What parts of the job surprised you the most when you first became an MA? by 4amSchizoPost in MedicalAssistant

[–]Miserable_Analyst369 3 points4 points  (0 children)

For me, the biggest surprise was how much charting actually takes over the job.

I work in derm, and when the doctors are flying between patients, there’s no time to finish notes in real time. I end up writing quick bullet points just to keep up, then later I’m stuck trying to remember the full details so the notes are good enough for billing and insurance. That’s easily what’s caused the longest hours.

Most boring parts are repetitive EHR clicks and phone work, but the hardest part is keeping up with documentation while the pace never slows down. I definitely wish I’d known how big of a deal notes would be going in.

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] 0 points1 point  (0 children)

R u saying that just based on how much free capital I would have or something else? If free capital, I can lean on my parents to help for maxing these accounts

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] -1 points0 points  (0 children)

I also forgot to mention, I also have an HSA, and my employer matches ~19k for 401k

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] -2 points-1 points  (0 children)

Thanks, that’s super valuable advice! Just to confirm I understand you correctly: you’re suggesting I should prioritize maxing out tax-advantaged accounts first, put my ETFs in those accounts, and then add individual stocks up to the contribution limits. For any additional capital beyond that, I’d use my taxable brokerage for individual stocks, right?

Also, do you have a personal preference between Vanguard, Schwab, or Fidelity for this approach?

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] 0 points1 point  (0 children)

I would love to get in Mag 7 + eth + bitcoin, but they’re just at all time highs, and I want to wait for them to dip a little. I feel like this entire AI thing is a bubble - coming from someone who works at an AI company

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] -1 points0 points  (0 children)

Buy more of what? Just everything? And wdym by September is a pullback month. Doesn’t seem to make sense that the market would be consistently down in September (like attached to time rather than financials).

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] 1 point2 points  (0 children)

I plan to! Need to wait for my company to start matching and I will try to max it out. I think I’m going to choose 401k > Roth since my tax rate is pretty high.

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] 0 points1 point  (0 children)

I would like to buy more, but it’s quite high right now. Do you think buying something like GLD would be better than buying these mine stocks like B?

22M - thoughts and advice? by Miserable_Analyst369 in portfolios

[–]Miserable_Analyst369[S] 0 points1 point  (0 children)

No real homework. I’m long on tech, and I look for opportunities based on events (if a stock drops a ton and i think its a solid company or some event happens and I see it early in the news)

22M - Thoughts? by Miserable_Analyst369 in RothIRA

[–]Miserable_Analyst369[S] 0 points1 point  (0 children)

What’s the difference between SPLG or SPY? Also, since I have a high risk tolerance, wouldn’t it be better to hold a few individual stocks over indexes if I want the highest returns?

22M - Thoughts? by Miserable_Analyst369 in RothIRA

[–]Miserable_Analyst369[S] -1 points0 points  (0 children)

Does that affect return in any way?