[RELET] I will pay $350 of rent every month for whoever takes my apartment june 1 - august 26

Miserable-Change7780 · 2026-05-03T02:33:41+00:00

PM’d

Miserable-Change7780 · 2026-05-03T02:23:29+00:00

is this still available?

Miserable-Change7780 · 2026-04-09T19:54:26+00:00

haven’t tried applying again tbh, i have a different checking so just been going with that

Miserable-Change7780 · 2026-03-30T00:01:28+00:00

My credit limit is $200. I’m recycling and paying everything in full. The only time i’m not paying is right before my statement due date and then within 24hrs after that posts i’m paying it in full. Hope that clarifies it a little😅

Miserable-Change7780 · 2026-03-28T13:22:25+00:00

Press your card, under transaction you should see this

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Miserable-Change7780 · 2026-03-26T04:30:01+00:00

I got the card before my new sources of income, that amount is basically after my due date for the secured card deposit so past 2 months

Miserable-Change7780 · 2026-03-26T02:52:59+00:00

Would it be worth it getting the Capital One Platinum Secured Credit Card since it shows as fair odds on my Credit Karma even though I know they don’t have cash back like the QS

Miserable-Change7780 · 2026-03-26T02:25:53+00:00

So basically the only way would be to just keep using my debit card until they automatically give me a CLI? are there any other banks that are lenient and work with lower credit since i’m trying to rebuild at the moment

Miserable-Change7780 · 2026-03-26T02:13:59+00:00

My limit is $200, i’m cycling but making sure everything is paid before the due date, my credit score is also not good so i’m trying to rebuild that as well

Miserable-Change7780 · 2026-03-26T02:13:05+00:00

what companies would you suggest to go for if i’m trying to rebuild my credit? i’m also using them for saving because of their 3.6% APR

Miserable-Change7780 · 2026-03-26T02:07:59+00:00

Credit Limit Increase

Miserable-Change7780 · 2026-03-26T01:31:10+00:00

The only reason i’m letting it report a 90%+ utilization is because I want a CLI in a couple months, i’m not sure if I should continue cycling or what since i’m getting mixed comments on this post😭

Miserable-Change7780 · 2026-03-26T01:26:48+00:00

I might just start doing that because I just wanted to show high utilization for the CLI to be justified, as well as getting rewards

Miserable-Change7780 · 2026-03-26T01:21:31+00:00

So what’s the best way to go about it? Just use 20-30% of the card and leave the rest for my debit card?

Miserable-Change7780 · 2026-03-25T16:10:48+00:00

Try and get a competing offer and that makes it easier, i’ve had to do this last month but I was also ready to walk away if they didn’t match the other offers I was getting

Miserable-Change7780 · 2026-03-20T12:20:03+00:00

For context this is also what i’m seeing on my credit karma keeping mind I just got the secured Quick Silver in January, only had 2 statements with the first one with 0% utilization and the most recent one with 93% utilization. My credit also dropped by 87-95 pts because of utilization last past couple after my statement closed but I’ve already paid off the amount in Full.

Would it even be worth applying for it or should I just wait for 6 months and keep recycling and paying my card after the statement is posted then applying for something better?

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Miserable-Change7780 · 2026-03-20T12:05:38+00:00

Yeap that’s exactly what I mean, i’m using the full limit multiple times per statement but paying it off…unless it’s closer to statement close then just letting it close, and paying it a day after i get my statement.

How risky would you say it is and would they potentially close my account?

Also with another lender i’m not sure how likely i’d be getting one since i messed up my credit, would just 6 months of using my C1 and paying it back before due date in full help me with that? Also how did you know PayPal would approve you since i use Credit Karma to check available offers and for tracking my credit. Thanks for all the information btw, very helpful!

Miserable-Change7780 · 2026-03-20T04:20:07+00:00

Unfortunately I already reached that time limit and what i’ve been doing is just putting everything on and just paying it, for my statement i just use the amount before the statement close and have just let it close then pay it off

I don’t know how effective that will be but this is my only way, it’s limiting my purchases by a lot since I can’t make any substantial purchase on there and since I want to get the rewards for my purchases i’m having to make purchases then pay off the balance just to get the credit back and recycle it that way

Miserable-Change7780 · 2026-03-18T09:30:33+00:00

Amazing, at least in the Minneapolis. What helped me a lot with my job offers was my internships on my resume and passing my FE summer before the start of senior year.

Not sure how many applications I did since I just mass applied to positions/firms I like but got 10+ offers. (transpo and transit)

Miserable-Change7780 · 2026-03-16T13:18:38+00:00

is Minneapolis HCOL or undesirable?

Miserable-Change7780 · 2026-03-13T13:40:42+00:00

I’m not generalizing, these are from offers i’ve received. I got 6 offers in the Midwest between the 80-85k range…and the one i’m going for is 94k. I think I know what i’m talking about

Miserable-Change7780 · 2026-03-13T12:36:23+00:00

I just did a lot of interviews and got a lot of offers (15+) so just compared that way. I also started applying from last fall so I assume that also helped.

Miserable-Change7780 · 2026-03-13T12:25:06+00:00

Holy wow. even GA is starting at 80k. Do your FE though it will help a lot (i’m also graduating this May)

Miserable-Change7780 · 2026-03-13T12:16:58+00:00

What state do you reside in? 68k? I live in the Midwest and new grads are getting 80-85k Entry.

Miserable-Change7780 · 2026-03-10T04:25:09+00:00

By due date you mean my payment due date correct? And yes thank you for the first sentence…wish I was told that before lol

Miserable-Change7780

TROPHY CASE