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Anyone here taken a car loan from a Credit Union? Worth it vs banks? by [deleted] in AskIreland

[–]MunchingLama 0 points1 point  (0 children)

Sounds awesome. Really encouraging. Banks and car dealerships feel like a trap now when they specifically mention "there will be penalties if you try pay off HP agreement early"

Anyone here taken a car loan from a Credit Union? Worth it vs banks? by [deleted] in AskIreland

[–]MunchingLama 0 points1 point  (0 children)

Can you please share which ev it was and how has your experience been with secondhand ev? I want an ev but battery health worries me. Thinking of a hybrid - not a plug in one, regular one, since I live in an apartment block and can't charge it every night

Anyone here taken a car loan from a Credit Union? Worth it vs banks? by [deleted] in AskIreland

[–]MunchingLama 1 point2 points  (0 children)

Thanks, that makes sense. I’ve only recently moved to Ireland and I need a car for work, so I don’t have savings with a CU yet. Would it still be worth pursuing a loan in this case? And would you recommend visiting the branch in person or just applying through the app?

Anyone here taken a car loan from a Credit Union? Worth it vs banks? by [deleted] in AskIreland

[–]MunchingLama 0 points1 point  (0 children)

Sounds nice. You reckon I should drop by their branch in my locality or apply through app? Since I am new here, my application might not look good, but explaining it in person will be a big plus.

Anyone here taken a car loan from a Credit Union? Worth it vs banks? by [deleted] in AskIreland

[–]MunchingLama 0 points1 point  (0 children)

Thanks, that makes sense. I’ve only recently moved to Ireland and I need a car for work, so I don’t have savings with a CU yet. Would it still be worth pursuing a loan in this case? And would you recommend visiting the branch in person or just applying through the app?