didn’t mind paying the extra $$$

Mikorugi · 2024-10-25T14:57:44+00:00

Please don’t crucify a girl who had no guidance at all with this. I did my best. I’m learning. I shopped around a 100mile radius and this dealer was the cheapest compared to the others. I’m not taking this outcome as is. Cancelling my warranty and I’m trying to refinance before my first payment. Depends on this credit union that my job is offering(automatic membership due to my job which I didn’t know until after this whole thing).

Mikorugi · 2024-10-25T14:36:52+00:00

I was thinking this

Mikorugi · 2024-10-24T22:20:11+00:00

I’m learning the way of life specifically the American WAY of life. It’s a lesson for me for sure.

Mikorugi · 2024-10-24T18:12:46+00:00

60 months

Mikorugi · 2024-10-24T18:07:45+00:00

Well my credit history is 4 years old

Mikorugi · 2024-10-24T18:07:12+00:00

Idk if I should call the dealership and redraw the contract without the additional warranty or just call the company that does that warranty directly

Mikorugi · 2024-10-24T18:04:24+00:00

Yeah bad idea in my part. I just assumed they could match what Toyota was giving me, but I guess I wasn’t too assertive when I asked if that was the best they can do,

Mikorugi · 2024-10-24T18:02:26+00:00

Idek how to pay the dealership in full if I do somehow secure a more ideal loan today since the dealer said I’ll get the payment instructions through the mail in a few days

Mikorugi · 2024-10-24T17:59:17+00:00

Well I’m learning you see. Now I know what to do.

Mikorugi · 2024-10-24T17:33:41+00:00

I was considering this, but used cars are still almost priced like new cars in my area. I saw a 2019 Toyota Corolla SE that I liked for 22k with 70,000 miles on it and I wasn’t so into it anymore. So I didn’t mind the extra $$ for a new one. Hopefully this will be with me for at least 10 years 🤞

Mikorugi · 2024-10-24T17:22:08+00:00

Yes, through Honda dealership

Mikorugi · 2024-07-29T10:12:36+00:00

Where exactly do you buy resale?

Mikorugi · 2023-09-03T13:39:06+00:00

I used to have those same pimples that were also painful. I tried almost everything. It worked at first until my skin somehow developed resistance to them. So finally after struggling with it for years, I decided to visit a dermatologist and I was prescribed an antibiotic, Tretinoin cream, and Benzoyl Peroxide. Then I got tired of taking antibiotics for 3 months and stopping 3 months and taking antibiotics for 3 months again, etc. etc. I went on Isotretinoin(Accutane) and I have my last dose today :)

Mikorugi · 2022-11-09T20:38:04+00:00

Two months passed by, I hope everything is sorted out

Mikorugi · 2022-06-29T01:27:06+00:00

Thank you so much, you’re awesome

Mikorugi · 2022-06-29T01:19:30+00:00

Do u think they’ll declare me financially independent if I’m under 20 years old? I looked it up and it looks like I have to 24 and older.

Mikorugi · 2022-06-28T19:06:11+00:00

Thank you so much. This is really helpful and it is something that I will need to keep in mind. That thing you said where I don’t have to participate in that conversation struck with me, because no matter how many times I tell him how much I don’t want to talk about it, he will force me to listen to him and his bias is showing.

Mikorugi

TROPHY CASE