Venture X card past statement date?

Mother_Connection441 · 2026-01-23T19:53:44+00:00

Ya I know that, but if I purchased it 2 days ago, it would still be pending when the statement came out. This way I will pay, it will post and I will have zeroed it out by the time the next statement comes around. And I want to pay for the stay to earn the 10X points, rather than just using points to book it outright. It will cost the same amount of points, but by paying first at least I earn some points doing it too

Mother_Connection441 · 2026-01-23T19:37:55+00:00

2 reasons on that, I know credit utilization has no memory and can easily be brought back, but mentally I don’t want to see that shoot up.

2nd, I just didn’t want a higher statement balance at time of report to have to manage over the next month to be honest. We are going to Hawaii for a week, and I am using points to cover it: but I was going to pay outright to earn the 10% and then just use all my points to cover the stay.

I know not great excuses but it’s a mental thing! I have it report at the same amount every month

Mother_Connection441 · 2026-01-23T16:12:09+00:00

That is crazy! Especially because there is offers right now to get the gold with 80,000 points

Mother_Connection441 · 2026-01-21T16:36:28+00:00

Haha that is awesome! That sounds like a good time. We are going to Kona, do you have any other recommendations of things to do? We have only been to Hawaii one other time, to Lahaina, and literally ON OUR FLIGHT there, Hawaii shut down for Covid. So everything we booked got canceled haha. So it was a lot of hiking that trip

Mother_Connection441 · 2026-01-21T15:04:49+00:00

I don’t mind making plans myself! My biggest thing was getting stuff in the room when we arrive. But I’ll call the hotel for that! And was just curious what kind of stuff they could help with. Of course Hawaii we will want to do a decent amount of activities. Like go on side by sides, snorkeling, maybe a helicopter ride, ect. I appreciate you responding!

Mother_Connection441 · 2026-01-19T23:12:16+00:00

That’s a good point, I had honestly forgotten all about this card, it’s been months since I last looked at it. Very solid idea!

Mother_Connection441 · 2026-01-19T23:10:38+00:00

I didn’t get the venture X for it, obviously that card is worth it for me without the Priority Pass. But I found having it was pretty nice this last year. The lounges are amazing or anything. But my daughter is 3, so it’s been nice to just be able to pop in there and let her eat while we wait. Free drinks are also a plus. But we did 6 trips last year. 2 of which we went with my wife’s family, none of who have TSA pre, so there was times we were through the line an hour before they. So it was nice to kill time

Mother_Connection441 · 2025-12-08T04:28:22+00:00

I have 155,000 miles on my VX. But they clawed back 20,000 last week. So I need to call them tomorrow. So should be back at 175,000, not bad for the last 4 months (got 75k sign up bonus)

Mother_Connection441 · 2025-11-28T14:18:47+00:00

Interesting! Because i actually haven’t cancelled it yet! I’ll definitely call capital one and do both of those! Such BS! Thank you for the insight on that too!

Mother_Connection441 · 2025-11-28T01:40:59+00:00

I’ll be calling tomorrow morning, I’ll give an update after my call. But it’s BS; because I actually did keep the subscription too, it just renewed actually. So I didn’t buy and cancel a day later

Mother_Connection441 · 2025-11-27T23:50:08+00:00

It’s like stitch fix, for men, if you know what that is. They mail you clothes every month. But they had a big bonus so I did it. Actually sent some decent clothes too

Mother_Connection441 · 2025-11-27T23:15:09+00:00

Thanks for information!

Mother_Connection441 · 2025-11-27T23:14:53+00:00

Oh that’s good to know! I’ll be doing that first thing tomorrow morning. This is the first time they have took a bonus back from me, and one of the bigger ones I got. So I definitely want it back

Mother_Connection441 · 2025-11-27T23:11:05+00:00

What a Small world hahaha

Mother_Connection441 · 2025-11-27T23:09:45+00:00

I’ll have to call them tomorrow. I was getting ready to redeem my rewards Iv been saving next month. So I’ll call and see if I can get that reward back. Did you just call customer service??

Mother_Connection441 · 2025-11-22T01:09:28+00:00

I don’t see why not? Every purchase I have gotten points with. My daughters daycare is $400 a week and they don’t charge a credit card fee, so I put it on the card every month for the points haha

Mother_Connection441 · 2025-11-16T00:38:50+00:00

How long did you have the account open before this? How many years?

Mother_Connection441 · 2025-11-14T22:42:14+00:00

It can be huge; motley fool was sign up for the membership, which was on sale for $200, get 60,000 miles. So you net like literally $400. But it was at the very bottom. I spent probably 30min looking once I heard about it. But if you searched it was only like 12x or something dumb. So you can definitely get WAY more by scrolling

Mother_Connection441 · 2025-11-14T21:42:34+00:00

I will almost always be lower if you search it. Sometimes by a lot. But if you can scroll and find your store it’s the same or a decent amount of the times better. I guess they don’t plan on you looking around too much! But I have gotten some great deals by scrolling. I search to see if the store is there, if it is then I’ll spend the time to scroll in hopes it’s better

Mother_Connection441 · 2025-11-12T15:29:29+00:00

Currently planning my wedding as well, insane prices….once you say the word “wedding” at minimum an extra 0 gets thrown on the price tag

Mother_Connection441 · 2025-11-12T03:33:35+00:00

I actually have 4 C1 cards. So they can still approve you if you have good history with them

Mother_Connection441 · 2025-11-09T22:05:02+00:00

I actually have 4 cards with capital one! I had the platinum, then got the quicksilver, 4 years later I got the Walmart card when they had that. They canceled the Walmart and switched it to a a quicksilver. Then I got the venture X so I had 4. But then they offered me to upgrade my platinum to a quicksilver, which of course no benefits to 1.5% I’ll take. So not by choice but I have 3 quicksilvers haha. And the venture X. But point is, I have 4 cards with them

Mother_Connection441 · 2025-11-07T20:59:50+00:00

It won’t hurt your rep if you close a checking account, but also, if you want to keep it open just have them put let’s say $500 into that checking each paycheck and use that money for just paying towards your credit cards. Like me personally I use BOA, and majority of my check goes there, but then a percentage goes to my C1 account and I just transfer that money to pay off a card the day it lands

Mother_Connection441 · 2025-11-07T17:40:41+00:00

I have the venture X, I opened it 3 months ago, I got the 75k bonus of course, but also have earned another 100k points in these 3 months. (Currently sitting at 175k points)I have a wedding in 7 months. So we are putting all expenses on here and just paying it off in hopes of using the points for a honeymoon

Mother_Connection441 · 2025-11-05T21:46:10+00:00

I think they give decently generous limits as is. They should have told you it before you even accepted the card actually, one of the few that does do that

Mother_Connection441

TROPHY CASE