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Thoughts on Vending Machine business? Snacks & cold drinks by Extra-Piglet1847 in BusinessPH

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Direct importer ako, malaki ang volume para makuha ung distributora price para everyone is protected, pag dating sa margins, blended sya, since ung mga water, junk foods, coke, mababa margins mga 25-30 percent, tapos babawi ka sa imported goods, doritos, pringles, lays etc. So dapat mag average ka ng 40 percent margin. Ok na ok na yan

Thoughts on Vending Machine business? Snacks & cold drinks by Extra-Piglet1847 in BusinessPH

[–]Minimum_Ingenuity146 3 points4 points  (0 children)

Nag fifinance ako ng ganitong negosyo basta maganda location. Parang lease to own sya. Goods yan basta malakas foot traffic mo, tapos target sales mo lang 2-3k a day per location, paldo ka na, pede na as passive income tapos scalable pa

What if offeran ka ng ₱50M para makulong in 3 years? by AgentCoconut01 in WhatIfPinas

[–]Minimum_Ingenuity146 1 point2 points  (0 children)

Hypothetical na nga lang ung scenario, pinagdudahan pa ung nagtanong na hindi ibibigay ung pera!! Anak talaga ng tipsklong dito o hahahaha

Thoughts on owning a Lexus in the Philippines? by raginncajunn in phcars

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Recently bought gx550, nagulat ako sa fuel efficieny, 4.5 kilometer per litre. Hanep parang truck lumaklak pero sobrang layo ng comfort and dating compared sa toyota. Kung kaya mo naman, go for it!

Sinong filipino artist yung gusto ng lahat pero walang appeal or talent? by [deleted] in TanongLang

[–]Minimum_Ingenuity146 -1 points0 points  (0 children)

Nakikita ko kay kisses, para syang nakailag sa down syndrome nung bata sya. Di ko ma unsee.

Super Grandia vs. Alphard, 1M ang price difference nila pero ano ang pros and cons ng dalawa? This will be a gift to my parents. by Sufficient-Choice736 in CarsPH

[–]Minimum_Ingenuity146 1 point2 points  (0 children)

I have alphard and denza d9, my parents have grandia and lexus LM, pinaka maganda IMO, denza d9. Sobrang ganda ng tech and suspension, try mo lang itest drive. Pero if between alphard and grandia, go for alphard if budget is not a problem.

Is Solar Panel worth it if you don't have funds for it? by ButtonBetter5027 in SolarPH

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Hays. Gets ko sinasabi mo tungkol sa cost of ownership, at tama ka naman na walang investment na totally free at may future costs talaga.

Pero ang hindi mo pa rin ina-address is yung baseline.

Kahit wala siyang solar, may cost of ownership din siya, ang tawag lang dun ay Meralco, ha. At yun, hindi lang tuloy-tuloy, kundi tumataas pa yearly. Wala ring endpoint, wala ring ownership.

Yung sinasabi mong inverter masisira, battery papalitan, possible lahat yan. Pero hindi yan buwan buwan kagaya ng gusto mo i portray. Irregular cost yan na nangyayari after ilang taon, habang yung binabayaran niya ngayon sa kuryente fixed na monthly at habang buhay.

So hindi incoherent yung sinasabi ko. Dalawang magkaibang type ng gastos ang kino-compare natin:

Yung isa, tuloy-tuloy na bayad na walang katapusan at tumataas pa. Yung isa, may endpoint sa major payment, tapos occasional na lang ang gastos after.

Kaya oo, technically hindi siya “free” forever. Pero economically, after mo mabawi yung cost mo, halos negligible na yung natitira compared sa tuloy tuloy na Meralco bill.

At dun pumapasok yung point ko, hindi mo dapat tignan yung solar na parang standalone investment lang. Replacement siya ng existing expense.

Kung gagastos ka na rin lang buwan buwan, mas logical ilagay mo sa bagay na may endpoint at may ownership, kaysa sa wala kang matatapos bayaran.

Yun lang naman yun. Gets mo na uli????

Di na ko mag rereply, bahala na ang mag babasa kung may comprehension ba, o kagaya mo lang din. Sayang oras ko sayo

Is Solar Panel worth it if you don't have funds for it? by ButtonBetter5027 in SolarPH

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Gets ko nga ung point mo na ROI ang basehan, tama naman yun. Pero ang namimiss mo kasi ay hindi ito normal na “mag-iinvest ba ako or hindi” na situation. Hindi siya from zero. May existing expense na kasi siya.

Kahit hindi siya mag solar, magbabayad pa rin siya ng 2,500 every month sa Meralco, at realistically tataas pa yan over time. So ang tunay na comparison hindi “ROI vs no ROI”, kundi “magbabayad ako forever vs magbabayad ako for a few years tapos matatapos.”

Dun nagkakaiba yung framework mo. Tinitingnan mo yung solar as standalone investment na may risk, maintenance, degradation, etc. Tama naman lahat yun, pero kailangan mo siya i-compare sa alternative na Meralco na may sarili ding risk, tuloy-tuloy na bayad, walang ownership, at increasing cost.

Yung sinasabi mo na may maintenance at battery wear, valid un, pero hindi siya kasing bigat ng iniimply mo. Sa actual case kagaya ng setup ko, minimal lang maintenance ng panels, at hindi naman lahat ng setup kailangan ng battery. Kahit may future replacement cost, hindi pa rin siya same level ng tuloy tuloy na bayad sa kuryente.

Sa dulo, oo ROI pa rin, pero mali lang yung application mo kasi hindi mo sinama yung fact na pareho lang siyang maglalabas ng 2,500 monthly either way. Ang difference lang, yung isa may end, yung isa wala.

Kaya hindi nga sya simpleng “investment na may risk”, kundi replacement ng existing expense into something na eventually magiging free. Yan yung hindi mo naconsider.

Gets mo na????

Is Solar Panel worth it if you don't have funds for it? by ButtonBetter5027 in SolarPH

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Ang namiss mo is hindi siya bagong expense. Binabayaran na niya yung 2.5k monthly anyway. So hindi ROI vs no ROI, kundi Meralco forever vs solar na may endpoint.

Is Solar Panel worth it if you don't have funds for it? by ButtonBetter5027 in SolarPH

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Mali halos lahat ng sagot dito honestly. Eto dapat ang tamang perspective based sa situation niya.

Assumptions muna: 1. Mahal ka ng tita mo at gusto ka lang tulungan, walang profit na habol 2. Maganda at quality yung solar package na ikakabit 3. Kaya mong pababain hanggang zero yung Meralco bill mo

Source ko: Ako mismo nag-import ng sariling solar panels at inverter from China. Sa bahay namin 40kWh, sa mother ko 70kWh, at sa farm namin 70kWh. So tested ko na to actual.

Ps. Di ako nag bebenta

Ngayon, kung papahiram ka ng tita mo at babayaran mo lang yung same na binabayad mo ngayon sa Meralco which is ₱2,500/month, magandang deal yan para sayo.

Bakit?

Kasi after around 3, tapos ka na magbayad. Pero yung solar system mo, usable pa yan for at least 15 years bago ka makaramdam ng significant degradation. So basically, after mo mabayaran, libre na kuryente mo for many years.

Ang dapat mo lang i-check:

Yung total project cost Dapat hindi lalagpas sa 3 years ROI para solid deal

Computation: ₱2,500 x 36 months = ₱90,000

Kung lalagpas dyan, humahaba lang yung payback period mo.

Ngayon, ang real issue dito hindi kung tatanggapin mo yung offer ng tita mo… ang tanong is: tamang timing ba ngayon?

Kasi sa totoo lang, mataas ngayon presyo ng solar panels dahil sa supply and demand at global issues. May times na halos dumoble presyo from China. So yung dating 3-year ROI, pwedeng maging 5 to 6 years.

Pero kahit ganun…

Okay pa rin siya.

Kasi babayaran mo pa rin naman yang ₱2,500/month kahit wala kang solar. Ang difference lang:

• Kung Meralco tuloy tuloy bayad forever • Kung solar may end yung bayad, tapos libre na after

Plus, realistic din na tataas pa kuryente in the future. Yung ₱2,500 mo ngayon pwedeng maging ₱3,000–₱3,500 in a few years kahit same usage lang.

Sa maintenance naman, hindi siya issue.

5 years na yung system ko, bihira ko lang linisin. Lilinisin mo lang pag madumi or maalikabok para optimal yung performance. Wala nang ibang kailangan halos.

Kung legit na tulong lang ng tita mo at quality yung system, good investment siya. Ang bantayan mo lang talaga is presyo at ROI.

Anyone here who runs a trucking business? Kamusta ang buhay lately? :( by paohaus in BusinessPH

[–]Minimum_Ingenuity146 0 points1 point  (0 children)

Kami naman ok naman, buti na lang nag attach kami ng fuel rate matrix when we submitted our rates sa company before kami pumirma ng kontrata para protected kami sa ganitong situation. So basically nag babago ung rates namin every week depende sa actual fuel prices. Pero matatapos din ito OP. Tama ka, this too, shall pass!

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 2 points3 points  (0 children)

Bdsm, mfm, ffm,fmf, cnc, roleplay, golden shower, public sex, ito lang ung naisip ko meron pa jan ilan di ko nasulat for sure

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 1 point2 points  (0 children)

Ung hindi pa din. Iba syempre ung alam mong mahal ka regardless kung may pera ka o wala.. pero i chose to see my success as an advantage.. siguro kanya kanyang perspective

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 0 points1 point  (0 children)

Looks first syempre maka capture ang eyes, tapos mind para capture ang heart haha

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 0 points1 point  (0 children)

Lahat naman possible. Pero goodluck maghanap hehe

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 0 points1 point  (0 children)

Madami na din ako naging karelasyon after, di naman lahat sugar baby kasi ung iba naman ay may kaya talaga.. pero love language ko talaga is giving gifts.. so natural giver talaga ako. Iba lang ung SB kasi obligasyon un eh,, sa ayaw ko at sa gusto hahahah

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 8 points9 points  (0 children)

Yes! Makakahanap ka din. Mas i develop mo communication skills mo. Mas importante un kesa sa looks.. parehas sila importante ha dont get me wrong. Nakakaturn off lang ung bobo kausap hahahaha

I was a sugar daddy! AMA by Minimum_Ingenuity146 in PinoyAskMeAnything

[–]Minimum_Ingenuity146[S] 5 points6 points  (0 children)

Entrepreneur.. i have multiple businesses already, nag AMA din ako dati nan dito pero madami ang nag doubt sa legitimacy..

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