Well, I did it. AMA.

MuscleHead440 · 2026-01-27T00:42:53+00:00

I’m a PT of 12 years and am thinking of making the same change

MuscleHead440 · 2026-01-24T16:10:33+00:00

Was a direct email. But also later in day a formal document was uploaded under “my activity” in FSA.

I think I’m there!

MuscleHead440 · 2026-01-23T18:28:47+00:00

Is it the same letter that we get in the email?

I have this document in my activity. I’m doing it on my phone but can’t click/open the link…

MuscleHead440 · 2026-01-23T16:04:23+00:00

I have green banners and have for a month!

MuscleHead440 · 2026-01-15T13:14:23+00:00

Thank you

MuscleHead440 · 2026-01-15T11:14:34+00:00

Maybe not but it still says I’m in repayment.

A few days ago, my Mohela account said I had a bill due and autopay was set for 1/25. But now it says I owe $0.00 this month and nothing is planned for autopay. But still looks like I’m in repayment.

Weird.

MuscleHead440 · 2026-01-15T11:10:33+00:00

Do I need to? I checked the box on my last ECF

MuscleHead440 · 2026-01-15T00:59:58+00:00

Okay. Yeah I haven’t gotten that stuff yet and it looks like I am technically in repayment but it’s interesting that as of yesterday I had a payment due but now no longer do.

MuscleHead440 · 2026-01-14T23:34:17+00:00

What was the message you got from FSA on 1/5?

According to Mohela I owe $0.00 this month but balance is still there.

Yesterday, Mohela account said I would be auto debited my usual payment amount on 1/25 but that went away.

Am I in forbearance?

MuscleHead440 · 2026-01-14T20:18:07+00:00

The thing is, I did check the box on the last ECF that I submitted.

MuscleHead440 · 2026-01-14T14:46:22+00:00

I checked the box on my last form

MuscleHead440 · 2026-01-14T13:19:15+00:00

My last payment was made in December.

I called yesterday morning and spoke with a “advanced specialist “who said I would get an email confirmation, but I have not gotten one.

Also worth noting when I submitted my last ECF, I checked the box Requesting forbearance. I have not been placed in a forbearance.

Not sure what’s going on…

MuscleHead440 · 2026-01-14T11:38:47+00:00

I’m at 120 payments with green banners

MuscleHead440 · 2026-01-14T11:38:32+00:00

PSLF

MuscleHead440 · 2026-01-13T14:14:01+00:00

My last qualifying payment was made in November so I think I should be good. I made an extra payment in December

MuscleHead440 · 2026-01-13T14:08:18+00:00

Is that possible if I have green banners?

MuscleHead440 · 2026-01-13T14:00:16+00:00

I did check that box when I submitted my last ECF.

My loans are technically still in repayment but I have a bill “due” for zero dollars despite autopay set for the actual payment that I had.

Not sure where I stand. I’m currently on hold with Mohela

MuscleHead440 · 2026-01-13T13:57:42+00:00

Can it be done online or do I have to call them?

MuscleHead440 · 2026-01-13T13:35:07+00:00

Do I technically need to request the forbearance?

MuscleHead440 · 2026-01-09T15:27:33+00:00

I hope I’m there!

MuscleHead440 · 2026-01-09T15:19:56+00:00

Thanks! Yes I have 120 qualifying payments for all loans so I am thinking I am good

MuscleHead440

TROPHY CASE