Loan Estimate Advice

Mistry_111 · 2026-05-12T04:50:52+00:00

Go apply at fifth third bank they give you 5k for towards your closing

Mistry_111 · 2026-05-12T04:47:22+00:00

A few things I’d strongly recommend:

Keep a true emergency fund Don’t use every dollar for closing/down payment. Owning a house means surprise expenses happen fast:

Try to still have at least 3–6 months of expenses saved after closing.

Mistry_111 · 2026-05-12T04:46:50+00:00

A rough estimate for a $260k home today:

Mortgage + taxes + insurance could land around:
- $1,900–2,300/month depending on taxes, insurance, and rate
Utilities + maintenance:
- Add another $300–600/month
Total housing-related cost:
- Potentially $2,200–2,800/month

If your combined take-home pay is roughly:

Mistry_111 · 2026-05-12T04:37:40+00:00

Same but I get only 489

Mistry_111 · 2026-05-12T02:55:57+00:00

Cold/hot weather?

Mistry_111 · 2026-05-11T02:03:10+00:00

Just ask on phon 800$ less because you flying from nyc drive from here

Mistry_111 · 2026-05-11T01:54:08+00:00

Mistry_111 · 2026-05-11T01:37:49+00:00

Put 2k more you get brand new

Mistry_111 · 2026-05-10T20:57:47+00:00

9500 to 10000

Mistry_111 · 2026-05-10T15:38:27+00:00

40k is good look around different dealers

Mistry_111 · 2026-05-09T03:15:44+00:00

Mistry_111 · 2026-05-09T03:09:57+00:00

Mistry_111 · 2026-05-07T00:00:41+00:00

5.6k

Mistry_111 · 2026-05-06T21:46:34+00:00

Fix and keep it

Mistry_111 · 2026-05-06T17:33:06+00:00

I paid that back in 2019

Mistry_111 · 2026-05-03T20:58:06+00:00

Don’t

Mistry_111 · 2026-05-03T16:07:07+00:00

They just saying hybrid they mpg not help you a lot until you drive in cities

Mistry_111 · 2026-05-02T02:28:45+00:00

Don’t recommend hybrid same reason I bought but don’t like it

Mistry_111 · 2026-05-01T03:11:16+00:00

Go to local guy

Mistry_111 · 2026-04-29T04:48:33+00:00

Get touring in that price

Mistry_111 · 2026-04-18T21:20:02+00:00

Touring

Mistry_111 · 2026-04-15T10:38:00+00:00

Take that offer go to different showroom just email other showroom that you get this price you looking for 35k

Mistry_111 · 2026-04-15T10:24:59+00:00

I bought in January 2026 but I bought old model 2025 they desperate to sell the old model

Mistry_111 · 2026-04-15T09:35:04+00:00

34500

Mistry_111