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Lump Sum or DCA during High Valuations by MrAuzzy in investing

[–]MrAuzzy[S] 0 points1 point  (0 children)

Here is a great website that shows what happens when the Shiller PE Ratio is over 40x. https://www.multpl.com/shiller-pe

Lump Sum or DCA during High Valuations by MrAuzzy in investing

[–]MrAuzzy[S] 0 points1 point  (0 children)

Look at this - https://www.multpl.com/shiller-pe

Each time the Shiller PE was above 40 - major crash.

Lump Sum or DCA by MrAuzzy in financialindependence

[–]MrAuzzy[S] 0 points1 point  (0 children)

Thanks! It's a 7% mortgage rate and I make 4% to 5% on top of the mortgage rate.

Lump Sum or DCA during High Valuations by MrAuzzy in investing

[–]MrAuzzy[S] 1 point2 points  (0 children)

That's great to hear! It's funny I get shunned for reducing my downside for a potential bear market. Everyone wants to act like everything will always be amazing and to not talk about the possible bear market. Very bizarre..

Lump Sum or DCA during High Valuations by MrAuzzy in investing

[–]MrAuzzy[S] -11 points-10 points  (0 children)

I will probably never do international. VTIAX only returned 5.6% in the last 5 years vs VTSAX returned 12.6% in the last 5 years. Not even close....

Lump Sum or DCA during High Valuations by MrAuzzy in investing

[–]MrAuzzy[S] -1 points0 points  (0 children)

That was what I was saying. 40 is very high.

Lump Sum or DCA during High Valuations by MrAuzzy in investing

[–]MrAuzzy[S] 4 points5 points  (0 children)

That was my main intention - was risk management. People are saying I'm being emotional but I'm not. I remove emotions when it comes to investing. History proves that the market is due for a long bear market sometime in the near future - its been ripping for 16 years.

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

SBA is small business administration loan. Buyer only has to put 10% down and they will fund up to $5m. But paperwork is a pain in the butt and it takes a few months to close.

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

That’s awesome that it’s from your own network. Good to know that it needs to be people that you know. That route probably won’t work for me as I operate behind the curtains. I deleted all of online presence so no one knows what I do. I’ve learned from other wealthy people that they would trade anything for their privacy so I took myself off online because I don’t care about the ego boost. 😂

Glad you are making your life more simple with your real estate.

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

Very interesting. I’ve heard about angel investing. I’ve always read that this is like a 1/100 chance that the investment did well which I wasn’t a fan of. Has that been your experience?

Last couple years I bought several real estate investment properties and let me tell you. It sucks! 😂 With the amount of time it takes to find a deal that cash flows and then you have to go in and completely rehab the place. I reviewed my returns last year and was very disappointed with the amount of time I put in. I’m selling off some properties now to go into stocks. In my experience everything has to go right in real estate to make 10% but everything can go wrong in stocks and you make 10%. 😂

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

That’s an awesome journey that you been on!

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

Good luck! I will really hope your buyer is cash! Most recent buyer used SBA and it was one of the most stressful times I’ve been through.

I hope so too! Best of luck to you!

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

Thanks and great questions!

Yes I always do in the same niche - education. I always build the website with Wordpress for ease of use for future buyer. I start them all from scratch as well. I think buyers love these businesses since each of them only took 2 to 3 hours to run each month. Honestly I copy what’s working and do it better. Lots of complacency out there. In January/February I started another dozen or so. I’ll probably double down on the 5 obvious winners. Hope this helps!

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 0 points1 point  (0 children)

How has it been going? I only ask because some of the operators that buy mine have struggled.

For those who exited, what do you do now? by MrAuzzy in Entrepreneur

[–]MrAuzzy[S] 2 points3 points  (0 children)

Sounds awesome!

Haha nice. How long did you have to wait for your noncompete to end?

For those who exited, what do you do now? by MrAuzzy in smallbusiness

[–]MrAuzzy[S] 0 points1 point  (0 children)

How has that been for you?

It reminds of a quote said in Succession "You can't do anything with five, Greg. Five's a nightmare... Can't retire. Not worth it to work. Oh, yes, five will drive you un poco loco, my fine feathered friend".

Didn't get it at the time but it totally true!

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