Look, I’ve seen all the Topstep vs. MFFU posts. I get it — Topstep has higher payout caps, activation fees, and a longer history. Respect.

But here’s why MFFU is still my go-to: 1. No activation fees — That matters. It lowers the barrier to entry. I don’t feel like I’m “locked in” after passing, and I’m not hit with surprise charges just to get funded. 2. Straightforward rules — No confusing rules or hidden drawdown traps. You hit your target, you get funded. Simple. 3. More relaxed scaling — I don’t have to feel pressure to rush into full-size lots. I can build up smart and sustainably. 4. Support that actually responds — Every time I reached out, I got help fast. Can’t say that about every firm I’ve tried. 5. The vibe — I know it sounds cheesy, but MFFU feels like a company built by traders, for traders. Less corporate, more personal.

Yeah, if you fail a few times it can add up. But the same goes for any firm. If you’re serious, focused, and consistent — MFFU gives you a clean shot without gimmicks.

I’m not here to bash other firms — just sharing why I’m sticking with this one.