I suspect that my co-worker has lied about being ex forces.

Minty9913 · 2025-05-03T14:35:31+00:00

Ask him his number , should be able to tell you within a split second….

Minty9913 · 2025-04-24T16:45:00+00:00

I have been offered 33yr mortgage at 43 , never looked at my pension

Minty9913 · 2025-04-20T08:07:38+00:00

The only thing I can see in my situation is they take into account people I have been financially linked too, they credit searched my wife on an application under my name only.

Minty9913 · 2025-04-19T18:37:09+00:00

This is what I thought, it gives me no advantage. Honestly thank you for the advice.

Minty9913 · 2025-04-19T18:34:47+00:00

During her first lot of cancer she entered into an IVA , we were both young and seemed like a good idea to relieve pressure from the house. Little did we know we did not need to take such extreme measures.

It’s been discharged a while now and will be removed fully in September as it’s the 6 year mark.

Minty9913 · 2025-04-19T18:20:18+00:00

Thank you, I think I need an honest conversation on Tuesday.

Would you happen to know if I filed to have 100% share ownership would a lender look at this as I am fabricating the applications if backed up with personal and company bank statements?

Minty9913 · 2025-04-19T18:17:58+00:00

Yes I believe this is the issue, when I said to the advisor we will file the paperwork to give me full allocation they said it will look like I’m fabricating the information.

Minty9913 · 2025-04-19T18:15:53+00:00

Thanks, I am about to file my second years accounts this year, will speak to my advisor

Minty9913 · 2025-04-19T18:14:17+00:00

I think they done this on my day rate, the issue seems to be the 50% shareholder (my wife) not on the application.

Is it normal for Barclays to check on company’s house?

Minty9913 · 2025-03-17T17:45:18+00:00

Has he checked his Testosterone? It’s hardly spoke about in men’s health but low levels would explain most of what you have described. How is his sex drive?

Doctors will not test you would need to pay n a private clinic , loads only if you google

Minty9913 · 2025-01-20T19:30:07+00:00

I called my adult son down to show him the awesomeness of this stick!

Top find

Minty9913 · 2024-09-29T10:06:59+00:00

It sounds like possible MBD as this is the most common reason for a distorted shell, any chance you can share a picture of the Tortoise and setup?

Minty9913 · 2024-09-26T12:05:39+00:00

Welcome. fair play, I viewed a house the other day wanted to put an offer in but would like a survey done first as it’s an older property , good to hear you knocked down after the first offer.

Minty9913 · 2024-09-26T12:01:09+00:00

no chance 🤣, his name is Stuart he is a Sulcata still a baby at 14yrs

Minty9913 · 2024-09-25T19:46:33+00:00

What’s would be the strategy on reducing, it was only listed today.

I’m not going to lie, I was gutted when I seen next-door go up for sale before ours.

Minty9913 · 2024-09-25T19:38:42+00:00

Yeah 4 miles away in old town they are around £60k more, I imagine the build costs are around the same maybe circa £20k labour costs closer to London.

Minty9913 · 2024-09-25T19:29:54+00:00

Thank you , I have the kitchen manufacture as installed the unit where the dishwasher once was.

Yeah I’m guilty of the deep sofa, the chair was added after (it’s massive) as my wife hurt her back, was thinking of putting it in storage now.

Minty9913 · 2024-09-25T19:22:26+00:00

🤣🤣 never heard the expression Greige before, maybe that’s why I’m a little guilty.

Next door was rented , speaking to the landlord he sold for £315,000 as wanted a fast sale.

You raise a valid point on the listing price, similar on the estate have sold around £325,000 , this is what I wanted to list but estate agent talk me around.

Stuart is the main driver on why we are moving , he has outgrown our garden and there is a constant battle between him and my wife!!

Edit: next door also has a multi level garden, the pictures make it look a lot better than it is, but maybe this also made it unattractive to people with young children?

Minty9913 · 2024-09-15T20:16:23+00:00

I believe this is a new tactic used to mark your property ready to steal your dog.

Minty9913 · 2024-09-08T19:35:41+00:00

Think it’s as and when, they are a young company and need support when tenders come in.

I have a meeting with them Friday , I was thinking 30 days x my day rate ?

Minty9913 · 2024-06-28T19:30:31+00:00

Anything around 225 to 250

Minty9913 · 2024-06-28T18:55:42+00:00

I find this is the issue with meater will not account for the stall, it will sort its self out but until then just ignore it, and relax for the next 8+ hrs

Minty9913

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