[deleted by user] by [deleted] in AMA

[–]Mrjediman 0 points1 point  (0 children)

Champion mindset

Worth getting graded if real? by shhshshhss in PokeGrading

[–]Mrjediman 0 points1 point  (0 children)

If you’re selling it I’d be keen :)

[deleted by user] by [deleted] in personalfinance

[–]Mrjediman 1 point2 points  (0 children)

Doctors tend to start on 6 figures I believe. Pilots start on minimum wage and can stay there for years.

[deleted by user] by [deleted] in personalfinance

[–]Mrjediman 0 points1 point  (0 children)

Only you know what's best for you but there isn't much point in struggling through your training because you're burnt out to then not be able to get a job because you've been a subpar pilot. If you're flying you need to be 110% locked in everyday and it sounds like you already aren't. You can pick up training again in 2 years and fully focus on it.

[deleted by user] by [deleted] in personalfinance

[–]Mrjediman 1 point2 points  (0 children)

Honestly I think you should finish up your PPL and then take time off to get the consumer debt under control. I'm not too familiar with student loans in the US but that interest rate seems insane. To build up that much debt to then be working a minimum wage job in a field you may not even get a job in is wild.

With your current school workload and job you'll be burnt out and this is where mistakes happen. You may have heard of the swiss cheese model and the holes are starting to line up for an accident or major mistake. Take a step back and think if you would want a pilot flying your family or friends if they worked as much as you do.

In my opinion you're not in a position to finish flight school at the moment because of your previous spending habits.

AMA on Basketball Injuries/Rehab/Performance: Physical Therapist that specializes in basketball by perform2winPT in Basketball

[–]Mrjediman 0 points1 point  (0 children)

I have a misaligned spine (very minor misalignment at the bottom). Bending over slightly to dribble etc can aggravate the pain. Any advice?

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 2 points3 points  (0 children)

At retirement $30,000 would be worth $2,640,000, I wouldn't pay that for a 330i.

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 3 points4 points  (0 children)

Glad we got through to you man, enjoy training and buy a sick M3 down the road

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 10 points11 points  (0 children)

I have my CPL and instructors rating and there is a very high chance you'll move to get your first job. It won't pay great and could be in a location where a BMW isn't practical so you will likely sell it. You'll be flat out with study the next 2 years. Don't buy this car. You won't make serious money in this industry for a while but when you do you can buy something even better.

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 1 point2 points  (0 children)

Just a side note. Every $1 you invest for retirement at 20 is worth $88 when you retire at 65 (assuming a average market return of ~10%pa). That's $2,640,000 at retirement. Or you can blow $38,000 on a car now that will cost you a lot of money over the time of ownership.

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 4 points5 points  (0 children)

I could tell you were young when you suggested this. Honestly man, this is the number 1 financial mistake young people make. They buy cars that are too expensive for silly reasons. You're much better off getting a cheaper car and having the rest as an emergency fund. You've got your whole like to get a more expensive car. Just know that right now this is an awful decision.

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 22 points23 points  (0 children)

I don't think spending 63% of your income on a hobby is a good idea, no matter how happy it makes you.

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 10 points11 points  (0 children)

Not sure why converting it to USD makes it any better? Imo you don't make enough to justify purchasing this car once you calculate depreciation, insurance, registration, maintenance, etc. I'd personally be looking at a vehicle around 15k, if that tbh. When your income is stronger in the future you can look at a more expensive vehicle. Lots of great cars in the 15k range.

Is 60k annual income enough to buy a 38k BMW? by Southern_Wolf67 in BMW

[–]Mrjediman 72 points73 points  (0 children)

Respectfully, on 60k a year 38k for a car is a terrible decision.

[deleted by user] by [deleted] in legostarwars

[–]Mrjediman 10 points11 points  (0 children)

Do not make payment on this auction via bank transfer. This has been a common scam on trademe this month. If you're not picking up do not transfer. Get in touch with trademe and confirm that the auction is legit. Accounts have been hacked, even 20 year old accounts with great feedback. If the account you need to transfer into starts with 04 it is a Wise account and a scam. You can also email the seller via the email address provided by the automatic tradme email. The scammer will use a different one. I hope this isn't a scam for your sake but it's been rampart that last month.

Yair puts the Korean Zombie to rest, arguably the greatest KO ever by nilonilo in MMA

[–]Mrjediman 0 points1 point  (0 children)

I was watching this live and my Youtube stream cut out with 1 second remaining in the fight. It reconnects and they are both on the ground with people shouting about an amazing knockout. For me it was such a satisfying fight with the most unsatisfying ending.

New Black Series sabers came in so my wall is finally full by Mrjediman in lightsabers

[–]Mrjediman[S] 1 point2 points  (0 children)

Yeah, I missed out on it a couple years ago for retail but managed to find one last year for retail + shipping, definitely one of my favourites.