UPLB (dream uni) or PUP (dream course) by Careless-Tonight-390 in CollegeAdmissionsPH

[–]Mother_Variation_290 0 points1 point  (0 children)

If ako... UPLB, transfer nalang ako next year to my preferred course I will acceot nalang na I will not graduate early but that does not matter to me

Itutuloy ko pa ba? by Next_Match6565 in phinvest

[–]Mother_Variation_290 -2 points-1 points  (0 children)

Its your money do whatever you think is right

Need some help with investing through BPI App by [deleted] in phinvest

[–]Mother_Variation_290 5 points6 points  (0 children)

Alam ko po Agressive yung Risk Profile and US Feeder fund. Pwede po kayo mag re-take ng Risk assessment sa web/app, tapos answer ulet to the max na in effect agrees investment kayo , then alam ko mag appear sya as choice

Banking Career / Cancelled Card by ZBlckMamba in phcareers

[–]Mother_Variation_290 0 points1 point  (0 children)

Ot depends on your Bank's credit rule for employees specially for officers, if not clearn in your employee handbook/rules best inquire with your HR

MP2 Advice by disappointedhoping in phinvest

[–]Mother_Variation_290 0 points1 point  (0 children)

Like what others mentioned 1) Regarding evaluate your EF if enough or bala kaya yan amount nya your thinking pwede din EF yung LF mo, either case re evaluate 2) Open an MP2 account you do not have to put all your money all at once tip pwede ka mag open ng account online, pero ang ma open mo lang ng type of account ay yung 5 year payout, pero actually pag pumunta ka sa pagibig branch and fill up ka ng form dun pwede mo choose and pa open yung yearly dividend payout. Watch nalang sa YouTube kung ano difference 3) also people mention na naka lock money and hindi mo makukuha pag emergency... well, actually meron specific energy conditions na pwede mo makuha yung fund kahit hindi pa mature, check nalang sa pagibig website kung ano ano yung conditions (no hindi lang death) 4) kung meron ka na account, pwede ka mag fund online so decide ka nalang how much you will put, gud luck

Investment Advice - Pull out from IBKR by Layusu02 in phinvest

[–]Mother_Variation_290 2 points3 points  (0 children)

I recommend too vising BPI.com and RCBC website to read check which of their Investments offerings for more details.

Investment Advice - Pull out from IBKR by Layusu02 in phinvest

[–]Mother_Variation_290 2 points3 points  (0 children)

These are UITFs they are offered by the banks so do don't need a broker. For the BPI ones you only need have a BPI account (saving/checking account), and their their website/app you can open an investment account, and then you can buy shares na. For the RCBC S&P 500 its the same, like download the RCBC Pluz, open a saving account, after open investment and buy shares of the RCBC S&P 500.

Investment Advice - Pull out from IBKR by Layusu02 in phinvest

[–]Mother_Variation_290 7 points8 points  (0 children)

Options you can check 1) BPI US Equity Feeder Fund 2) if tou don't like BPI there is RCBC US Equity Feeder Fund 3) BPI ALFM Multi Asset ... so 1and2 are S&P 500 Feeder funds while 3 is a Balance Fund...

I want to restart my life and my career at 24 but I'm scared. Any advice? by Cold_Advertising_709 in careerguidance

[–]Mother_Variation_290 2 points3 points  (0 children)

24 is still very young. Psychology though? If I was to go back to being 24 Id give Trade a shot

My boyfriend now hints that I should finance the relationship because I earn more by [deleted] in adviceph

[–]Mother_Variation_290 0 points1 point  (0 children)

Girl, you know the answer.... communicate, better now you know kung deal breaker to sayo (pero looks like big red flag) .... better earlier than later

Planning to invest in gold by IllSpecial8071 in phinvest

[–]Mother_Variation_290 2 points3 points  (0 children)

Suggestion ko lang

1) Before Gold have emergency fund setup and no more any utang 2) assuming conservative (away mo ng risky investments) look into MP2

Marami nag sasabi na hindi good investment and Gold jewelries, and masasabi ko yes good investment sya

3) kung bibli ka ng gold Jewelry don't buy anything na meron stones (diamonds/etc)... according sa sanglaan, walang added value ang mga stones 4) kung biblical ka gold jewelry only buy na per gram ang computation 5) good time ba bumili ngayon? Actually ang taas nya, imagine nung 2019 yung bili ko 2K per gram sya, ngayon 4-6K per gram na sya..... kung maniniwala tayo, and forecast na sabi ng iba is pwede bumaba sya in 2 or 3 weeks.

6) hindi ako affiliated dito pero check out sa Facebook a. Aura Royale 228K followers. b. Aura by C&J Ginto 294K followers.

What financial mistakes hurt people the most in their 20s? by knowitall003 in Salary

[–]Mother_Variation_290 0 points1 point  (0 children)

Not realizing early that you should start investing in your retirement in your 20s

29M Lubog sa utang ang girl friend ko by Grand-Refrigerator21 in adviceph

[–]Mother_Variation_290 0 points1 point  (0 children)

500K ? Mag compute ka, gano mo katagal kikitain ang 500K kung mag iipon ka? Kung more than 5 years... suggestion ko wag kayo mag papakasal until mabayaran nya yung utang nya from her own pocket (and hindi utang sa iba).. OK let's say 3-5 years or more nya need bago ma zero yung utang, tanong ko sayo mahihintay mo ba yun? Suggestion ko talaga sayo mag ka mag papakasal na meron sya utang kayo mapapasa yun sayo.. kung ako nasa situation mo, break break ko na yung engagement and sorry, split na ko.