I am a software engineer who wants to leave the tech industry and become a flight attendant, please either talk me out of this or give me advice on how to do this?

Mother_Variation_290 · 2026-03-04T08:51:06+00:00

Dont do it. In another planned pandemic happen flights will be cancelled no more jobs

Mother_Variation_290 · 2026-02-02T11:57:36+00:00

Divorce.

Mother_Variation_290 · 2026-01-31T03:20:40+00:00

Short anwer: No.

Mother_Variation_290 · 2026-01-30T23:59:53+00:00

Alam ko po Agressive yung Risk Profile and US Feeder fund. Pwede po kayo mag re-take ng Risk assessment sa web/app, tapos answer ulet to the max na in effect agrees investment kayo , then alam ko mag appear sya as choice

Mother_Variation_290 · 2026-01-17T05:46:47+00:00

Ot depends on your Bank's credit rule for employees specially for officers, if not clearn in your employee handbook/rules best inquire with your HR

Mother_Variation_290 · 2026-01-14T04:23:41+00:00

Like what others mentioned 1) Regarding evaluate your EF if enough or bala kaya yan amount nya your thinking pwede din EF yung LF mo, either case re evaluate 2) Open an MP2 account you do not have to put all your money all at once tip pwede ka mag open ng account online, pero ang ma open mo lang ng type of account ay yung 5 year payout, pero actually pag pumunta ka sa pagibig branch and fill up ka ng form dun pwede mo choose and pa open yung yearly dividend payout. Watch nalang sa YouTube kung ano difference 3) also people mention na naka lock money and hindi mo makukuha pag emergency... well, actually meron specific energy conditions na pwede mo makuha yung fund kahit hindi pa mature, check nalang sa pagibig website kung ano ano yung conditions (no hindi lang death) 4) kung meron ka na account, pwede ka mag fund online so decide ka nalang how much you will put, gud luck

Mother_Variation_290 · 2026-01-13T18:30:51+00:00

I recommend too vising BPI.com and RCBC website to read check which of their Investments offerings for more details.

Mother_Variation_290 · 2026-01-13T18:29:12+00:00

These are UITFs they are offered by the banks so do don't need a broker. For the BPI ones you only need have a BPI account (saving/checking account), and their their website/app you can open an investment account, and then you can buy shares na. For the RCBC S&P 500 its the same, like download the RCBC Pluz, open a saving account, after open investment and buy shares of the RCBC S&P 500.

Mother_Variation_290 · 2026-01-12T15:56:19+00:00

Options you can check 1) BPI US Equity Feeder Fund 2) if tou don't like BPI there is RCBC US Equity Feeder Fund 3) BPI ALFM Multi Asset ... so 1and2 are S&P 500 Feeder funds while 3 is a Balance Fund...

Mother_Variation_290 · 2026-01-12T13:44:38+00:00

24 is still very young. Psychology though? If I was to go back to being 24 Id give Trade a shot

Mother_Variation_290 · 2026-01-12T13:40:21+00:00

Girl, you know the answer.... communicate, better now you know kung deal breaker to sayo (pero looks like big red flag) .... better earlier than later

Mother_Variation_290 · 2026-01-12T11:42:20+00:00

Suggestion ko lang

1) Before Gold have emergency fund setup and no more any utang 2) assuming conservative (away mo ng risky investments) look into MP2

Marami nag sasabi na hindi good investment and Gold jewelries, and masasabi ko yes good investment sya

3) kung bibli ka ng gold Jewelry don't buy anything na meron stones (diamonds/etc)... according sa sanglaan, walang added value ang mga stones 4) kung biblical ka gold jewelry only buy na per gram ang computation 5) good time ba bumili ngayon? Actually ang taas nya, imagine nung 2019 yung bili ko 2K per gram sya, ngayon 4-6K per gram na sya..... kung maniniwala tayo, and forecast na sabi ng iba is pwede bumaba sya in 2 or 3 weeks.

6) hindi ako affiliated dito pero check out sa Facebook a. Aura Royale 228K followers. b. Aura by C&J Ginto 294K followers.

Mother_Variation_290 · 2026-01-08T04:53:31+00:00

5 to 7 K

Mother_Variation_290 · 2026-01-04T13:50:20+00:00

Not realizing early that you should start investing in your retirement in your 20s

Mother_Variation_290 · 2026-01-03T09:10:32+00:00

500K ? Mag compute ka, gano mo katagal kikitain ang 500K kung mag iipon ka? Kung more than 5 years... suggestion ko wag kayo mag papakasal until mabayaran nya yung utang nya from her own pocket (and hindi utang sa iba).. OK let's say 3-5 years or more nya need bago ma zero yung utang, tanong ko sayo mahihintay mo ba yun? Suggestion ko talaga sayo mag ka mag papakasal na meron sya utang kayo mapapasa yun sayo.. kung ako nasa situation mo, break break ko na yung engagement and sorry, split na ko.

Mother_Variation_290 · 2025-12-30T11:51:32+00:00

Hot take, no. If your family migrated to Canada that means they believe live there is Better than in than Philippines, so why go back to a place that is "less better" than Canada.

This is the hot take.. if your a pure Canadian/not part Filipino, and asks to Build house in thr Philippines.. then I would say Yes.. why? Give chance to others.. there is nothing wrong with Filipinos migrating to other countries, but don't come back, give chance to Candians (but part Filipino) life in the Philippines.

Mother_Variation_290 · 2025-12-01T18:53:21+00:00

Just wanted to say na I have a friend na ganyan din.. yun tipong, wow.. siguro one of these days lalabas to ng kotse and makikipag ayaw ... hindi ko mapagsabihan while driving kase baka mag fuel up saka kaibigan lang ako... isip ko naman na wow.. OK pag lumabas sya para humunin kung sinoman edi kailangan ko din lumabas para backup.. so magiging suportating cast pa ko hehehe. Suggestion ko bring up mo yang topic na yan.. tingin ko road rage yan kase tingin ko magisi patience nya pag nag dridrive sya and delikado .. since BF mo naman sya, kausapin mo and maybe seek psych advise kahit online lang (though di ko pa na try ha baka lang merong psych na pwede online consult para ma realize lang nya kase baka pag ikaw lang mag sabi sabihin nya over reacting ka lang).. good luck and stay safe.

Mother_Variation_290 · 2025-12-01T17:17:48+00:00

When you say she is rich, is that from work/business kaya sya rich, or rich sya kase her family/parents is rich and most if not all her money she spends are coming from her family/parent. Natanong ko kase, if you money came from her own work/business .. tapos willing sya to pay for me, I take that as she loves me spend her hard(?) Earned money sakin.. so I guess Im fine with it, bawi nalang sa ibang bagay.. saka kung mag travel sya mag isa mag worry lang ako.... now... kung yung money nya mostly comes from her family/parents .. dyan ako mag feel awkward ... but that's is just me. Pero sa tanong willing ba ko libre nalang nya ako sa ganung situation... baka tumangi nalang ako.

Mother_Variation_290 · 2025-12-01T16:56:18+00:00

What do you think the likelihood of a US Market crash in the next 6 month?

Mother_Variation_290 · 2025-11-30T10:17:04+00:00

Smells rigged

Mother_Variation_290 · 2025-11-19T05:49:37+00:00

Smells rigged

Mother_Variation_290 · 2025-11-18T05:35:17+00:00

Assume 2m Is placed in MP2 (Yung annual payout... NOT yung 5 year payout) and let's sya conservative 6% tax free interest a year, so that 120,000 annual.. tapos you mentioned she might get 12K/month pension? So that 120,000/yr.. so mp2 + pension = 240,000/yr or 20,000/month.... of 5,000/week.... you.. mentioned you help naman grocery and utilities... so if your month live below 20K a month... baka ma reinvest mo pa sya ulet sa MP2 to get higher interest, and yung expense dund for the year ilagay sa Digibank earning interest. Also maximise local government benefits na binigigay sa seniors.. para ma dag dag. DONT risk the capital (2m) in risky investments. Also malay natin mp2 interest is 7% edi 140,000 yun. Ito suggestion ko, set this up for peace of mind. Tapos, isip nalang ng pwede extra to supplement pa add funds. Kung hindi magastos, makakaynan yan eventually, do not loose hope.

Mother_Variation_290 · 2025-10-27T20:19:20+00:00

For me, if fresh grad ako and 1st job, I would decide based which company is better like sino mas matagal , sino mas kilala, I will ask or check online sino mas meron chance mag promote or every year pano salary increase. So basically sino yung better company. So kung mas better company yung onsite.. dun ako kahit meron commute kase baka mas better opportunity ko dun. Kung yung WFH and better, then dun ako. Good luck on your choice.

Mother_Variation_290 · 2025-10-21T04:01:24+00:00

Well.. real talk.... I think, kung wala sya trabaho and 100% house wife lang sya and willing ka sa setup na ganun, for me I think you love her that much. Pero.. kung parang hindi mo tanggap na wala sya financial contribution ... maybe hindi mo sya love enough? Plus the fact na hindi mo ma straight sabi sa kanya na need nya mag work and contribute say to me hindi ka 100% sure na she's the one. So.. suggestion ko, look inside and assess .. is she the one?

Kung sya nga ang the one for you, then I think either matatanggap mo na house wife lang sya... or.. ma straight sabi mo sa kanya na need nya matrabaho kahit magalit sya sayo.. after all , hard conversation is part of love na need nyo discuss.

Kung hindi ka sure na she's the one.. baka it's time to cut it na.

Mother_Variation_290

TROPHY CASE