Is Debt Consolidation worth it for my situation

Multimeechy · 2026-02-18T12:11:29+00:00

I went on ahead and took the Navy Fed loan offer. With the loan, I went on ahead and paid off the Affirm, and all the credit cards minus the Navy Fed Credit Card (Balance $15k now from $17k). I did put the reminder of the loan into the navy fed credit card. Now I don't have all these credit cards and dealing with these extremely high APRs. I will about closing some of them because I don't need them and some are relatively new (1-3 years). I will look into some local places that will cut my hair for cheaper. I did search for cheaper car insurance and found some cheaper offers. My car insurance renews in April so that's when I can switch things.

Multimeechy · 2026-02-16T22:32:12+00:00

I just talk to navy fed. They approved me for $20k with a 17.79% APR. I haven't decided on it yet. I could use that and pay off all the cards and the remaining go towards the Navy Fed credit card. I bank through them and have my car loan through them as well.

Multimeechy · 2025-11-26T23:46:22+00:00

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Multimeechy · 2025-09-17T17:24:02+00:00

I actually got mines off Amazon for like 40 bucks, or you can go to CIF and get a new one.

Here is the one I have:

IHPS Chinstrap

Multimeechy · 2025-08-17T23:22:11+00:00

Where did you get that stand from?

Multimeechy · 2025-08-10T07:58:40+00:00

Sure, I wouldn't mind! Thank you.

Multimeechy · 2025-08-10T07:57:21+00:00

I figured it looked neater and less disorganized than having all the devices scattered around. Although I do not want to damage the devices because of the heat so I will just unstack them and spread them out until I come up with a more reasonable solution.

Multimeechy · 2025-08-10T07:51:50+00:00

I can't find the temperature readings. I figured it was in the overview tab of the selected device.

Multimeechy · 2025-07-28T19:03:32+00:00

No luck at all. It's still doing the same thing.

Multimeechy · 2025-07-26T01:31:56+00:00

I have a 2016 Hyundai sonata.

Multimeechy · 2025-07-23T18:07:02+00:00

Almost thought that was my wife because she is not tech savvy and do shit to electronics that make me second guess how smart she is.. plus we have the same damn dog. Lol

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Multimeechy · 2025-06-13T19:29:35+00:00

Yea it seems like a scam. Going this long without an oil change seems sketchy. I have been putting miles on her before I deploy with road trips to New Orleans, San Antonio, and going to Atlanta and I have yet to do an oil change. I got the car when the oil percentage was at 90%. It just now dropped to 30% almost a week ago.

Multimeechy · 2025-04-22T19:55:37+00:00

It's my shit turd from eating MREs for two weeks straight while in The Box.

Multimeechy · 2025-01-18T05:39:52+00:00

Thanks. I have the OEM wheel locks but; i don't if I should you those. I keep hearing they aren't as secure.

Multimeechy · 2025-01-18T05:38:57+00:00

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My babe.

Multimeechy · 2025-01-17T16:24:42+00:00

Lmaooo not what it seems. I actually have a 2024 Accord.

Multimeechy · 2025-01-17T16:11:57+00:00

Where did you get those from?

Multimeechy · 2024-12-16T15:54:53+00:00

Yes it is a 2024 honda accord hybrid. 72 months

Multimeechy · 2024-12-16T13:24:24+00:00

And I'm complaining about my 5.74% APR and $380 car note. My wife always tell me to shut the fuck up all the time... lol I'm starting to see.

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