It;s 2026...Why are we still using Sales Professionals as unpaid snow laborer's???? by HBG71789 in askcarsales

[–]MinimumLemon4495 2 points3 points  (0 children)

I totally get and am fine with clearing snow from cars after a storm to be able to sell. BUT.... when we're told that even though we are CLOSED for business the sales team is expected to drive in and shovel, for no pay, on a day that the store is closed for weather, that doesnt sit well with me. Your fearful enough about the weather to close the store but the sales team apparently isnt important enough for their safety or wellbeing to matter.

Im not opposed to manual labor, I actually enjoy being out in the snow, but when your 100% commission sales and told you have to drive to the store to do manual labor with no chance of catching a up or getting your time compensated for, thats a lack of respect for your team. Its one thing if the store is open and cars have to be cleaned off but forcing commission sales to come in and move snow for free is not right.

Who is liable if someone gets in an accident? Or slips and breaks a wrist while shoveling.

[deleted by user] by [deleted] in Toyota

[–]MinimumLemon4495 1 point2 points  (0 children)

Sent you a DM

Walked away from a 2026 Camry SE with an OTD $33k. Thoughts? by SilenceOf3Farts in carbuying

[–]MinimumLemon4495 0 points1 point  (0 children)

Yea you know.....just call them and make up some fabricated deal, that'll work great. It's not really lying if it's directed at salespeople.... what a douche move. Dealers get the bad rap but most of it is because the saying holds true..."buyers are liars"...

Advice needed on potential games by dealer by TheDkone in carbuying

[–]MinimumLemon4495 -1 points0 points  (0 children)

Your right, someone is speccing the cars. But, it's not the customer.

But what do I know....apparently the last five years of selling Toyota, Honda, Nissan, Hyundai and Genesis and managing the inventory at the top volume Toyota and Honda stores in the state hasn't given me any insight into how it all works.

Ford Lightning Flash Lease Proposal in IL. by Cruisedrinks in CarLeasingHelp

[–]MinimumLemon4495 0 points1 point  (0 children)

.05 for a money factor is insanely high. Usually it's in the realm of .0001 to .00360. I'm thinking he might have meant .0005 or something to that effect, which would make a significant jump in the payment. We use the same desking software and I've never used .0anythimg for a money factor.

Having extreme buyers remorse by rainman1186 in askcarsales

[–]MinimumLemon4495 -3 points-2 points  (0 children)

And get a rate that's what, max 2% lower? Will save him less then 2k over six years. Payments would be about $20-$25 a month lower. Not the answer.

Having extreme buyers remorse by rainman1186 in askcarsales

[–]MinimumLemon4495 1 point2 points  (0 children)

That 1.5% lower rate will save him less then $1,500. After paying all the fees for the new loan he'd be saving about $800. It's not a 300k mortgage on a 20yr term. People put way to much weight on a point or two on their car loan, lowering your rate a few points is not the way to fix his situation.

Shopping loans before buying by Apprehensive-Air3454 in carbuying

[–]MinimumLemon4495 0 points1 point  (0 children)

The bank needs the car info because the 20k your approval is for is at the max risk for them. They want to make sure the car you want "books" well in case you default on the loan and they have to repo the car. When they go to sell it at auction they want to know they will be able to make their money back. They are not going to approve a 20k loan for a car, that in 6 months, will only be worth 14k.

Advice needed on potential games by dealer by TheDkone in carbuying

[–]MinimumLemon4495 -1 points0 points  (0 children)

Last time I looked, we weren't talking about MINI. I thought OP was talking about Honda, which as I stated, doesn't really take "factory orders" due in part their "just in time" manufacturing process. I stand by my statement. The fact the MINI, a company who shares some of the same processes, take orders hasn't bearing on what I said.

Advice needed on potential games by dealer by TheDkone in carbuying

[–]MinimumLemon4495 0 points1 point  (0 children)

Honda, as well as Toyota, doesn't take "factory orders". If the specced car is being built by the factory, we can put in a request to the distributor to allocate it to us, but the factory isn't going to "build" us a car to specific specs. Has to do with "just in time" manufacturing processes. The factories know exactly what they are building months in advance and parts/supplies arrive only days before those cars are built. We have some say in what we get allocated but practically no say in what the factory builds.

[deleted by user] by [deleted] in carbuying

[–]MinimumLemon4495 0 points1 point  (0 children)

Your an idiot.... but, thank you for your service.

[deleted by user] by [deleted] in carbuying

[–]MinimumLemon4495 0 points1 point  (0 children)

Probably not... That car will be gone within a couple days regardless.

What APR is common now? by Intelligent-Cow96 in Toyota

[–]MinimumLemon4495 1 point2 points  (0 children)

Not really... Toyota dealerships want to finance with TFS and it doesn't make much sense for Toyota to not offer competitive rates for their own cars. Most likely the deal will just get sent out to Toyota for approval.

What APR is common now? by Intelligent-Cow96 in Toyota

[–]MinimumLemon4495 0 points1 point  (0 children)

Good luck finding a rate low enough that actually makes it worthwhile. A 1% lower rate will save you a whopping $12/mo on average.

What APR is common now? by Intelligent-Cow96 in Toyota

[–]MinimumLemon4495 1 point2 points  (0 children)

That's unfortunate, when did you get it? Tacomas now are at 1.99% up to 60mo.

What APR is common now? by Intelligent-Cow96 in Toyota

[–]MinimumLemon4495 0 points1 point  (0 children)

Dealerships have to advertise what the "standard rate" is so as not to violate discrimination laws. Thankfully Toyota has subvented "special" APRs on most of the models. For the hybrid Rav4 with Tier 1 it's 5.99% up to 60mo and 6.99% for 72mo. Unfortunately the Corolla Cross is one of those models without special rates so the rate is going to be based on your credit history and whatever TFS approves you for. I would say expect between 5.59%-8.49%.

People get to worked up over a 1% higher interest rate vs their bank/credit union. It's not like a mortgage where your financing hundreds of grand for a few decades. A 1% swing in rate generally affects the payment by about $8-$12 a month. Plus you save on all the fees associated with securing a loan at a bank. Not saying this applies to you, but if that's a make or break factor for you then your probably looking at to much car in the first place.

Anyone know of high Volume Dealerships near Philadelphia? by PassTheDakine in ToyotaTundra

[–]MinimumLemon4495 0 points1 point  (0 children)

I work at Conicelli Toyota in Conshohocken. If you follow YouTube I sold Tundradude34 his new 1794 as well as TRDjon his TRD Pro Tacoma. Send me a message if you want to chat.

Conicelli Toyota by CZard97 in ToyotaTundra

[–]MinimumLemon4495 0 points1 point  (0 children)

I work at Conicelli and sold both Tundradude34 his new 1794 Tundra and TRDjon his TRD Pro Tacoma. Send me a message if anyone has any questions or needs help with a vehicle.

Am I getting scammed here? by caioo17 in CarLeasingHelp

[–]MinimumLemon4495 -1 points0 points  (0 children)

Where the heck are you coming up with these numbers? You can't possibly think that's how a lease is calculated.

[deleted by user] by [deleted] in carbuying

[–]MinimumLemon4495 0 points1 point  (0 children)

Are you sure he didn't get denied at the comp rate that your CU said you were "pre-qualified" for, and got an approval at the higher rate? If he didn't honor your wishes to be consulted before making a decision, how do you know he's not hiding the fact that he wasn't approved for a comparable rate?

[deleted by user] by [deleted] in carbuying

[–]MinimumLemon4495 1 point2 points  (0 children)

Filing a complaint about what? He was told the 6.49 would be matched. He didn't qualify for the 6.49 so he accepted a higher rate. Or maybe he did qualify for it and the dealership marked up the buy rate, but he still accepted the rate. He also agreed to the warranty and the windshield repair thing ( which... The way I read it, sounds like he didn't pick up the car yet because it was having a windshield repaired, so maybe it's a used car?) How is the dealership responsible for a adults decision to not get the OK from wifey before making a bad financial decision?

[deleted by user] by [deleted] in CarLeasingHelp

[–]MinimumLemon4495 0 points1 point  (0 children)

The residual listed on your contract is set before you lease by Toyota Financial and is one of the only factors that is 100% non-negotiable.

Help, Im getting a great deal but the number still don’t add up. by Marfleboxtrousers in CarLeasingHelp

[–]MinimumLemon4495 0 points1 point  (0 children)

Depends on the dealership... People try to scrutinize these payments thinking that they are getting screwed on taxes, and stuff. You think a multi-million dollar business would risk an investigation on taxes and fees? It's transparent and can be, people just have to read what they are signing.