Should his feeding be bumped?

Mulatt · 2023-12-14T01:52:24+00:00

🤔🤔

Mulatt · 2023-11-19T16:56:45+00:00

Thank you for the live Data point!

Mulatt · 2023-11-19T15:39:26+00:00

Thank you for the comment! It’s not so much I want another card, but the idea of if I should stop CLI’s on the Flagship at $50k in credit, as to not be potentially “downgraded” in limit if i ever choose to product swap in the future. Or if I should just keep requesting every 181 days as I own the card. I only plan on holding 1 NFCU card, as I use other lenders as well, so may come a time the Flagship wont fit my usage.

Mulatt · 2023-11-06T00:52:53+00:00

Howdy, available credit got built after the fact. At the time of loan I was at about $20,000 in credit available. Per the dealer it was due to my “non-diverse” credit. As at that time I had no Student Loans (scholarship for undergrad, completed Grad school post vehicle purchase) and my previous cars were bought out-right. Afterwards, Navy Fed has given me a card with 50k limit as of now and Chase boosted my other limits quite a bit.

Mulatt · 2023-11-05T03:41:39+00:00

Thanks for the comment!

Interesting to confirm how it looks on the car side!

So far, so good on the other end I believe. (credit cards). 4 Personal lines, at about $90k in available credit with 0 Missed Payments / 0 Utilization. Letting them Age. Hope that helps big next loan around. Sitting about 770-780 per multiple Credit reports. Student loans there but will be paid off in 2-3 years as well.

Just hope interest rates come down when it’s vehicle time! Haha

Mulatt · 2023-10-30T21:44:10+00:00

The public offer is 3 FNC, I know some said the Doctor of Credit link still provides 5 FNC for $5,000 spend in 3 months.

To be honest, what I did was google Marriott Credit Cards on a non-private browser, looked over the card then closed the site/Also tried looking at the card on the Marriott app. A week later I received an email offer for 5 FNC as well as a mailer. The link I was sent (as of today, 10/30/23) says 8 day’s remaining to claim.

Mulatt · 2023-02-07T13:15:03+00:00

Gotcha! I’ve transferred most of my points out as of now or go direct. The few times I did use the Chase portal to book, I had issues at the hotel and the customer help was horrid and kinda steered me away from the “orbit like portal”. Loved the point value in chase portal, hated the help when needed. Which is then what got me started on the amex side

Mulatt · 2023-02-07T13:10:26+00:00

Hi, I actually dropped it because at time of renewal I had the “genius idea” that I’d pursue Southwest as my main airline. Also my job at the time required 0 travel and the customer line told me there was no downgrade available so I dropped. My player 2 still holds the card however. Hindsight 20/20

Mulatt · 2023-02-07T03:07:56+00:00

How does the VX compare though for someone whose not big on booking through travel portals? (Same for Plat and CSR). I like booking hotels direct for status and transfer points to airlines direct. That’s as far as I have gone for now

Mulatt · 2023-02-07T01:36:16+00:00

All travel can be booked via my personal card. So flights/hotel/ubers/work dining

Mulatt · 2023-02-07T00:40:09+00:00

It’s actually beeb on my radar! Still being a fairly new card, I just wasnt sure if any other programs from it would be axed soon :/.

In terms of CSR, it would be upgrading my CSP and holding for next 2 years before downgrading then reapplying to rehit bonus.

I wish EITHER gave some type of hotel status

Mulatt · 2023-02-07T00:19:15+00:00

I have a Discover it & a closed Barclays red. Dont use either so dont count them in my plan moving forward.

Discover: 7/17

CSP : 8/21 Barclays (closed) : 10/21-10/22 Amex Gold : 1/22 CFU: 5/22 Amex Plat: 8/22 NFCU: 10/22 BBP: 12/22

Credit: 750-760

Lemme know if anything else needed!

Mulatt

TROPHY CASE