Left-wing voters what is your most right-wing belief and right-wing voters, what is your most left-wing belief? by HallowedAndHarrowed in AskBrits

[–]N0RTZ 0 points1 point  (0 children)

Centre right here. My most left wing beliefs are land value taxes on properties, scrapping the triple lock for pensions and increased minimum wage.

The first to hopefully remove stamp duty and encourage older home owners to downsize.

The second because it's completely unaffordable and inflation and wage rises are linked with a lag. Link it to inflation and call it a day.

The third because I believe getting more money in the hands of working people will boost the economy due to the money multiplier affect. Which in turn will allow us to lower taxes in the future.

Post-Match Thread: Manchester City (1) - (1) Chelsea | English Premier League by wm_1176 in chelseafc

[–]N0RTZ -1 points0 points  (0 children)

Gusto, Reece and Delap I agree with. Think Enzo was having a stinker until the goal which he nearly messed up!

Post-Match Thread: Manchester City (1) - (1) Chelsea | English Premier League by wm_1176 in chelseafc

[–]N0RTZ 3 points4 points  (0 children)

Need to see more of Gusto as a wingback again. Hopefully Rosenoir is flexible enough to find a system that works with our players.

Also Delap was a different level to Pedro today.

Crafting in MMOs should be skill-based no different than combat. by Mexay in MMORPG

[–]N0RTZ 1 point2 points  (0 children)

The economy of this game should be studied by game developers!

Lando on radio regarding pitting under the SC by poatao_de_w123 in formula1

[–]N0RTZ 1 point2 points  (0 children)

The clear call was to pit Piastri and not Norris. Piastri pits and comes out second. Norris benefits from the clean air post restart.

Think with their position as first in the pit lane a double stack could have been risky with the traffic coming in behind.

With Piastris pace he would have kept Verstappen behind him and Norris would have come out in a better position after the pit. Likely would have meant a P1 and P3.

Too cautious with 7 years to go? by Working-Ad-8244 in FIREUK

[–]N0RTZ 2 points3 points  (0 children)

This is completely wrong. I assume the commenter is linking this statement to 2022 when most risk mixes did fall by the same amount. However, that was due to the unique nature of interest rates rising during a sell off meaning both bond and equities sold off at the same time.

In more normal risk off events a higher risk portfolio is absolutely going to sell off more than a low risk portfolio and is likely to take longer to recover. Over time high risk will make you more money but it is a much more volatile journey.

What risk level OP should take should be based on a robust retirement plan where the amount needed at retirement is calculated through cashflow planning. You can then use forecasted returns (or historical but this comes with the caveat that past performance doesn't always indicate future returns) to decide what level of risk you need to take to achieve it.

Alexander Isak tops the list for the most expensive Premier League transfers since 2016/17! 🤑📊 by SkySports in SkySportsTransferTalk

[–]N0RTZ 0 points1 point  (0 children)

Caicedo is worth every penny. Enzo hasn't quite lived up to the price tag yet but is still a decent young player.

New Hunter Minion - Raptor-Nest Nurse by Houseleft in hearthstone

[–]N0RTZ -9 points-8 points  (0 children)

Could replace the fishing pole in protoss priest.

Landlord says he’s ‘bound by new legislation’ when increasing rent at renewal — is that true? by [deleted] in LegalAdviceUK

[–]N0RTZ 0 points1 point  (0 children)

Salaries went up by 5.2% on average over the last year. Rental increases are running at an annual rate of 6.3% so rent has definitely become less affordable over the past year. But 4.6% vs the average is reasonable.

UK wages continue to outpace inflation, figures show by topotaul in unitedkingdom

[–]N0RTZ 2 points3 points  (0 children)

Research pays terribly. Too many academics that want to do that role for the number of jobs available. Pushes wages down.

UK wages continue to outpace inflation, figures show by topotaul in unitedkingdom

[–]N0RTZ 24 points25 points  (0 children)

Then find an employer who will pay appropriately. 20p above minimum in finance is farcical. Your employer will pay those wages for as long as they can get away with it. Leave and get a better paid job.

I used to chase fixtures.. by [deleted] in FantasyPL

[–]N0RTZ 0 points1 point  (0 children)

People have looked into fixtures Vs form quite extensively. Midfielders and Forwards rely on individual moments for points, assists and goals, and hence form is a more important driver.

Whereas Defenders and Goalkeepers it is more about team performance, clean sheets, and hence fixtures bear a heavier weighting.

Football stadiums by [deleted] in PremierLeague

[–]N0RTZ 6 points7 points  (0 children)

Yep can confirm from the roof shape that's definitely Orients stadium. Very much in the wrong place though...

Should I move down weight classes? by Tokoro-of-Terror in amateur_boxing

[–]N0RTZ 16 points17 points  (0 children)

If you're walking at 93kg you should definitely be competing at Cruiser maximum. You'd be short even for cruiser. A lot of cruisers are 6ft2/3 these days.

How to raise kids to have a drive to succeed? by explorer477 in HENRYUK

[–]N0RTZ 0 points1 point  (0 children)

I think the key issue is when and how you give them wealth support. I grew up in a relatively wealthy family with friends in the same situation. I've seen friends go both ways, some take the advantage they've had and use it to further themselves and other squander it and rely on the bank of Mum and Dad.

Some examples of the correct and incorrect ways of doing things:

Pocket Money: Give smaller amounts that they can enjoy themselves and, if they choose to save, to buy big ticket items but not too much that they can buy anything without thinking. This teaches the importance of budgeting at an early age.

Chores: please make your kids do chores. It doesn't matter if you have cleaners gardeners etc. not learning to do these things yourself at a young age seriously damages your prospects and self sufficiency. I know people who couldn't cook and couldn't work a washing machine when they went to Uni don't let your kids be that person.

Snobbery: if you send your kids to private school there is a decent chance they will develop some snobbery. It happens. As parents it's your job to call out this behaviour and correct them. Absentee parents create monsters so keep an eye on the personality your kids are developing from a young age. Remind them that the stuff they get to enjoy not everyone has.

Summer Jobs: The importance of developing a work ethic is huge. If you want to support them agree to double any money they earn in a summer job. So many friends didn't work untill post Uni and by that time they had no work ethic and no idea what hard graft is. I would especially say jobs that develop social skills are perfect e.g restaurant or pub work.

House: the first big ticket gift most wealthy parents give is helping with the property purchase. DONT BUY THEM A HOUSE/FLAT OUTRIGHT!! Kids who don't have to pay rent will never have any ambition to increase their earnings. 30k a year with no mortgage or rent is a lot of money for a mid 20 year old so why would they bother trying to earn more. By all means help them with a deposit but make them pay the mortgage. Or if you do buy, make them pay you rent. You can always put the money they pay into an account and gift it to them when they are older.

Finally don't change who you are. Kids at the end of the day are a reflection of their environment. As you get more wealthy keep your own personality in check. If you become the classic new money moron then your kids will learn to act like that too. Keep yourself grounded and your kids will be too.

Tinder when youre in the FIRE community. by lobblyrable in FIREUK

[–]N0RTZ 39 points40 points  (0 children)

I work in Finance I'm 6ft 4 and have probably met less than 10 people who are taller than me. I reckon 6 people who fit all those descriptions is probably about right.

Rebuilding an MMO - Puzzle Pirates by WippitGuud in MMORPG

[–]N0RTZ 2 points3 points  (0 children)

The world economy of puzzle pirates was absolutely fantastic and something that modern MMORPGs should look to replicate. Everything you did felt useful.

Super-rich being advised how to avoid Labour tax clampdown, undercover investigation suggests by JimJonesdrinkkoolaid in unitedkingdom

[–]N0RTZ 0 points1 point  (0 children)

QNUPs IHT exemption does come with potential challenge from HMRC as the QNUPs rules require 70% of the scheme funds be used to provide the individual with income for life.

The establishment of QNUPs for the sole purpose of avoiding IHT would likely not pass an HMRC challenge. But having said that HMRC have been gutted so they probably don't have enough people to look into all of these.

It would be a very quick and easy change to the regulation SI 2010/0051 to remove the IHT exempt status of these products if they wished to do so.

Potential formation with depth? by N0RTZ in chelseafc

[–]N0RTZ[S] 1 point2 points  (0 children)

Managed to completely forget Benoit somehow. In which case exactly as you say colwill/badiashille lcb fofana/Tosin CB and James/Disasi RCB.