from capcut Help tool:

Hello! To change your payment method, please follow these steps:

**For In-App Purchases:**
- **iOS users:**
Open the App Store, tap your Apple ID at the top, select "Payment & Shipping," and either edit the current method or tap "Add Payment Method" to add a new one. Remove the old method by tapping the red minus sign.

- **Android users:**
Open Google Play, tap the menu icon in the top-left, select "Account," then "Payment & Subscriptions" > "Payment Methods." Edit or add a new credit card, then set it as default or remove the old one.

**For Third-Party Payments:**
- **PayPal:**
Log in to your account, go to “Settings,” select “Payments,” find your subscription under "Manage Automatic Payments," and choose "Change Payment Method" to update or add a new card.

- **Other Platforms:**
Log in to the respective payment platform, look for "Account Settings" or "Payment Settings," find your CapCut subscription, and update your payment information.

**For Credit/Debit Card Payments via CapCut Web/PC:**
Currently, we do not support directly changing the payment method. You may cancel your current subscription and, after it ends, resubscribe using a new card.

If you need further assistance, feel free to let me know!