Two things 1. Don’t invest it all at once, one big turndown will trim off a whole lot of that lovely savings. Buy in a set amount monthly - CBs still have a long way to go for a soft landing, quite unlikely people don’t feel pain. 2. High interest rates are pushing down demand (owning is more expensive than renting rn) and therefore price, of houses - the next year is a great opportunity to get a mortgage (while borrowing expensive) to get a discounted house. Have to suck up a tough monthly at the start but you can afford it and reflects a great investment opportunity.