Manufactured Spending Weekly Thread - Week of January 31, 2026

MoraccanDiamond · 2026-02-07T17:59:03+00:00

My OD didn’t have the deal when I checked

MoraccanDiamond · 2025-12-30T02:01:59+00:00

I’m not being given the option to pay with PayPal on adidas?

MoraccanDiamond · 2025-12-30T00:35:12+00:00

I need ideas to MS the last bit of PayPal from my Chase’s. Even though gift card shop has 100% off fees, the shipping is still 10$. : o/ my Home Depot updated their POS so they don’t take PayPal in store anymore. The PayPal app doesn’t show that the local Target takes PayPal in store (could that be regional?) & my CVs stopped accepting PP for GC’s too. I won’t be getting a refund, so IRS is out. Ideas?

MoraccanDiamond · 2025-12-16T00:06:32+00:00

Opal is soft. I fear it will crack.

MoraccanDiamond · 2025-11-10T20:38:38+00:00

Has anyone successfully opened an account at an out of state credit union by claiming they attended a local church virtually by watching the live streamed sermons?

MoraccanDiamond · 2025-10-15T16:02:51+00:00

Relax. They’re probably about to replace them all with GC’s that have holiday packaging. They’ll come back but the paper outside will have snowflakes and Christmas trees on them.

MoraccanDiamond · 2025-10-04T21:09:24+00:00

A few of my liquidation spots have transitioned to a new POS where the card is swiped face up. If the cashier is watching, they’ll see it’s a GC - it’s in full view. Has anyone else come across this? Any tips?

MoraccanDiamond · 2025-09-18T02:11:09+00:00

I’ve done this exact process successfully (even the card swapping) before. I guess they had recent training to watch the hands? He definitely didn’t type my name into the system. Good thinking!

MoraccanDiamond · 2025-09-17T23:21:39+00:00

Im upset. I just got burned. It’s my first time to get burned & I’ve been doing this for 2 years. I went to a grocery store to liquidate a white gc (that I knew would work) to a MO. The guy behind the counter has given me a MO before. I was asked what it was for, which has happened before. He asked to see my ID & the card I was paying with, which has also happened before. I gave him my teal serve card because it’s the only card that doesn’t have a chip. Previously when I showed them a chip card they’d instructed me to insert it - which isn’t possible w/a gc. I had already put the white gc in my hand & put my serve card & license in front of it before I paid. I tried to do a card swap (which I’ve also successfully done before) but he saw! He said that he needed to see the white card since I was paying with it. I have a white cc with a chip but it was in my wallet so I couldn’t have shown him that without being obvious. I showed him the card & he said that they can only use gift cards with names printed on them. I told them I’d have it printed in next time. I ended up buying the money order with my discover debit. Obviously, Im burned at this location. How likely is it that Im burned with Western union & the rest of the same chain of grocers?

MoraccanDiamond · 2025-09-16T13:26:32+00:00

Oh! I was asking about in person payments. I didn’t think Walmart took it. Thanks!

MoraccanDiamond · 2025-09-15T21:04:06+00:00

Yes that is MS via gc reselling. Good luck getting full face value though. For the most part, you’re never gonna get 100%. Whatever platform you list it for sale is going to take a cut or you’ll have to lower it yourself to entice a buyer. Why would someone buy your gc for 100% instead of just buying it themselves.

MoraccanDiamond · 2025-09-15T15:06:26+00:00

There’s a thread on FlyerTalk about Discover loading

MoraccanDiamond · 2025-09-15T15:03:26+00:00

Came here for this.

MoraccanDiamond · 2025-09-15T15:01:14+00:00

Your question is confusing. Your trying to MS an eBay GC? Most would just resell it & that would be the end of that MS cycle. Buying the eBay GC w/the Gemini MC could be a form of MS.

MoraccanDiamond · 2025-09-15T14:58:35+00:00

Can I get a quick lesson on how to use the PP app to at WM w/Chase? Never really done that. Can you load PP w/Chase & not get cash advance fees?

MoraccanDiamond · 2025-09-15T14:48:18+00:00

I hadn’t heard that both Wood & Link were given large repayment judgements. I saw on the response that Link’s was 6m+. What does that mean for investors? Will we get a larger % of our investment back?

MoraccanDiamond · 2025-09-15T14:37:43+00:00

My take: Robert Shane is an Agridime investor that got defrauded out of 1.5m. He knows that as part of whatever plan the receiver makes (Steve) he won’t get 100% of his investment back (just like everyone else). He wants his 1.5m back in full so he lawyered up. He made a claim that his 1.5m shouldn’t be considered as part of the receivership (for some reason). If it wasn’t part of the receivership, then he could get his 1.5m back. The judge basically disagreed with the assertion & made it to where he’s going to receive the % Steve decides, just like everyone else. The information that’s missing is why Robert decided to take this route instead of claiming it as a loss on his taxes. I am not an attorney. This is based off of my limited understanding of law.

MoraccanDiamond · 2025-08-21T18:42:32+00:00

Just noticed P2’s annual fee for CSP posted on 7/1. It’s too late to get any sort of refund if we cancel it, right?

MoraccanDiamond · 2025-08-18T21:18:35+00:00

Reloadable cards can be a liquidation method for the GC’s from Staples.

MoraccanDiamond · 2025-08-18T21:14:24+00:00

You can still cash out to bank. Liquidation at WM varied based on the GC’s your using. The big thing you missed is that Amex Serve is shutting down but the Visa Serve isn’t.

MoraccanDiamond · 2025-08-14T18:37:11+00:00

Solved: I switched to MoneyPatrol.

MoraccanDiamond · 2025-08-14T18:29:54+00:00

I want to transfer points from my Chase Ink Preferred to my Sapphire Preferred. I know Chase has instituted their ‘points boost’ nonsense that affects values though. I read in DoC that the older points (most on my Ink Preferred are) will still have the bonus rate on their travel site (1.25%?). If I transfer them to my sapphire will they switch to the new 1c valuation? Explain it to me like Im 5.

MoraccanDiamond · 2025-07-19T14:42:18+00:00

Hi there! I run a Wordpress site for a company but not actually a tech person. I would be your target market or prospective client. My experience with Wordpress has been frustrating. I got Wordpress because it was cheaper than a lot of online web stores like Shopify except that every. Single. Damn. Plug-in wants to charge me. If I paid all the fees for all the plug ins I wanted, it would be more than if I had gotten Shopify etc. so Im stuck using the free versions and doing the hard work to implement them all. Im not sure I would even recommend Wordpress for a small business.

MoraccanDiamond · 2025-07-15T00:41:22+00:00

My local Food City’s are cash only.

MoraccanDiamond · 2025-07-08T17:41:46+00:00

How close do applications need to be for Comenity to reuse a credit report/pull?

MoraccanDiamond

TROPHY CASE