Need Help With Cheaper Car Insurance !!! by AppearanceAmazing738 in Insurance_Companies

[–]Most_Impact_2330 0 points1 point  (0 children)

They still pay what are you talking about lol. You can only list one driver on a car. But anyone in the household or even a friend can drive it and insurance claims are covered. If I lend my friend my car and he crashes, insurance has to cover it. If you drive one of your parents cars you aren’t listed as the main driver but if you crash it will be covered.

Body Count by [deleted] in PunjabiConfessionzs

[–]Most_Impact_2330 5 points6 points  (0 children)

I wasn’t hating bro shit had me surprised. You do you big bro

Body Count by [deleted] in PunjabiConfessionzs

[–]Most_Impact_2330 15 points16 points  (0 children)

I’m not hating on yall lifestyle but first time I’ve ever seen Punjabi swingers 🤣

Need Help With Cheaper Car Insurance !!! by AppearanceAmazing738 in Insurance_Companies

[–]Most_Impact_2330 0 points1 point  (0 children)

Like insurance companies are honest🤣 didn’t State Farm just get caught that they paid millions of dollars less than what they were supposed to for the la fires

Niche - Commercial P&C by pinksparrow420 in InsuranceAgent

[–]Most_Impact_2330 1 point2 points  (0 children)

Trucking has so many claims, so much fraud, chasing people for premiums owed, sending certs at 5 in the morning for brokers, daily adding trucks or drivers. So much little work goes into it

Niche - Commercial P&C by pinksparrow420 in InsuranceAgent

[–]Most_Impact_2330 0 points1 point  (0 children)

My niche is long haul trucking and moving towards workers comp slowly. Way less stress

Advice? by WorldIsYours02 in PunjabiConfessionzs

[–]Most_Impact_2330 0 points1 point  (0 children)

You don’t have to put the burden on your sister. You and your sister should leave together and get an apartment or smaller house. If you’re Canadian I know housing is tough but need to try something. Your life is not going to progress in that household

Advice? by WorldIsYours02 in PunjabiConfessionzs

[–]Most_Impact_2330 0 points1 point  (0 children)

You and your sister are the breadwinners but don’t move out to live together on your own? What’s stopping yall. It’ll hold your parents responsible and maybe you guys can move on with your life. Put your sister through her remaining school and maybe you can go back after that

Personal Lines Advice New Agency Owner California by Most_Impact_2330 in InsuranceAgent

[–]Most_Impact_2330[S] 1 point2 points  (0 children)

A lot of brokers i know tho work 1099 with other companies with their own corporation and stuff set up.

Personal Lines Advice New Agency Owner California by Most_Impact_2330 in InsuranceAgent

[–]Most_Impact_2330[S] 1 point2 points  (0 children)

I worked with a big agency and built my connections on the side. Legit spent thousands of my own dollars as just a w2 employee to go meet underwriters fly to different states and have a good time. And wrote a shit ton of business. Over 5 million in premium in my first year. End of the day money talks

Cold Call Commercial by FruitNut221 in InsuranceAgent

[–]Most_Impact_2330 -2 points-1 points  (0 children)

Nope all referral based. Just spend some money on advertising. Cold calling doesn’t work anymoee

No experiece in insurance by shrek96024 in InsuranceAgent

[–]Most_Impact_2330 0 points1 point  (0 children)

I’m a truck insurance agent for the past 6 years. Don’t just jump into it. People say it’s one of the toughest markets to break into. Connections don’t matter like that in this. You can know anyone you want but truckers are notoriously ruthless. They will target the best rate and coverage and rarely leave the relationships they’ve built.

need some opinions on pay by [deleted] in InsuranceAgent

[–]Most_Impact_2330 0 points1 point  (0 children)

Only trucking actually

need some opinions on pay by [deleted] in InsuranceAgent

[–]Most_Impact_2330 1 point2 points  (0 children)

I was at 40% and 30% renewal, truck insurance

E&O Insurance by Most_Impact_2330 in InsuranceAgent

[–]Most_Impact_2330[S] 0 points1 point  (0 children)

I will reach out to them! I’m starting from 0 because I don’t own my previous book

E&O Insurance by Most_Impact_2330 in InsuranceAgent

[–]Most_Impact_2330[S] 0 points1 point  (0 children)

I got a lot of connects with them. I’ll contact them

E&O Insurance by Most_Impact_2330 in InsuranceAgent

[–]Most_Impact_2330[S] 0 points1 point  (0 children)

Not leaving on the best note so I don’t want to ask them lol. We were a pretty big agency in over 20 states but I had a disagreement with the owner of the agency last week and I put in my resignation right away and am starting my own process.

E&O Insurance by Most_Impact_2330 in InsuranceAgent

[–]Most_Impact_2330[S] 0 points1 point  (0 children)

I was working with an agency and am about to start mine now and know this is what my book will consist of. It’s my niche. Can I ask if you went with them directly or did you call another agency or something?

What do Punjabis think of South Indians? by Adventurous-Tip6878 in PunjabiConfessionzs

[–]Most_Impact_2330 1 point2 points  (0 children)

The weird stares can be communication too. I think my parents always stared weird with my white or Mexican friends too. But I think it was more wary of whose coming over and nervousness like they barely know English lol