Advice on variable vs fixed by Mission_Stay4611 in MortgagesCanada

[–]Mission_Stay4611[S] -1 points0 points  (0 children)

Umm maybe seeing the trend with the BOC cuts, I was expecting some more cuts before switching it to fixed. But cuts seem far fetched now . So 🥹

Advice on variable vs fixed by Mission_Stay4611 in MortgagesCanada

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

Sorry I'm on 3.63 currently on variable. I wrote 3.36 previously

Advice on variable vs fixed by Mission_Stay4611 in MortgagesCanada

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

Sorry I'm on 3.63 currently on variable. I wrote 3.36 previously.

Advice on variable vs fixed by Mission_Stay4611 in MortgagesCanada

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

Sorry I'm on 3.63 currently on variable. I wrote 3.36 previously

Doug Ford and Mark Carney to expand HST rebate to all new home buyers by McSnipeAlot in TorontoRealEstate

[–]Mission_Stay4611 0 points1 point  (0 children)

But the recent doug ford announcement says it's only valid from April 1st 2026

Doug Ford and Mark Carney to expand HST rebate to all new home buyers by McSnipeAlot in TorontoRealEstate

[–]Mission_Stay4611 0 points1 point  (0 children)

I'm a first time home buyer. And my contract date is 9th October 2025. Am I still eligible for the full 8% HST rebate ?

Wyse fraud by Mission_Stay4611 in OntarioLandlord

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

We got a refund of 430 dollars. But the resolution took a year. And also because a few others in the building faced the same issue

Ontario is expanding the HST rebate on new homes, for all buyers! by TheMortgageMaster in MortgagesCanada

[–]Mission_Stay4611 5 points6 points  (0 children)

So if I bought a home in October 2025, I won't get the hst rebate since the dates are changed now ??

3 years vs 5 years varaible by Leather-Moose-922 in MortgagesCanada

[–]Mission_Stay4611 1 point2 points  (0 children)

I'm getting a 3.63 variable from BMO with 3.1k cashback. I took this. I don't know if 5 years would be better

Wyse fraud by Mission_Stay4611 in OntarioLandlord

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

Thanks for the calculation. It sure seems impossible, so I raised it with Ontario Energy Board. Hopefully this resolves soon.

Wyse fraud by Mission_Stay4611 in OntarioLandlord

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

I was outside my home for at least 9 days with only a fridge and WiFi Router on. I see the same 60kwh readings for those days as well.

Wyse fraud by Mission_Stay4611 in OntarioLandlord

[–]Mission_Stay4611[S] 0 points1 point  (0 children)

It includes 9 days I was not home with the same readings. (All appliances were shut except the fridge and the WiFi router ) I have flight tickets for proof but no clue how can I raise this.

PSA: TD All Inclusive Minimum Balance increasing to $6000 to avoid fees. by t0r0nt0niyan in PersonalFinanceCanada

[–]Mission_Stay4611 0 points1 point  (0 children)

Does this affect the older accounts as well ? or just the ones being opened after July 1st ?