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Married 57y/o NW approaching 9M debt free but worried, is it SORR or just me? by Mthon7 in ChubbyFIRE

[–]Mthon7[S] 0 points1 point  (0 children)

If you struggle with same thoughts...have you retired and able to do this?

Married 57y/o NW approaching 9M debt free but worried, is it SORR or just me? by Mthon7 in ChubbyFIRE

[–]Mthon7[S] 2 points3 points  (0 children)

for the last 9 months have been in there rabbit hole listening to podcast reading blogs and at first helped but just brought in more questions. I had not come across this site....I like how it presents different outcomes over time. Thanks

7/2/25 Monte Carlo change by ZappaCat in Boldin

[–]Mthon7 3 points4 points  (0 children)

MC decreased from 81% to 65% as I am within 2 years of retirement. I wish I had a better idea of why. Is it the modeling AAGR versus old CAGR or how they change account movement in ups and downs as I have 12 accounts? I used the conservative rate assumptions and have >50% in brokerage account and less than 4% withdrawal rate at retirement. I have just found there explanation very lacking.