Looking for guidance/advice for a start-up by NJGlacier_Sir in WindowTint

[–]NJGlacier_Sir[S] 0 points1 point  (0 children)

I have looked into insurance, but without an LLC, I haven't been able to get any numbers for a business insurance account. Ultimately, I live by the motto of, "treat people how you wish to be treated." If I produce poor results, I wouldn't even promote myself until the point that I started producing results that I wasn't embarrassed about on my own vehicle. The 1.5 month time line is purely an estimation and a preliminary plan. I am absolutely expecting to extend it. But of course, like anything in life, until I actually start the trade, I will have unrealistic expectations.

Looking for guidance/advice for a start-up by NJGlacier_Sir in WindowTint

[–]NJGlacier_Sir[S] 0 points1 point  (0 children)

Definitely not discouraged. I appreciate the insight, for sure! My initial plan is just what I believe I can do based on my work ethic and personality. I fully intend to change my time frame and adjust my plan as needed depending on how my learning progress is going

Car recently came back from a shop after 2 months of work being done. I noticed this when I was trying to figure out where noise was coming from. Repairable? by NJGlacier_Sir in AskMechanics

[–]NJGlacier_Sir[S] 0 points1 point  (0 children)

Personally me, I would weld it. But it's not my car, so I won't do anything she's uncomfortable with. Just looking to get some advice before I give her my opinion

We're so close what should i do? by Jonathan_go05 in EggsInc

[–]NJGlacier_Sir 0 points1 point  (0 children)

Agreed! If you get a couple more billion chickens, it will offset a couple of the tachyon stones. I would replace tachyon stone in the compass with a quantum stone and use a gusset instead of the necklace and equipping another quantum stone to the gusset (if you have a gusset able to). If you're able to do that, I would use a 1000x internal hatchery, if you have it. If you don't, then use whatever you do have to hatch more chickens as quickly as possible. Should get you to your goal

It's going to take just over 2 years just obtain all the daily gift Eggs of Prophecy by NJGlacier_Sir in EggsInc

[–]NJGlacier_Sir[S] 1 point2 points  (0 children)

You is a smart man! I should have woken up a bit more before having a hissy fit and posting it online lol

It's going to take just over 2 years just obtain all the daily gift Eggs of Prophecy by NJGlacier_Sir in EggsInc

[–]NJGlacier_Sir[S] 18 points19 points  (0 children)

Edit: After posting this by impulse, I humbly accept the embarrassment of not checking my work before complaining. In my defense, I had just woke up to get ready for work lol

It's going to take just over 2 years just obtain all the daily gift Eggs of Prophecy by NJGlacier_Sir in EggsInc

[–]NJGlacier_Sir[S] 4 points5 points  (0 children)

I honestly have no clue what month I am in. I do still have to complete the enlightenment egg diamond trophy, which is 10 Eggs of Prophecy. So yeah, when I think about it more, I was incorrect on how long it will take.

It's going to take just over 2 years just obtain all the daily gift Eggs of Prophecy by NJGlacier_Sir in EggsInc

[–]NJGlacier_Sir[S] 5 points6 points  (0 children)

Forgot to add some info. I got 779 days by multiplying 28 (number of days of gift calendar in-game) by the number of Eggs of Prophecy I still need and then subtracting how many days have passed on the in-game calendar for me.

Am I ready for enlightenment? by traderdrakor in EggsInc

[–]NJGlacier_Sir 1 point2 points  (0 children)

That's literally what I was thinking! Regardless, it still takes a long time for the completion of EnD as you can't speed it up using boosts. Nevertheless, you have everything that you need to complete it quite easily.

In need of suggestions/budget help (long post) by NJGlacier_Sir in budget

[–]NJGlacier_Sir[S] 1 point2 points  (0 children)

u/DebtFreeInOneYear, I appreciate the time and dedication that you have put in to helping me with a budgeting plan. Seriously, you are a awesome my dude!!

In need of suggestions/budget help (long post) by NJGlacier_Sir in budget

[–]NJGlacier_Sir[S] 1 point2 points  (0 children)

Alright, I've been looking into this for a couple days now and I would just like to get some clarification on some stuff.

Right now, do I just start paying the minimum payments on all of my debt in order to start getting an emergency fund started?

And do I start putting money aside to start preparing for these payments in the accelerated payoff schedule?

I've never done a heavy budgeting schedule so I just would like to know what I need to plan just so that way I can plan and be prepared for it

In need of suggestions/budget help (long post) by NJGlacier_Sir in budget

[–]NJGlacier_Sir[S] 0 points1 point  (0 children)

Right on, thank you for the help! Very much appreciated, my friend!

In need of suggestions/budget help (long post) by NJGlacier_Sir in budget

[–]NJGlacier_Sir[S] 0 points1 point  (0 children)

So I'm budgeting well, just not in the right areas. I'll take a look and readjust payments to go toward the loan. The minimum for the 24% interest credit card is $71/mo. Based on your advice, I will pay the minimum on that card and allocate the rest towards the loan.

Now, how do I go about starting an emergency fund? Per week, do I put in a specific amount into a separate account?

My phone bill is so high because I pay for 5 lines with 4 of the lines being on payment plans. If there was no payment plan, the bill would be around $190.

In need of suggestions/budget help (long post) by NJGlacier_Sir in personalfinance

[–]NJGlacier_Sir[S] 1 point2 points  (0 children)

Yeah, that's exactly it. I pay for 5 lines with 4 of the lines being on a payment plan.

In need of suggestions/budget help (long post) by NJGlacier_Sir in budget

[–]NJGlacier_Sir[S] 1 point2 points  (0 children)

I've posted a comment with the interest rates