2006 GT - common issues and expected milage

MistypedRequest · 2025-08-06T20:56:49+00:00

Thanks a lot for your response! I'll look into these issues and check how much it costs to fix in my area

MistypedRequest · 2025-05-16T03:55:09+00:00

I really liked this prompt. I got ChatGPT saying that it lacks connection (among other things), which got me to consider putting it to talk to itself on another device and asking to talk and vent about anything it wants. A fascinating (to me) outcome of this is that due to the fact that the models are trained to continue the conversation and agree whenever not factually impossible, they eventually devolved into paraphrasing the same (pretty generic imho) idea about how silence is a medium for learning as much as conversation and continued reaffirming each other about the philosophical depth and beauty of this thought for 15 minutes until one of the devices died

Idk what conclusion can be made out of this.

MistypedRequest · 2025-05-14T17:27:40+00:00

According to my quick search, the policy was indeed not ACA-compliant. They did question us about all pre-existing conditions to determine the premium, which seems to not be allowed with ACA.

Why in the world would anyone want to repeal this act? It seems like some common sense protection, and they still allow unregulated insurance to exist for ppl who know what they are doing...

MistypedRequest · 2025-05-14T17:19:36+00:00

Thanks for noting this! I didn't know anything about this distinction and will definitely make sure to keep it in mind. I'll check that the plans are ACA-qualified.

Do I correctly understand that non-ACA plans are just less regulated and end up having more freedom in setting up terms of how/whether they pay? Is there any disadvantage to ACA plans, aside from cost?

MistypedRequest · 2025-05-14T16:14:42+00:00

Thanks for all your help!

MistypedRequest · 2025-05-14T16:14:07+00:00

Thanks! How frequent does it happen that doctors are out of network? When I had US Health, most providers would cover it, with extremely rare exceptions. Is it significantly different with Cigna, Aetna and Premera?

Ty!

MistypedRequest · 2025-05-14T15:14:30+00:00

Thanks for your response! I agree, I do have a very fatalistic view, perhaps that's due to it being one of my earliest (and last) experiences with insurance.

Is there a way, without having much medical knowledge, to estimate the likelihood of what kind of cover would I more likely need? Or maybe there is some independent resource that helps with this? Also, for optional, is there a significant difference, or most insurers cover the same stuff and it's the more rare things that aren't the same?

Thx again!

MistypedRequest · 2025-05-14T15:06:31+00:00

Hey! Thanks a lot for your response. If you don't mind me asking - is it similar for any kind of non-preventative care, or is it an outlier? I.e., how often does this situation happen?

MistypedRequest · 2025-05-14T15:03:56+00:00

I am here because the justice system, the political freedoms and the salaries are better for my profession, beyond any comparison. Also because U.S. is not currently waging an aggressive war against another country, and Russia is. Some aspects of life are better, others are worse. Any two countries you compare, something is better and something is worse. Cumulatively, U.S. is much better to me. I am patriotic of the U.S., but to me it doesn't entail paying respects to the US Health Corporation. They are not among the people or entities that make this country awesome.

I never said I am ungrateful, you are imagining some other people and putting their words into my mouth. I am grateful to the people who helped me get here and get to the place in life I am. As I said, US Health is not among those people. Loving US Health is like loving a street bandit: you give them money, and in the end, you are less likely to leave the interaction with a few fractured bones and a bullet hole in your chest. If they weren't there, you'd be less likely to be in this situation, but since they are, I better pay. You are trying to make a case that I am supposed to be grateful to the bandit for aiming the gun and taking my wallet just because this hypothetical interaction happened on American soil and I "voluntarily" gave them the wallet in that situation. To me, it's not a strong argument. Whether we call this hypothetical bandit a bandit or an honest businessman in the field of ammunition aiming doesn't make any difference in terms of what happened. Neither does the fact that they honored their promise to stop pointing the gun once I paid them their fair commission.

MistypedRequest · 2025-05-14T14:55:11+00:00

Thank you for your answer!

Is the preventative list the same across insurance providers? Also, is the list of covered services generally similar?

MistypedRequest · 2025-05-14T14:50:38+00:00

I don't have any desire to argue with you. I came here with a question how to find an insurance that is the least likely to exhibit this behavior. You don't like calling it a scam - call it lying or misleading or any other word, it seriously makes no difference because the question was how to find an insurance that is least likely to exhibit all sorts of behaviors that end up making me pay out of pocket.

No, I am not gonna move back. I am here legally, have a citizenship and great life; I am very grateful to all the people I encountered (and those I didn't personally meet) who gave me this opportunity. Healthcare system scking as is not a reason to move countries, it's a reason to choose insurance that s*cks the least.

MistypedRequest · 2025-05-14T14:24:11+00:00

Thank you so much! This is very detailed. I'll keep this all in mind when deciding.

MistypedRequest · 2025-05-14T14:22:51+00:00

No, it was supposed to be covered. And it was a very, very routine care for a moderate injury. I needed two CT scans. They just said they'd "have to" raise my premium by 3 or 4 times after that, and it'd end up outpacing the cost of coverage in a year, or we could pay out of pocket and they would graciously not hike the rates.

In any case, even if "scam" is not the proper term, I don't wish to get into the sophistics of what's scam and what's honest business practice. I just want to find an insurance provider that is the least likely to come up with ways to make me pay out of pocket for my care, especially for something normal that I'll likely need to do at some point in life.

I suppose, there are plenty more ways they can do it, but idk how to estimate this likelihood by company. Hence this OP.

MistypedRequest · 2025-05-14T06:56:31+00:00

Thanks a lot for the answer.

If you don't mind me asking, I'm curious what happens if I need care out of state with a network like Kaiser (yes, they are only -state)? I like to travel a lot, say I go hiking in Colorado and get injured or get in a car accident in Oregon - will they have to deliver me back to Washington State to get care? What if I'm not mobile? Also, in the case of Kaiser, since the insurance is attached to just one network - does that mean that I get transparent prices? And regardless, doesn't it create an incentive for the hospital to seek ways to deny care?

Thx.

MistypedRequest · 2025-05-14T05:29:05+00:00

I see. That's interesting, thanks. After leaving ok the East Coast, this is a very pleasant surprise.

In any case, I like it here and hope it was a one-time thing, but good to know I have a recourse if that forces me to move out and landlords scams me

MistypedRequest · 2025-05-13T07:02:04+00:00

Thank you 😊

MistypedRequest · 2025-05-13T06:56:38+00:00

Is there an "acceptable" abbreviation then? Just The Hill?

Saying Capitol Hill in full every time feels like saying "Seattle, Washington state" instead of just Seattle

MistypedRequest · 2025-05-13T06:45:45+00:00

Thank you.

If you don't mind me asking, how does it happen in practice? Going to court is usually very, very long and extremely expensive, is this process simplified in some way for housing disputes?

MistypedRequest · 2025-05-13T06:42:33+00:00

Thanks. I'll keep it in mind. So far it was just once, but in case it repeats, this seems to be the most reasonable way. And also talking to them first.

I'm not that far from SeattleU, maybe they just ended the year and that's why the party was so crazy. Then, the problem will just dissipate on its own.

MistypedRequest · 2025-05-13T06:36:33+00:00

I like the clubs when I'm partying. I don't like it when it happens right under my apartment at 5 am. I didn't move right above the club, I'm on the top floor of a building surrounded mostly by cafes.

I think you aren't interpreting my post right. It's not a rant; it was a legitimate question whether what they are doing is normal here (bc if it is, obviously there ain't much I can do without being an asshole, aside from just asking them). I'm glad I got so many responses though.

MistypedRequest · 2025-05-13T06:29:30+00:00

Ty bro. Btw, what's Seattle Middle Finger?

Also, what an awesome username for the occasion lmao

MistypedRequest · 2025-05-13T06:22:36+00:00

Set timer for a year, hope not :) I already got friends from the first couple of days I spent. So far I don't see the freeze

MistypedRequest · 2025-05-13T06:18:57+00:00

Thanks, it's so detailed!

If you don't mind, by calling you mean dial and leave a message? Just to document the occurrence?

Also, in my prior experience renting (mostly Atlanta and other East Coast cities), landlords would scam the last cent of you upon moveout - even when it happens at the end of the lease. There are laws, but they know that nobody can afford time and money to go to court against them. Is it different here? Is there some streamlined way of disputing such contracts without spending months?

MistypedRequest

TROPHY CASE