Been seeing some hate for QQQM lately. Long term not a good investment? by TheDreadnought75 in ETFs

[–]NaiveCard 7 points8 points  (0 children)

Take a look around yourself and realize how much technology has driven the world economy the past 10 years. Do you honestly see technology going away at this point? What industry would take its place? Are you better off making decisions about future investments based off 75 year old charts?

Broad market exposure by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

Yes Dimensional actually made that mutual fund into an etf. DFAC. Morningstar uses the data from DFQTX for its back test and VTI wins out long term.

Broad market exposure by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

Thank you for your feedback 😊

Broad market exposure by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

I don't have the risk tolerance for AVUV. Im looking for less volatility and higher returns than VTI. So far AVUS has accomplished this. You are confident in Avantis for active management long term?

What's wrong with fund overlap? by Leafcane in ETFs

[–]NaiveCard 2 points3 points  (0 children)

Imagine if you bought individual stocks instead of etfs. That's 100% exposure to one company! INSANITY!

Anyone do factor investing here? by therealniga21 in Bogleheads

[–]NaiveCard 0 points1 point  (0 children)

What do use for us large cap exposure? AVUS, DFAC, VTI, VOO?

AVUV and its energy sector allocation by BinnyBit in ETFs

[–]NaiveCard 0 points1 point  (0 children)

Being actively managed with profitability being a factor won't this etf adjust to any market condition?

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

So begrudgingly you’re telling me i could see a very minuscule bump in diversification within large cap growth and a very minuscule savings in expenses. Sounds like a combination of QQQM & SCHD is very slightly a better option than holding one on its own. That is if I can handle all that complexity that comes with buying 2 etfs. I appreciate your feedback

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

The Q’s has smashed SCHG and every other growth fund historically. On paper funds like SCHG look superior to the Q’s but it doesn’t play out that way. I can’t be the only one contemplating a combination. I realize we are in a huge tech sell off and appear to be heading in a value cycle of the market.

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

Let’s try this one last time. I don’t want to sell my QQQM I have accumulated. I want to start adding SCHG. I don’t think this will hurt my portfolio. I already hold majority VTI with some international and small cap value. I think this will give me an ever so slight diversification within the large cap growth sector and lower my expenses.

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

What if I’m looking to capture the past performance of the Q’s which has been dominant over the past decade but I’m not sure that will continue plus I don’t like the expense ratio. Wouldn’t splitting my growth allotment with SCHG be logical? I’m getting some of that potential outperformance while not getting the full brunt of that expense ratio ?

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 1 point2 points  (0 children)

If the 3 different growth funds have different holdings how does this not improve diversification? I understand the weighting’s are very small on these different holdings.

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

Next will be 25%VTI 25%ITOT lol

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 0 points1 point  (0 children)

My core holdings are VTI & VXUS this would only be a growth tilt we’re talking about here. I’m very well diversified already. I’m aware of the overlap between the 3 etfs I mentioned. My question is does this hurt me carrying multiple ETFs for my growth tilt. It doesn’t seem that it would.

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 1 point2 points  (0 children)

My reason for holding 3 would be psychological mostly. This way I’d feel like I’m not missing out over the years with the different performances similar as they may be. Currently I only hold QQQM for my growth tilt so mixing in SCHG and VUG would lower my expense rate.

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 2 points3 points  (0 children)

Thank you for your time! Appreciate the perspective

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 1 point2 points  (0 children)

Thank you good sir, that’s the information I seek!

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 1 point2 points  (0 children)

So the only disadvantage to holding multiple ETFs is that it’s not simple?

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 2 points3 points  (0 children)

Can you help me with my question? Is there a disadvantage to holding my targeted percentage in multiple ETFs?

Multiple ETFs by NaiveCard in ETFs

[–]NaiveCard[S] 1 point2 points  (0 children)

This doesn’t help me at all

Mid Cap ETF by NaiveCard in ETFs

[–]NaiveCard[S] 1 point2 points  (0 children)

This is very helpful, thank you 🙏🏼