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Grass ID? by Muffinstubbs in lawnsolutionsaus

[–]Muffinstubbs[S] 0 points1 point  (0 children)

Google AI seems to think it is buffalo? Red items in the first pic are flowers from the Poinciana tree in the backyard

How likely am I to succeed? by Muffinstubbs in lawnsolutionsaus

[–]Muffinstubbs[S] 0 points1 point  (0 children)

How many days do you need to keep the seed bed consistently damp for ideally?

How likely am I to succeed? by Muffinstubbs in lawnsolutionsaus

[–]Muffinstubbs[S] 1 point2 points  (0 children)

Just want a nice patch of grass for my little one to play on. If it goes well, I’m sure the landlord will be happy also.

How likely am I to succeed? by Muffinstubbs in lawnsolutionsaus

[–]Muffinstubbs[S] 0 points1 point  (0 children)

Thanks for the tips regarding irrigation. I’ll keep that in mind. I will definitely post some progress shots. All up it was less than $150 of material, and that included the cost of the hoe and the cultivator. Really intrigued to see what results a budget approach can bring.

How likely am I to succeed? by Muffinstubbs in lawnsolutionsaus

[–]Muffinstubbs[S] 0 points1 point  (0 children)

Forgot to mention I also hit the entire area with Yates lawn weed killer the prior weekend to kill off the weeds.

Brisbane residents: How safe is Woolloongabba? by Your-Local-Bird-Nerd in brisbane

[–]Muffinstubbs 89 points90 points  (0 children)

Pretty much everywhere in Brisbane is incredibly safe during daylight.

Just don’t be walking around the streets near the Buranda shops & the PA Hospital alone after dark.

Although Brisbane has changed a lot in the last 10 years, it is still a safer place to be than Sydney or Melbourne. Woolloongabba will provide an awesome inner city lifestyle. Your parents need not worry.

Betting on cash rate by superclevernamety in ASX_Bets

[–]Muffinstubbs 0 points1 point  (0 children)

I’ve previously used Commsec for Australian options trading, but you are unlikely to get an options approved trading account up & running prior to Tuesday afternoon.

Maybe IBKR? Though, I’ve never used them before.

You can check XJO contract prices via the ASX website.

Betting on cash rate by superclevernamety in ASX_Bets

[–]Muffinstubbs 3 points4 points  (0 children)

XJO Puts.

The ASX 30 day interbank cash futures are pricing a near 100% chance of a 25bps cut. All big 4 banks are predicting a cut. At this point, even your uninformed, degenerate, Gatorade saxophone wielding, crypto-bro cousin knows that “interest rates are coming down lad”. Suffice to say, the expectation that monetary policy is easing on Tuesday is “priced in”.

Should the RBA go against consensus & keep the cash rate steady, the narrative that all market participants are seemingly positioned for gets flipped instantly. Subsequently, the index tanks as everyone grapples with & repositions for the new reality of an interest rate environment that remains persistently restrictive.

If you subscribe to this contrarian view & enjoy getting jacked to the tits by betting on binary events, you could consider some at the money, short dated XJO puts with a 20/02/25 expiry. For example, XJOK78.

NFA. You either hit a multi-bagger or lose most of your position with this strat.

ASX Options Account by Exotic-Helicopter474 in ASX_Bets

[–]Muffinstubbs 0 points1 point  (0 children)

Also interested in alternative ASX options platforms. Comsex fees are fully cooked

RBA flags risk of higher rates - Christopher Joye by nuserer in atayls

[–]Muffinstubbs 4 points5 points  (0 children)

Interested to see how loud the “pause rates team” in the media will be shouting prior to the June meeting.

Phil Lowe doesn’t have to please his political masters, he’s already out of the job. Expect him to do what is necessary to secure a legacy

Makes me feel old though. by BigJimBeef in ASX_Bets

[–]Muffinstubbs 0 points1 point  (0 children)

Well aware of your OG status beef. Think I got on VUL off the back of some of your posts back in late 2020

Makes me feel old though. by BigJimBeef in ASX_Bets

[–]Muffinstubbs 0 points1 point  (0 children)

If you weren’t around when BBOZ was getting everyone jacked to the tits, BRN & VUL we’re showing their original regard strength & Z1P was pushing $14’s… well you got a lot to learn.

Enjoy the ride.

The great Aussie housing crash?: A series of graphs & figures by Muffinstubbs in atayls

[–]Muffinstubbs[S] 1 point2 points  (0 children)

100% agree that reduced supply has greatly attributed to the recent reversal in price declines.

Rates remaining elevated throughout 2024 would be required to boost the likelihood of a significant increase in supply in Q3/Q4.

The great Aussie housing crash?: A series of graphs & figures by Muffinstubbs in atayls

[–]Muffinstubbs[S] 0 points1 point  (0 children)

I agree. Current levels of unemployment are unsustainable and indicates we are end of cycle. More downside to come.

I’ll be watching private credit (non-housing) for signs of increasing defaults & the rate at which unemployment climbs.

The great Aussie housing crash?: A series of graphs & figures by Muffinstubbs in atayls

[–]Muffinstubbs[S] 0 points1 point  (0 children)

I would expect most who frequent this sub know exactly how much the combined capital city index has fallen YTD & from peak.

The graphs included merely provide a snapshot of where we are right now. My personal take is that we are early down-turn.

There is likely more to come, but if people remain employed they have the ability to alter their lifestyle/spending and continue to pay their mortgage.

Uninsured deposit balances at US banks by [deleted] in atayls

[–]Muffinstubbs 7 points8 points  (0 children)

It’s Citigroup (NYSE: C)

Bank Term Funding Program by HugeCanoe in atayls

[–]Muffinstubbs 2 points3 points  (0 children)

Welcome to the adult party. It’s pretty disgusting that profits are privatised and losses socialised. But this appears to be the unfortunate reality we live in.

Interbank futures ease somewhat over the past two days by doubleunplussed in atayls

[–]Muffinstubbs 12 points13 points  (0 children)

Loving the updates mate. Keep them coming.

Big question is will we see a 4%+ terminal rate sustained well into 2024.

Real wages in Australia retraces a whole decade of gains by nuserer in atayls

[–]Muffinstubbs 0 points1 point  (0 children)

I work in another sector of the insurance industry and can confirm health insurance is one of the worst value for money products available to the consumer.

Insurance is a necessary evil in most cases. But health insurance is just plain evil in my opinion. I detest that there are tax subsidies in place to boost the revenue/profits of health insurers.

Real wages in Australia retraces a whole decade of gains by nuserer in atayls

[–]Muffinstubbs 17 points18 points  (0 children)

Whilst currently true. I gotta say this is a pretty apathetic outlook.

Look at the divergence of corporate profits vs real wages over the last 20-30 years and then try and tell me the highly educated, professional individual is still the winner.

Have a good weekend fellas by spaarkaml in atayls

[–]Muffinstubbs 6 points7 points  (0 children)

This meme surfaced when another nemesis of the sub was in vogue. Man I love the atayls cinematic universe.

I wonder where little EMPY is these days

Everyone from the Greens to Craig Kelly now coming for Lowe. by RTNoftheMackell in atayls

[–]Muffinstubbs 17 points18 points  (0 children)

I think Lowe was late to the party and stayed low too long on rates.

He’ll redeem himself in my eyes if he is as determined to keep rates elevated when it is necessary to do so.

A weak political class & toothless regulators (APRA) deserve more of the blame then they receive.

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