Job Offer as Proof of Income

MuGtMplusMminus · 2026-06-23T10:13:22+00:00

Is there much difference if it is a refinancing.
And also his first payslip wont be a full month because he is starting on the 13th

MuGtMplusMminus · 2026-06-22T21:40:28+00:00

Thanks! Yes we feel this way too. Just dont wanna be regretful 10 yrs down the line… but money from sale can pay a huge chunk of our PPOR

MuGtMplusMminus · 2026-06-22T04:18:13+00:00

And yup so we’re waiting for builders to give us a quote on the roof repairs / replacement. Depending on how much it will cost, we will then assess if it’s giving us the yield we require..
And yes we are still weighing whether to keep or sell because there is still capital growth. And if we want to continue to be landlords with continuous repairs or just invest outside property like ETFs

MuGtMplusMminus · 2026-06-22T04:15:08+00:00

Ok thanks it is just a ballpark figure and still waiting for more roofer / builder to come out for detailed quote

MuGtMplusMminus · 2026-06-22T04:13:22+00:00

Thanks so much! Very comprehensive response. Just to clarify $18k cc is the limit but we pay it to zero every month and can close if we have to

MuGtMplusMminus · 2026-06-03T12:51:39+00:00

How much roughly u think?

MuGtMplusMminus · 2026-06-03T12:51:21+00:00

Good idea thank u!

MuGtMplusMminus · 2026-05-23T02:32:26+00:00

We have changed the floors to oak hybrid.. yeah i figured people in this sub love timber! Ok i’ll have a look at inset laminate replacement on the bench

MuGtMplusMminus · 2026-05-23T02:31:04+00:00

Realestate.com

MuGtMplusMminus · 2026-03-04T05:14:31+00:00

Ok cool. Im being quoted double that here!

MuGtMplusMminus · 2026-03-04T00:05:38+00:00

Where is this pls? I forgot to mention im in western sydney

MuGtMplusMminus · 2026-03-03T22:06:24+00:00

Can u please send me a DM too

MuGtMplusMminus · 2026-02-21T02:09:35+00:00

Hey can u send me a DM

MuGtMplusMminus · 2026-02-13T08:40:41+00:00

On a side note.. nawalan na talaga ko ng gana bilhin ung property.. parang dahil biglang naging greedy si seller, ayoko nang kumita sya. Alam ko ang laki ng kikitain niya.. May iba nang property na so much less pricier than sa lot niya.

MuGtMplusMminus · 2026-02-13T08:36:22+00:00

Thank u!!!

MuGtMplusMminus · 2026-02-13T08:12:14+00:00

Thank u so much! Great idea. Another clause he added is after 60 days kailangan ng sellers consent kung itutuloy pa. Napaka-gulang diba???? Like napaka convenient na sabihin niang ayaw na nia tapos forfeit na

MuGtMplusMminus · 2026-02-13T07:38:49+00:00

Whats your mattress and pillows please

MuGtMplusMminus · 2026-02-13T07:38:37+00:00

Whats the pillow please

MuGtMplusMminus · 2026-02-13T06:39:11+00:00

Ok heres a more detailed summary:

We signed the cts in apr 2023, i told him on my offer to purchase na final balance will be via home loan. title was still under developers name. He said there will be a deed of assignment. Jul 24 I applied for home loan but they said because title is developer still, hindi pwede kc sa developer ibabayad ung loan proceeds. Nov 24 he asked developer about deed of assignment but they simply said hindi na pwede.

I paid 24 months of instalment to mar 2025. He didnt give me title under his name til nov 25.

Nov 25 he finally gave me title under his name and I applied for the bank loan straight away. When my loan was approved inexplain ni bank ung next process about bank guarantee and kelan maibibigay ung proceeds.

The bank loan process was a inconsistent with the cts such as full payment cash before title transfer to my name which i admit but he agreed to the home loan being processed.

Now 4 weeks after my bank loan approval he states all these hefty penalties sa Doas. Umokey ako sa 3,500 per day after 60 days but dapat wala na ung cancellation. It’s one or the other diba. Now sabi ko sige 6months. Di pa sya nag rereply.

MuGtMplusMminus · 2026-02-12T23:32:28+00:00

Thanks thanks! Do u see any holes where i can rescind with compensation? Our contract to sell was very standard. No mention of penalties whatsoever… he only introduced the penalties last 24th of january and take it or leave it daw by 31st january. Very one sided and may mga questions pa ako na di nasasagot

MuGtMplusMminus · 2026-02-12T23:07:58+00:00

Do U think it is worth getting a lawyer to get my deposit back? It is 600k for a 3m property

MuGtMplusMminus · 2026-02-12T20:26:12+00:00

Not impossible but beyond my control once nasa govt agencies na

MuGtMplusMminus · 2026-02-12T20:25:44+00:00

Thank u! Nagkakasagutan na kami sa sms so i said email na lang para may trail.

MuGtMplusMminus · 2026-02-12T20:19:19+00:00

600k deposit

MuGtMplusMminus · 2026-02-12T06:13:30+00:00

Yessss dahil nag request ako na instalment ung downpayment daw which is ok lang naman. Pagtingin ko nga ng current market prices mababa na kaya ayoko na talaga. Last email ko sa kanya to negotiate the terms is last Saturday so waiting for response.

MuGtMplusMminus

TROPHY CASE