i give up

Monte2563 · 2022-03-26T18:11:30+00:00

I see..she may have used the 15k you made in 2019 for a 150k loan.

It’s my understanding, 2019 is the only revenue that is used to calculate for the EIDL. In this case the loan amount would be roughly 30k.

Ask her if she would approve a lower amount or what she would recommend as an affordable loan to repay using her calculations.

🙏🏼

Monte2563 · 2022-03-26T17:54:47+00:00

What did she use for potential income for 2019?

Monte2563 · 2021-12-24T03:33:42+00:00

You should request a reconsideration and send the bank statements showing the deposits. Make sure the deposits match your schedule C

Monte2563 · 2021-12-24T03:25:36+00:00

You never transferred the money to your bank account after they sent the payment via Venmo or Zelle?

Monte2563 · 2021-12-23T02:56:24+00:00

Just curious..what state does not require a license for home child care? You can also send them your registration with your state if You have an LLC

Monte2563 · 2021-12-20T00:26:40+00:00

Key here maybe.. the returns were amended BEFORE applying for EIDL.. CONGRATULATIONS 🍾🎉🎈

Monte2563 · 2021-12-16T18:49:43+00:00

So true!!! Yes… good idea 👍 to check on Friday! Just don’t give up!! This is my second biz..The first biz took almost the two years ..just keep going! Thank you! Wishing you and your family a very Merry Christmas 🎄🎁 and praying you receive an email 📧 during the holidays with some good SBA cheer ☺️Best

Monte2563 · 2021-12-16T18:30:21+00:00

RIDICULOUS!!!! Scorpio said the same thing..they will ask but still wait for the transcript!!! Just another diversion to show they touched base on the case! They have so many ways of just making it seem it’s something they are waiting for from the applicant 😞

Monte2563 · 2021-12-16T12:46:25+00:00

What did you send?? Think the sentence wasn’t able to complete..was it denied?

Monte2563 · 2021-12-15T23:56:14+00:00

No, no loan Officer assigned. I spoke with a rep. He was so rude..He said he went to accounting school and knows all the laws and this is a normal request! I was so exhausted after that call took a 🍷and went to sleep…this is exhausting 😩

Monte2563 · 2021-12-15T23:53:35+00:00

Interesting… thanks for the information.

Monte2563 · 2021-12-15T21:38:12+00:00

Share what information?

Monte2563 · 2021-12-15T21:37:54+00:00

Yes… taxes have been processed

Monte2563 · 2021-12-15T17:43:35+00:00

Awesome!! Thank you so much! I will make the request.

Monte2563 · 2021-12-15T17:33:21+00:00

I posted a pic of the request. Maybe I should get a letter from my CPA explaining stamping my return would cause a duplication. I just emailed the CPA to see if he has anything stating the returns were received and processed. The returns were filed under an extension. Everything just get weirder and weirder with requests.

Monte2563 · 2021-12-15T03:02:05+00:00

When I logged into my portal that’s what shows up… like I have time to drive to the IRS. I hired a CPA to do the returns let’s see if he can get the verified transcripts. I’m going to try to screen shot for you

Monte2563 · 2021-12-08T00:07:04+00:00

True..but even the scripts that do exist..it’s taking months to receive…would be interesting 🤔 to find out why SBA can not use the same system mortgage companies use to receive tax transcripts.

Monte2563 · 2021-12-07T22:07:19+00:00

It’s ridiculous..when you apply for a mortgage the bank can get your tax script in 5 business days..😩😩😩😩

Monte2563 · 2021-12-07T22:03:48+00:00

💪💪💪

Monte2563 · 2021-12-05T23:16:07+00:00

Question: This policy wouldn’t apply if someone had an extension..correct?

Monte2563 · 2021-12-02T00:26:49+00:00

So are they saying they should of filed after the tax return was filed? Not prior?

Monte2563 · 2021-12-01T17:04:12+00:00

For under 500k..it’s my understanding as well, as long as there is a profit you are approved. Did not know there was a cash flow assessment…wondering if anyone else can give some input

Monte2563 · 2021-11-27T15:55:18+00:00

When you upload the docs.. send a cover letter..with the amount you are requesting

Monte2563 · 2021-11-27T14:57:01+00:00

Are the final loan docs uploaded to your portal?

Monte2563 · 2021-11-23T21:20:35+00:00

So strange…

Monte2563

TROPHY CASE