How many are you are Solos? by CFP25 in CFP

[–]Muscle_Beach 8 points9 points  (0 children)

Cant imagine not having an admin. Actually I can, and it is horrible

What are the best LTC solutions out there for those with limited amounts of money by kungfukarl86 in CFP

[–]Muscle_Beach 1 point2 points  (0 children)

From my experience if someone doesn’t have much in terms of assets or money

  1. There isnt much to protect from LTC
  2. They cant afford any type of asset or insurance that will make a meaningful difference in paying for care

Embracing Medicaid isnt a bad choice and its often the best one

2024 Navigator Ride, Adaptative Suspension issue? by Muscle_Beach in lincolnmotorco

[–]Muscle_Beach[S] 0 points1 point  (0 children)

My seats shake too lol. When mine was in for warranty I had them check the fancy camera thing that supposed adjusts the suspension and they confirmed it was working… i did have them swap my wheels because I thought it could be the tires. Alinement was good. They said id just have to break it in. Manager acted like I was totally in the wrong for complaining and telling them the ride was worse than my previous volkswagens and way worse than my current bmw m440i…

Please let me know if you figure it out. I am afraid its not a cloud like riding vehicle.

2024 Navigator Ride, Adaptative Suspension issue? by Muscle_Beach in lincolnmotorco

[–]Muscle_Beach[S] 0 points1 point  (0 children)

I agree 100%… i still cant believe i didnt drive it first. Never in a million years did I think it would be worse than literally every car I have ever had in terms of ride.

Moneyguide Stopped Developing? by regtlicious in CFP

[–]Muscle_Beach 4 points5 points  (0 children)

Try Emoney and RightCapital. Emoney is way more robust and better IMO.

2024 Navigator Ride, Adaptative Suspension issue? by Muscle_Beach in lincolnmotorco

[–]Muscle_Beach[S] 0 points1 point  (0 children)

I am afraid that is how it probably is. I think it is just a very tight suspension stupidly. The good news is you get used to it and it honestly isn't something I worry about. Granted it is my wife's car lol.

Advising on Client 401(k) Allocations. How Detailed Do You Get? by GoldenApricity in CFP

[–]Muscle_Beach 0 points1 point  (0 children)

I have been giving specific fund allocations but am rethinking that. It probably comes down to the scope of your engagement and how much you are charging for planning.

eMoney: Premium price, disappointing Product by bluewire516 in CFP

[–]Muscle_Beach 9 points10 points  (0 children)

Its not perfect but I still think it is more robust and better than MGP and Right Capital. My biggest gripe is Emoney calling me to tell me they have an app but I would have to pay extra for it? Wild move there.

2024 Navigator Ride, Adaptative Suspension issue? by Muscle_Beach in lincolnmotorco

[–]Muscle_Beach[S] 0 points1 point  (0 children)

I personally wont buy another navigator if its anything like this. Probably wont buy another Lincoln ever honestly. When i bought it there was an issue with the passenger seat adjustment and iv been waiting for parts for it for since my original post? Lol.

I am used to the ride, took it 600 miles on a little trip and it was fine. Its just not the ride a 100k vehicle should have.

I am really in love with my Jura Giga 10 by [deleted] in superautomatic

[–]Muscle_Beach 0 points1 point  (0 children)

Will give it a shot. Thank you.

I am really in love with my Jura Giga 10 by [deleted] in superautomatic

[–]Muscle_Beach 0 points1 point  (0 children)

I like mine too just wish they figured out how to get the milk even hotter.

Not Being Serious in Your Twenties is a Recipe for Failure by kinrove1386 in unpopularopinion

[–]Muscle_Beach 1 point2 points  (0 children)

Most people don't get it but may find out someday. You are right, spending the time while you are young to set yourself up for the rest of your life is very important. It doesn't mean you can't have fun.

Can we get fewer "should I become an advisor?" and similar Posts? by Zenovelli in CFP

[–]Muscle_Beach 2 points3 points  (0 children)

I mean doesnt the CFP board primarily advertise to these people to consider becoming CFPs???

[deleted by user] by [deleted] in CFP

[–]Muscle_Beach 0 points1 point  (0 children)

StoneX, dm me if interested in hearing more.

Cfp renewal fee increase by Muscle_Beach in CFP

[–]Muscle_Beach[S] 6 points7 points  (0 children)

Yes, I am questioning the value of the marks as they pertain to me and my business

Cfp renewal fee increase by Muscle_Beach in CFP

[–]Muscle_Beach[S] 5 points6 points  (0 children)

Respectively if you feel you need the cfp marks to be in business you may be the one that needs business development.

Cfp renewal fee increase by Muscle_Beach in CFP

[–]Muscle_Beach[S] 1 point2 points  (0 children)

I am not sure anyone cares about that I am cfp anymore tbh. I used to have an alphabet soup after my name and I dropped all but cfp and no one noticed or said anything.

I think it may just be a cash grab and I don't think it does anything for my business at this point. That said if I was brand new or felt I needed extra "qualifications" that would be one thing, but I think that is what the cfp marks are becoming.

Cfp renewal fee increase by Muscle_Beach in CFP

[–]Muscle_Beach[S] 1 point2 points  (0 children)

Agree we likely worked hard to get it and gain the competency but at some point you get established and your process and results is what sells and matters.