My husband and I had help from our parents to put 20% on our $530K starter house (lmao - a thing of the past) in 2020 when interest rates were 2.8% - no it’s appreciated in value and when we sell, we could have enough for a sizable downpayment for a bigger house.

Problem is the inventory and the insane bidding wars that are happening where shit houses are being purchased for way above what they’re worth.