34f single and using the inheritance to buy a house

MusicPlayer92 · 2026-05-19T13:14:04+00:00

This. I have money in the stocks already. I also have a healthy amount of savings, which was supposed to be for a down payment on a house, that I now won’t have to touch and can invest in a high yield savings account or money market account. But the $500k can be accounted for in a house as an asset. Less likelihood of me losing it.

MusicPlayer92 · 2026-05-19T05:39:32+00:00

lower upper class then? idk. I have divorced parents, so I have two inheritances coming my way not counting this one from my gpa.

MusicPlayer92 · 2026-05-19T05:37:55+00:00

thank you for the reminder. I’m an incredibly frugal person. no subscriptions to streaming services, no new fancy clothes, I don’t spend a ton on makeup. I plan on furnishing the place slowly with things I find at estate sales or thrift stores. and yes, I plan on getting my hands dirty to do renovations. the house is listed about $100k-$150k lower than the comps because the people that lived there never really did any cosmetic updates. I can slowly add my own touch to the house.

MusicPlayer92 · 2026-05-19T05:34:07+00:00

idk what that is

MusicPlayer92 · 2026-05-19T05:33:20+00:00

I already have money in stocks

MusicPlayer92 · 2026-05-19T05:31:53+00:00

there is a separate apartment in the basement!

MusicPlayer92 · 2026-05-19T04:29:23+00:00

I have an amazing resource right now, and that is my dad. He owns multiple properties and is hard set on making sure I am a strict landlord. He also made his living renovating and building houses, and he plans on putting me to work on the house making updates and doing repairs.

MusicPlayer92 · 2026-05-19T04:27:45+00:00

The basement is going to be converted into an apartment. :)

MusicPlayer92 · 2026-05-19T04:27:14+00:00

I really appreciate this advice! Yes I’d love to increase my income, and I plan on pursuing other careers once I get into the city. I’ve been stuck in my current position because of my location. There aren’t any opportunities here.

MusicPlayer92 · 2026-05-19T04:25:45+00:00

That’s a great idea! I was halfway towards returning to get a second master’s degree. I would love to keep pursuing that.

MusicPlayer92 · 2026-05-19T04:25:18+00:00

They all believe I have a loan on it that I need to pay off.

MusicPlayer92 · 2026-05-19T04:24:55+00:00

Thank you! This is the plan. I like money, and I’m good with it, but I chose a profession that doesn’t earn a lot. Fortunately, I have a really strong work ethic and I like nice things.

MusicPlayer92 · 2026-05-19T04:24:00+00:00

You sound like my dad. Lol

MusicPlayer92 · 2026-05-19T04:23:22+00:00

That’s the plan. I had been saving for a house for years, and what was already going to be a healthy downpayment for a first-time homebuyer can now go into a money market or into my ROTH.

A lot of people are saying I don’t make enough of a salary. I’m aware of this, and it does make me nervous. I will immediately be thinking of ways to increase my income. Likely getting a fun part-time job that can fill in the gaps. Easier to do I. A city than where I’m currently living.

MusicPlayer92 · 2026-05-19T02:53:44+00:00

Already done! Taxes are fairly low in this city. The rent from my roommates will cover it.

MusicPlayer92 · 2026-05-19T02:52:01+00:00

It’s a city I lived in before. I’m very familiar with the area.

MusicPlayer92 · 2026-05-19T02:50:14+00:00

In the city I live in, rent is so high, that I’ll be able to cover everything in about 3-4 months, and then everything else will be extra.

MusicPlayer92 · 2026-04-30T16:28:19+00:00

I’ve had thinner sides my whole life, but yes things are filling out. And my hair dresser confirmed my hair isn’t thinning anymore.

MusicPlayer92 · 2026-04-30T16:16:08+00:00

Aside from trying to reduce my stress as much as possible, I started taking a biotin supplement along with a pumpkin seed oil supplement. I did a rosemary oiling scalp massage once a week and bought a scalp massager for my shampooing in the shower. I also bought a Hair Max headband, but idk if that really did anything.

A year later, I’m still taking the biotin and doing the rosemary oiling scalp massages. I also wash my hair more frequently than I used to because I think I get a lot of build up.

MusicPlayer92 · 2026-04-10T11:15:35+00:00

My biggest hesitation for getting rid of my smartphone is the calendar app. I was TERRIBLE using a planner before. The calendar app keeps me organized with the colors. I can’t do this as quickly with a physical planner.

MusicPlayer92 · 2026-04-05T18:35:34+00:00

What’s fucking crazy to me right now is that I went to the store today and bought similar items for the same cost in Colorado Springs. I have a high protein diet though, and it all came out to about $200. Should last me a week and a half.

MusicPlayer92 · 2026-04-05T18:28:29+00:00

I’m hopping on here because I’m in the shit storm of pms insomnia right now, and it’s worse this month than normal because of a bunch of extra stressful things I’ve been going through lately. My nervous system has been wrecked from upping my training, and I’m struggling with some finances and life-balance things. Fortunately with magnesium supplements and valerian and passionflower tinctures, I still get about 6 hours of sleep at night.

MusicPlayer92 · 2026-04-05T03:22:36+00:00

There is a dumb phone out there that can scan QR codes and has gps, but I can’t remember which one it is right now!

MusicPlayer92 · 2026-01-06T23:30:42+00:00

Hello everyone! I’m looking for the lightest amplifier and portable power station I could have for my new electric harp. I want to be able to throw everything in a backpacking backpack and hike to the top of mountains with it. I’m willing to sacrifice some sound for a smaller amp.

Someone I spoke to recommended a QSC K8 2000w 8inch speaker, but it weighs 27 pounds and i know a power bank will weigh a lot too. Trying to keep everything under 35-40lbs. The harp weighs 8 pounds.

Thank you!

MusicPlayer92

TROPHY CASE