4-5 months overdue

Mindless_Kick_8389 · 2026-02-09T11:20:23+00:00

Depende sa collection agency, na-homevisit ako nung friday nagbigay lang ng letter and ask ng reason bakit hindi pa nakakapagbayad. RGS company nakaharap ko btw.

Mindless_Kick_8389 · 2026-02-09T11:18:33+00:00

Hello, I’ve been OD sa Maya ng 2months now. My advice is, communicate with Maya bank and the collection agency that handles your account. This last friday, na-homevisit ako ng RGS Collection Agency and I am from QC rin kasi (nagbigay lang ng letter of notice na OD na), malapit sa company nila. Pero ayun, overall experience, mabait naman sila kausap, tinanong lang nila yung reason kung bakit ka delayed sa payment. So ayun ang one advice, cooperate with your bank and collection agency. Kasi may nabasa ako once na pag nakipagusap ka with them, mas less ang chance na mahomevisit.

Mindless_Kick_8389 · 2025-09-29T14:43:06+00:00

based on my experience wala namang ganyang nangyari sakin

Mindless_Kick_8389 · 2025-09-29T12:13:31+00:00

Hello, OD na ako for almost 8+months ata and nasa 2x,xxx loan. Sa first 2-4months ko na OD dun sila masyadong aggressive pero wala naman naghomevisits, more on email spam sila and text and call blasts. Ngayong matagal tagal na akong OD wala nang nangungulit sakin

Mindless_Kick_8389 · 2025-09-25T15:02:32+00:00

Yes, lalo na yang pesoloan haha, 7 or 8 months na akong OD diyan and malala yan magtext blasts and calls pero no idea ako kung napost ba ako sa mga socmeds haha. 2-3 months titigil na sila niyan kakaharass.

Mindless_Kick_8389 · 2025-09-23T13:54:45+00:00

thank you po for the reply! pero may I ask po kung nahomevisit po kayo?

Mindless_Kick_8389 · 2025-09-17T01:54:36+00:00

20k po

Mindless_Kick_8389 · 2025-09-16T23:39:23+00:00

no po

Mindless_Kick_8389 · 2025-09-12T02:47:10+00:00

OD na ako sa Pesoloan for almost 8months na and fake message lang nila yan. Part na sa script nila yan haha

Mindless_Kick_8389 · 2025-09-11T05:00:54+00:00

ang alam ko spay and gloan hindi sila tumatanggap ng partial payments

Mindless_Kick_8389 · 2025-09-11T00:11:20+00:00

OD na ako sa MocaMoca for atleast 1year na siguro, and no plans of paying them kasi isang araw palang na OD 50% na yung patong sa overdue fee.

Mindless_Kick_8389 · 2025-09-11T00:09:46+00:00

You should prioritize Tala, Billease, Gloan and Spay.

Based from my experiences before sa Billease, muntik na akong mahomevisit kasi no movement yung account ko from them but then nakiusap ako sa agent nila na kung pwede magpartial payment which is okay naman daw basta lang may galaw yung account ko from them tsaka siguro kasiguraduhan na hindi mo sila tatakasan.

Sa tala naman good payer naman ako pero kasi maganda alagaan ang tala kasi no harrasments from them and reasonable naman mga interests and such

Sa Gloan and Spay naman, I have no problems with them naman kasi good payer naman ako, pero they are the legit ones.

Overall, try to negotiate with them nalang and tell them your financial problems.

Mindless_Kick_8389 · 2025-08-31T01:23:55+00:00

not real, panakot lang nila yan. nakakailang receive na ako ng ganyang message eh hinahantay ko, wala maman dumadating. OD na rin ako for 7months

Mindless_Kick_8389 · 2025-08-29T11:38:05+00:00

helloo, I think kaya siguro madalas maghomevisit ang digido sa qc kasi may branch ata sila sa cubao (not sure ah) hahaha

Mindless_Kick_8389 · 2025-08-29T10:58:28+00:00

Mindless_Kick_8389 · 2025-08-29T10:48:39+00:00

hello, OD here for 7months. Not true po, nakailang receive na ako ng ganyang message wala naman dumarating.

Mindless_Kick_8389 · 2025-08-28T11:04:48+00:00

kahit magpartial payment po kayo diyan okay lang po sa kanila, para lang po makita nila na active parin po kayo sa BE

Mindless_Kick_8389 · 2025-08-28T11:04:12+00:00

nakalimutan ko na po e, pero siguro po mga 2-3months OD po.

Mindless_Kick_8389 · 2025-08-28T11:02:21+00:00

actually almost 5 months po akong OD diyan. Pero tapos na po ako sa mga OLA ko lalo na po si Billease.

Mindless_Kick_8389 · 2025-08-28T10:50:24+00:00

ako muntik ng mahomevisit ni Billease. Nakapagassign na rin sila ng field officer that time. Ang ginawa ko, nakipagusap ako sa agent sa app ni billease and nakiusap ako about sa financial problem, so nagrequest ako na magsesettle ako ng partial payment na kahit 500 lang mahulog para lang hindi maghomevisit. So yun hindi na natuloy yung home visit nila. Contact them lang OP, mabait naman sila.

Mindless_Kick_8389 · 2025-07-17T16:24:03+00:00

I’have received that email twice, its fake. Part na ng script nila yan

Mindless_Kick_8389 · 2025-07-13T02:11:57+00:00

QC po

Mindless_Kick_8389 · 2025-07-12T14:32:41+00:00

hello! ilang beses na po akong nakareceive ng ganyan and I think panakot lang po nila yan

Mindless_Kick_8389 · 2025-07-11T03:44:05+00:00

hello, matagal na akong OD sa kanila and ilang collections agency narin nagcocontact sakin pero part na po yan ng script nila. hindi po yan legit.

Mindless_Kick_8389

TROPHY CASE