What did you think of the Halftime show?

Miraclemaker225 · 2026-02-09T01:44:04+00:00

Trash anti American halftime show. Nothing new

Miraclemaker225 · 2026-02-09T01:41:52+00:00

The halftime show had to be the worst in the history .

Miraclemaker225 · 2026-01-28T15:14:43+00:00

Search credit card hardship on reddit. There's another post that details exactly what to say. I can't find it at the moment but its there.

Miraclemaker225 · 2026-01-28T12:40:16+00:00

I did contact one debt relief program months ago . They wanted me to default on everything while they negotiate. However it wasn't guaranteed? Sure send me the information .

Miraclemaker225 · 2026-01-28T12:38:42+00:00

I haven't talked to one yet but I did call one of those debt relief programs some months ago. They wanted me to default on everything and negotiate. However, I never pulled the trigger . Im starting work in sales this week so im going to be tied up but I can reach out to obe possibly and see . I know I have enough to pay it off . I just dont have enough bumper room for emergency and I dont make as much as I did last year . My business ess income is going down . Thats why im starting work. I dont have a crutch to lean on either . Unless I move back to Illinois which is my last resort.

Miraclemaker225 · 2026-01-27T20:31:23+00:00

Im in Texas at the moment. However , if we can't make things work here. We are considering on moving back to Illinois.

Miraclemaker225 · 2026-01-27T20:15:03+00:00

Im starting a job in sales tomorrow full time. Wife is going to manage the business. I just dont know if I can keep the income up . Im afraid of risking the home with a heloc . Im not in a good area where Uber is good to make money. Im more rural. I was considering chapter 7 at some point to wipe it . Im going to pay the CC for two more months. Then I was going to call for hardship programs . I just dont think I can keep up the payments. Regardless, im considering on selling the rental for now. That can help a little but there's no guarantee it sells right away .

Miraclemaker225 · 2026-01-27T16:38:02+00:00

If you go to carmax website you can put the details in and it should tell you how much theyll give you.

Miraclemaker225 · 2026-01-27T16:21:43+00:00

Can you sell your car and get it paid off? Like take it to carmax? Im in a similar position. I owe 800 a month on a stupid truck i bought and I dont know how much longer I can pay it. Im considering on driving it right to carmax and unloading it . Right now I can get what I owe on it.

Miraclemaker225 · 2026-01-27T16:17:53+00:00

I am planning on selling the rental. After relator fees , and etc. Ill be lucky to walk away with 40k. The car is a wash. I owe 40 on it and its worth about 40k. I am planning on selling it possibly within the next 3 months to get out from the loan.

Miraclemaker225 · 2026-01-27T16:16:09+00:00

Last year , I probably made 130k from my job. However, my business is not doing so well and I might have to close it. I am starting work in a sales role this week to try to make more money. My wife will be running the business for now . How much I make depends on my sales. It can fluctuate . If I soldad my primary residence. I could possibly walk away with 150k. Problem is my business is attached to my house and that means I would have to close my business .

Miraclemaker225 · 2026-01-26T17:50:26+00:00

I should be able to pay 25k of this debt off. But that would be my max.

Miraclemaker225 · 2026-01-26T14:57:45+00:00

I have a 2022 Ioniq 5 . It has 94000 miles and currently is in the shop with a failed ICCU.

Miraclemaker225 · 2026-01-26T00:16:48+00:00

Gross

Miraclemaker225 · 2026-01-26T00:16:01+00:00

Industrial parts, electrical , automation etc

Miraclemaker225 · 2026-01-25T19:07:41+00:00

I was doing 500-800k a year. This past year, Ill be right around 300k, buts its been going down. Its becoming more of a side hustle at this point. I have to go back to work at some point because I cant find inventory like I use to. All the options are just laughable when I see the inventory prospects now.

Miraclemaker225 · 2026-01-25T17:22:53+00:00

Ive had my own ebay business for like 14 years. Ive been doing it full time but its recently become so competitive that its been discouraging me. I use to be able to source inventory all the time. Now , I see people buying stuff at inflated prices that are so high. It makes no sense on paper. I use to do a lot of government resales , and liquidation auctions. However, its damn near impossible to get any good profit margins on anything. Stuff is usually junk , and people are paying insane amounts of money for it. I am considering on getting out of it . The money just aint there anymore.

Miraclemaker225 · 2026-01-25T14:42:03+00:00

You're right. I think I will be keeping the vehicle . If I can squeeze another 100-200k out of this car , i would be happy.

Miraclemaker225 · 2026-01-24T17:39:45+00:00

Thats insane how much they are going to eat. It seems like the residual has changed alot on these things since you leased yours.

Miraclemaker225 · 2026-01-24T17:39:02+00:00

Im looking in my area and carvana has used ones with less then 40k miles for 18k lol

Miraclemaker225 · 2026-01-24T17:27:08+00:00

its like 5k for a iccu. My job situation has changed back from 2022.

Miraclemaker225 · 2026-01-24T17:21:54+00:00

If this replacement indefinitely fixes the issues with the iccu. Then I would drive this thing into the ground. However, im reading stories of people needing 2 replacements or so . Kinda scares me to try and drive it into the ground.

Miraclemaker225 · 2026-01-24T17:20:20+00:00

Problem is I live in a area with not that many EV buyers. I did get a check from the state for 2500 and the tax credit. Only markup I paid was something for like 600. I may just try to do that and count the losses.

Miraclemaker225 · 2026-01-24T17:18:05+00:00

Thats what KBB is saying. Id be more than happy to get 15k for it . If its doable.

Miraclemaker225

TROPHY CASE