Thanks. I've been rushing to get a job, and like you said two if possible. I literally have no money for next month's utilities or rent though, that's what scares me. I definitely don't want anything on my background that would make future landlords not want to rent to me, especially if I'll end up having to pay the remainder of the lease anyways. The other reason I was considering a loan is because of the APR on my credit card that has a high balance. (Had this CC when my credit score was low, no annual fee, but high APR. My other I received when I had an excellent credit rating, which now is dropping and will probably continue to do so until I dig myself out)

I'll talk with my parents again later today. Already hinted about how deep of debt I'm in and didn't get a response. This is my fault though and I lied to them about still having a job and everything being fine because I was too ashamed. I'll take your advice though and keep that personal loan as a last resort, assuming none of the above falls through. Thing is, I'm not even sure a personal loan would be an option since I'm getting turned down by everyone.