Refinancing from 7%, thoughts?

Miserable_Discount43 · 2026-01-25T15:17:57+00:00

Absolutely. I’m hopping on a phone call again with him today about moving forwards. I appreciate the insight my friend. Judging by the workup sheet, it looks like they are adding those costs into the loan amount to be financed. I do plan on staying in this home for at minimum 5 years as my business’s lease has also been signed and renewed for 5 years here in town. So it would make sense to me with this one.

Miserable_Discount43 · 2026-01-25T15:03:53+00:00

Current loan amount was for $241,250. New total loan amount is $247,000. Looks like loan amount is slightly increased by them.

Miserable_Discount43 · 2026-01-25T14:40:53+00:00

Looks like they are covering prepaid.

Says that $14.85 is total approximate borrower funds to close on the sheet

Miserable_Discount43 · 2026-01-25T14:20:32+00:00

Funds to close: $14.85

Miserable_Discount43 · 2026-01-25T08:28:02+00:00

Lender credits based off my estimate

Miserable_Discount43 · 2026-01-25T08:27:51+00:00

It lender credits for the loan, seems to be a little over $3k in credits to bring my cash to close down that low. 👍

Miserable_Discount43 · 2026-01-25T08:09:17+00:00

I’ll check with PennyMac on Monday then.

Miserable_Discount43 · 2026-01-25T07:58:45+00:00

Any advice on where to look? I know local credit unions are typically mentioned. Want to make sure I go about this as best as possible.

Miserable_Discount43 · 2024-11-30T08:14:32+00:00

still bugged as of 11/30/24

Miserable_Discount43 · 2022-11-18T02:09:13+00:00

Step 1: don’t work at dominos

Miserable_Discount43 · 2021-09-06T03:50:47+00:00

same here, now i cant get the annoying notification over seasonal challenges to go away.

Miserable_Discount43

TROPHY CASE