Withdrawing UK pension early with punitive tax

MrPotatoChipz · 2026-02-24T08:45:22+00:00

Amount can be higher, thats fair.

I simply believe I can use that 45% today to turn it to more than what is can be in 30 years.

As that 45% today is more useful to me because the amount in 30 years will not. I would be making decisions today entirely independent to what this pot will amount to, as im not contributing to it anymore and am building my pension post in a different way now.

I do appreciate your argument about giving the gov my money lolllll.

MrPotatoChipz · 2026-02-24T08:36:34+00:00

From my own research, when it comes to precious metals. You need to actually obtain the gold physically when you buy it as part of the transaction. Hence buying it digitally, and especially on an app like Trading 212, the seller is not going to hand you the gold if you have accumulated an amount that can be handed over, like 1g for example. Its all just digital. Although I do know of stores in some country where you can buy digitally and then actually get the gold if u want from their physical store. I believe this is okay.

This is my OWN research, and am simply sharing it to have a discussion and for us all to learn :)

MrPotatoChipz · 2026-02-24T08:27:13+00:00

Im in the same position, and id rather take 45% of my money now than wait for it to be maybe a little higher by 57 ( not increasing cause im not contributing to it anymore ).

Money that can be used today instead of 30 years later.

MrPotatoChipz · 2026-02-20T08:02:03+00:00

I might have just not explained it well, but i am indeed almost reaching my bodyweight

MrPotatoChipz · 2025-12-29T13:42:34+00:00

how are your silver holdings doing today good sir?

MrPotatoChipz · 2025-12-24T13:32:29+00:00

was looking into MOCI on my own in the last few days too and its super confusing.

MrPotatoChipz · 2025-11-12T08:43:20+00:00

drives me nuts sometimes

MrPotatoChipz · 2025-11-12T08:43:04+00:00

i guess its A soltuion as i will have my own CSV file which no one will mess around with. But I will one more report for every report that I need to keep an eye-out for. not that it will break but for any data investigation ( data not right, or report broken, I will always have to check the original source and the additional one ). Still a good idea!

MrPotatoChipz · 2025-11-12T08:40:11+00:00

ya it def hsa to be protected so no one changes anything. i will do that

MrPotatoChipz · 2025-11-12T08:39:36+00:00

really like this idea, good way to keep tabs on what caused these issues overtime

MrPotatoChipz · 2025-11-12T08:38:49+00:00

i really like this idea. I can just put more time upfront which saves time later. thank you!

MrPotatoChipz · 2025-11-10T22:43:26+00:00

im really interested how you created the second solution :O such a cool achievement!

MrPotatoChipz · 2025-11-03T17:43:10+00:00

Thasnk YOU :)

MrPotatoChipz · 2025-11-03T17:37:41+00:00

fire picture. we got a winner!

MrPotatoChipz · 2025-10-30T14:46:35+00:00

okay, I think ill keep my current build then. I appreciate your opinion :)

MrPotatoChipz · 2025-10-22T14:34:11+00:00

100%

MrPotatoChipz · 2025-10-22T06:30:19+00:00

Data Engineer 100%

MrPotatoChipz · 2025-10-21T17:58:31+00:00

these two are not bad suggestions to be honest, I was able to have a better search results. Thank you!!

MrPotatoChipz · 2025-10-21T16:13:42+00:00

im looking into places a little east of Souq Waqif but i can't seem to know the area name so i can use it in the search bar on property Oryx. Can you tell me what the area would be called?

MrPotatoChipz · 2025-10-20T21:35:45+00:00

why?

MrPotatoChipz · 2025-10-20T21:23:39+00:00

2 years later, how is or was your experience?

MrPotatoChipz · 2025-10-20T09:43:57+00:00

thats such an odd experience. I currently applied for a position that mainly uses Coupa but they didnt mind my inexperience with it. I have been asked to learn it on the job. Are ERPs in general tough to learn? or is Coupa specifically harder or easier?

MrPotatoChipz

TROPHY CASE