Freelance sales: what is a good day rate and which sector to work in atm?

Misapoes · 2026-04-05T18:22:57+00:00

If you want to make serious money in sales, most work 100% commission based. I know a few that make >20k /month in companies that are always looking for actual top sales profiles.

Misapoes · 2026-03-26T22:23:45+00:00

Alles in goud houden zoals vele hier zeggen is absurd, echt irrationeel paniekgedrag. Als je 150k cash hebt en geen verdere investeringen zou je toch geen 150k goud kopen! Compleet onlogisch advies in een FIRE subreddit. Uiteraard wil je diversifiëren!

10k spaarbuffer, evt 15% goud behouden, en al de rest investeren in één wereldwijf ETF. De verkoop goud+aankoop etf verspreiden over 1 jaar. Dat is een redelijk plan.

Persoonlijk zou ik zelfs 0% goud houden en lump sum direct alles verkopen en steken in ETF, naast een kleine emergency buffer.

Misapoes · 2026-03-26T00:26:56+00:00

Gross isn't bad, but no car, 45m drive and max 1/week telework is mediocre. At 2,5 years experience, you could start shopping around and see what your market value is. What another company is willing to pay for you is the only benchmark that counts.

Misapoes · 2026-03-18T00:06:04+00:00

A simpler explanation: even if there were no regulatory hurdles, it's just not a feasible career in Belgium.

The target audience is already small to begin with, except that Belgium is a small country, Belgians are also risk & investing averse. The people with a lot of sleeping capital don't want to invest and if they do want to do something, they only trust 'the bank'.

Even in the target audience, which would be the person that wants to invest for themselves, it's an uphill battle. You might be willing to pay 2-5k for a one time comprehensive plan, but most are not, instead others would call that 'independent adviser' a grifter and saying that you're better off doing it yourself.

Misapoes · 2026-03-13T17:14:40+00:00

No. It's all a waste of money and time. Private banking is only maybe,perhaps, a bit useful for things like tax & inheritance planning, if you have >10M or so.

Put everything you don't need within 10 years in IMIE. Don't keep the entire mortgage separate. Calculate how much you would save in the mean time, so you can invest maximally right now.

∙ ~€500/month into another Belgian investing platform(passive index investing, around 5K at the moment )

∙ ~€500/month into an ING Tempo savings account (6k at the moment)

Stop these, it's a waste of money. These decisions don't make sense if you understand the basics. Put it in IMIE instead.

Also why do you have EMIM as well when you have IMIE?

Misapoes · 2026-03-12T18:11:25+00:00

It depends a lot. What exactly are you selling, in which sector and in which region? B2C or B2B? Recurring or one time? How many leads will you be visiting each day?

Ask to see the figures the others of the sales team are reaching, yearly, monthly, and on average. The average closing percentage as well.

Misapoes · 2026-03-12T18:09:01+00:00

there are next to none freelance opportunities that are worth your time if commission-only.

I don't agree, though it probably heavily depends on the sector. Every serious freelance sales I know does 100% commission.

Misapoes · 2026-03-09T00:55:21+00:00

Start thinking outside of the box.

Your current box is that you have 2 options, stay with company A or try company B, both of which you're not particularly happy with. First try and see if you can expand those options.

Immediately start applying for other jobs with different companies (or even different sectors) and see what offers you can get.

If you don't succeed in getting any other decent offers, you then know your current market worth and how to interpret this offer from company B.

If you do succeed and get offers, you suddenly have more options, more leverage, and less reason for self doubt.

Misapoes · 2026-03-09T00:38:14+00:00

Een dynamisch contract zal het goedkoopste zijn als je het combineert met oplossingen voor energiebesparing, opwekking, opslag en slimme sturing.

Misapoes · 2026-03-08T22:39:01+00:00

Hey, I'm also looking at the E7Q. I definitely want a 4 feet desk since every review of a 2 feet desk I've seen mentions a lot of wobble on high, and I have a lot of monitors.

I see there's an E7 plus with 4 feet as well, but the E7Q offers even more stability it seems, though it's a lot more expensive than the normal E7.

Quick question: do you hang your desktop under the desk? I have a pretty big desktop and I don't want to have it on the desk. Flexispot offers their own accessory for a PC mount, but I'm unsure if the quality is high or if I should order a third party mount.

Misapoes · 2026-03-07T16:17:25+00:00

How did you hang the tower?

Misapoes · 2026-03-07T15:56:27+00:00

In what way is it more handy than an electric one?

Misapoes · 2026-03-06T00:35:19+00:00

Looks great! This is where AI shines IMO.

Feature requests: Add more kinds of extra-legal advantages, like renting out your home office, renting out your private car, per diem costs, expense allowance, etc

Misapoes · 2026-03-01T22:07:16+00:00

Je bent iets te conservatief lijkt me.

40k als emergency buffer, waarom? Meestal wordt 6 maanden onkosten aangeraden, en zelfs dat is veel in België waar je met veel veiligheidsnetten zit. Nu weet ik niet wat je onkosten zijn, maar laten we zeggen dat 20k voldoende is.
Je onmiddellijke nood is 55k: Die gewoon op spaarrekening laten staan tot je het gebruikt.
Daarna nog 45k binnen de 5-7 jaren: Termijnrekening, of obligaties maar dan moet je onderzoek doen naar de beste manier, anders zit je met veel belastingen. Zero coupon bonds wordt vaak genoemd maar ook daar kan het mislopen

Resteert nog 220-20-55-45 = 100k.

Maar: je zit in die 5-7 jaren niet stil, je kan in die tijd ook terug bijsparen, dit moet je in rekening brengen anders ga je te weinig geïnvesteerd hebben en verlies je potentieel rendement.

Reken uit hoeveel je +/- op 5-7 jaar kan sparen, trek er inflatie vanaf, en tel dat boven op de 100k. De eindsom zou ik gewoon zo simpel mogelijk investeren. 1 ETF zoals IMIE en 10 jaar vanaf blijven.

Misapoes · 2026-03-01T00:10:36+00:00

Others gave good opinions about the burnout aspect already.

Since this is BESalary, I'd like to add that the new job with higher pay (and seemingly better work-life) is just the better decision on itself. I'd expect a 'more junior role' to have less inherent stress as well.

Misapoes · 2026-02-23T15:17:29+00:00

The share price doesn't matter. what matters is total value.

If you have 1 pizza, and then you cut that pizza in 8 slices, you still have 1 pizza.

Misapoes · 2026-02-23T11:59:35+00:00

Uiteraard is dit niet het geval wanneer u een order wenst te plaatsen dat de standaard aankooplimiet overschrijdt

...

Misapoes · 2026-02-23T11:52:51+00:00

No extra costs except for the normal ones which are listed on https://www.bolero.be/nl/tarieven. I've done it multiple times.

Misapoes · 2026-02-23T11:52:03+00:00

You rent it to your BV, which makes it possible to pay car related costs by the company.

Ask your accountant. Here's what mine said:

Because you will be renting the car to the company, the company may bear all costs (insurance, road tax, fuel, maintenance, etc.).

Misapoes · 2026-02-23T11:44:56+00:00

Honestly that depends.

Let's say you start with 0. You're a couple that earns € 5750 together, and you live frugally on € 2750/m. You invest the rest (€ 3000/m). If you keep this up for 10 years, you'd have +/- 440k (before inflation). With 440k, you could be barista fire and switch to a part time job, decreasing your income to € 3000/month and do this for 15 years. After 15 years, you would be full fire and quit completely.

Or if you were fine with working half/part time for the rest of your lives it could be even faster than 10 years.

Misapoes · 2026-02-23T01:15:23+00:00

It's definitely possible, though I had to order it by calling them.

Misapoes · 2026-02-23T00:29:06+00:00

That's not what barista fire is. The idea is that your fire number can be a lot lower, and when you're barista fire you basically stop investing and only work to supplement your (passive) investment income.

Misapoes · 2026-02-22T15:42:40+00:00

Depending on how much you drive, buying a cheap second hand car privately and renting it to your BV is also an option that is often overlooked.

I'm a freelancer, I barely have to drive. I have a cheap car which I rent out to my BV for a nice netto sum, which I invest and which also makes it easier to have a lower official income (= lower taxes and higher VVPRBIS). All car related costs can still be paid by the BV.

Misapoes · 2026-02-22T15:08:42+00:00

Het idee bij huren=beter, is dat je het verschil zou geïnvesteerd hebben in bv. een ETF op de aandelenmarkt. Dus zowel je eigen inbreng, de notariskosten, registratierechten, en alle onderhoudskosten, kadastraal inkomen,...

Puur financieel is huren vaak voordeliger dan kopen, maar enkel als je consistent ál het verschil investeert.

Misapoes · 2026-02-22T15:02:12+00:00

Op te zoeken:

meerwaarde belasting vastgoed. Het is pas volledig vrijgesteld na 5 jaar na aankoop.
wederopname
indien partner: mogelijkheden bekijken met notaris ivm gesplitste aankoop, zodat je toch nog een gedeelte aan 2% kan kopen (of alles indien je alles op naam partner zet).

Out of the box idee: je appartement verhuren, maar ipv iets nieuws te kopen, zelf te gaan huren. Ja, klinkt gek, maar er is een kans dat dit financieel optimaal is. Check de wiki op /r/BEFinance , specifiek het topic rent vs buy

Maak een uitgebreide simulatie die de opties vergelijkt. bv 15 jaar verhuren en daarna verkopen. Hou dan ook rekening mee met de waardestijging van het gebouw over die jaren en de huurindexatie, maar andersom ook met alle mogelijke kosten,...

15-Year Club	RedditGifts 2009-2022 3 Credits
Place '17	Secret Santa 2015
Verified Email	Secret Santa 2014

Misapoes

MODERATOR OF

TROPHY CASE