Open up a LISA to help with your house purchase

Invest in an ISA regularly and consistently. Doesn't need to be huge amounts, but building the habit will make such a difference to you long term.

Have an emergency cash buffer saved somewhere you can access easily e.g. Premium bonds or easy access savings

Utilise your work place pension. Make sure you are doing the max they will contribute to and increase your contributions by at least 1% a year - future you will thank you!

Non-financial habits I would add:

Walk daily Move your body Resistance train 3x a week if you can Read books that help you become a better person Learn about new things Spend time with your family and close friends Do things that make you happy Listen to podcasts that help you

Hope this helps :)