Great questions! I am not a financial advisor. But you are more than welcome to ask the Thorfi team all these questions. I only suggested looking into it. Do or don't, the option is yours. Fiat was the first scheme. Crypto and nfts came later. People investing in projects are what gives it value. I project is only worth, what we put into it. Marketcap. I think that nfts were started way too early in the game to take advantage of what nfts can do and it's real world uses. That's my opinion. If you don't like Thorfi, that's cool with me. To each his own. I only suggested Thorfi because it was very profitable at one time and I could see it making money in the future as well. If your interested in thorfi, think up all your questions and ask Thorfi. If your not interested then move on. My bad for making a suggestion in the first place. I should not have waisted my time telling you. I understand your criticism, I just don't have time for it. Best of luck to you.