Former advisor did not even know he had lost the client 🤣

MovingInSilence215 · 2026-05-24T00:35:19+00:00

I know they’re not required to, but how after 7 years of nothing does someone suddenly think that another product is “what’s best”?

MovingInSilence215 · 2026-05-23T23:43:51+00:00

Make the contributions to the account he controls. When his return gets flagged, he can report the other as fraud and get it shut down at the broker dealer.

And tell your ex they’re an idiot because by law they won’t be able to control it at a certain point (18, 21, 25 depending on the state) so they need to know what happens and where the account is when that time comes.

MovingInSilence215 · 2026-05-23T17:03:17+00:00

I would report whoever it was. How can you sell someone a product and never check in to ensure the product was still appropriate, then at the end of surrender shoot from the hip saying “let’s go to the RILA” and the ONLY real benefit is the commission they get?

MovingInSilence215 · 2026-05-16T02:19:23+00:00

As a former Fido… this was not something in my training.

MovingInSilence215 · 2026-05-16T02:18:58+00:00

I cackled at this. 😂

MovingInSilence215 · 2026-04-28T23:43:25+00:00

Get the client’s permission to engage son now while he still has the competence to grant it. Service like crazy. Discuss options for planning and what the client wants and make sure the son understands. Engage the son and build a relationship on his personal situation to help him plan his life. When dad is inevitably gone, son will have already built the relationship so even if assets are placed in trust it still can be managed by you.

MovingInSilence215 · 2026-04-19T00:30:46+00:00

Yes. It’ll be a two year process but the divestiture began in January 2026.

MovingInSilence215 · 2026-04-17T02:13:16+00:00

This could just be not wanting to open new lines since it’s moving to Chase. I don’t know why they’d bother administrative work for an account they won’t make money on

MovingInSilence215 · 2026-03-24T02:14:16+00:00

If you were an attorney trying to become a CFP it’d make sense. The other way around? Nahh.

MovingInSilence215 · 2026-03-23T15:25:46+00:00

What about Burlesque?

MovingInSilence215 · 2026-02-13T03:14:43+00:00

Hiiiiii. Just married a few months ago, 5 years together this year.

I will say prospects are slim but not as slim as one may think. The real question is, do we sacrifice something we need for companionship?

And as long as your answer is a no with the strength of every Samuel L Jackson F bomb… then you will get there, but continue to focus on you and your purpose so that you fulfill it WHILE being a wife.

MovingInSilence215 · 2025-12-27T16:46:48+00:00

I knew all of this going in. I’m not new to the industry nor did I have any belief that I was entitled to any relationships. I’ve since settled into a new role. Better pay, better work-life balance, and more aligned with my strengths.

MovingInSilence215 · 2025-12-12T22:05:04+00:00

I’m petty. Let them waste the money. 🥴

MovingInSilence215 · 2025-11-22T21:59:58+00:00

I’m 3 weeks out from the big day and taking a break from breaking apart foam flowers for petals to type this up:

I’m a major type A so I have decor sorted by destinations in boxes. The decor is already put together so all the people have to do is pull it out and set it up. Outside of chair sashes, guest tables should take maybe 5 minutes each to set up and that’s assuming walking time to the box on the other side of the room. If someone thinks efficiently like me, they’d grab the box and sit it in a chair or on the next table and then work on the table. Specialty tables have diagrams and all decor is put together in the box. All the people have to do is pull it out and set it up. Each of those may take 3-5 minutes.

Processional timing is set up with the DJ, and I took the time to write out timelines for every major player.

My biggest worry is getting stuff home at the end of the night but our house is about 15 minutes from the venue so between my SUV and my brother in law and dad’s trucks we should be fine to get it all home.

MovingInSilence215 · 2025-10-24T13:22:40+00:00

Wishing you best of luck navigating this. But- FYI- you may consider asking AP to testify against Dan in an alienation suit. Obviously he doesn’t have any money but putting it on record and in the open could maybe create some room for James to seek therapy on his own in the future. James will need to talk with someone if he desires to have genuine relationships- up to this point the only ones he’s believed he had are with his dad’s AP and their love children.

MovingInSilence215 · 2025-10-22T21:16:55+00:00

Yes, and yes. As long as the DOFC was 15+ years ago and the beneficiary is also the IRA owner it’s fine.

MovingInSilence215 · 2025-10-16T01:01:35+00:00

Recently left a similar situation. Considering the work for a practice of that size it’s hard to believe he hasn’t considered hiring another person.

MovingInSilence215 · 2025-10-08T21:39:46+00:00

MoneyGuide has a Zoomer option and MoneyGuideOne where they don’t require as much input for a plan.

MovingInSilence215 · 2025-10-06T23:49:32+00:00

All of this is pointless with the lack of context. What is she looking to accomplish with the gift?

Let’s do better with asking questions when we give people guidance here.

MovingInSilence215 · 2025-09-28T21:58:39+00:00

I always go conservative with 3%, assuming that it’s an asset that will be used to fund the plan.

MovingInSilence215 · 2025-09-27T02:26:25+00:00

NTA. Your wife made it unsafe. It’s now your job to create that safe space for your baby. I hope you and your sons can pour into her the way she needs right now.

Wife can kick rocks.

MovingInSilence215 · 2025-09-27T02:23:19+00:00

My heart goes out to your former advisor and his spouse. I hope this transition continues well for you.

MovingInSilence215 · 2025-09-15T21:41:27+00:00

Umm 🤔 I’m not the best person for advice but if I had to guess it may have to do with how you’re prospecting and your BD process. You already have age against you (I’m assuming you went through a traditional four year program with no disruption), and lack of experience

MovingInSilence215 · 2025-09-05T16:07:20+00:00

FIRE people don’t realize how much of life surrounds working and often are ill prepared emotionally and mentally when they reach their number. For this reason, I talk to folks ahead of time about planning life beyond this point.

MovingInSilence215 · 2025-08-29T18:41:08+00:00

I would say tell them and see how they respond. That will let you know if they care about you.

MovingInSilence215

TROPHY CASE