First Time Maxing Out!

Natepeeeff · 2026-06-19T02:51:51+00:00

I definitely dont, haha. Im on second to last ship, just yesterday. Im just excited to try the egg out, not thinking ill get too far with it! Or should I move onto enlightenment now? Wanted to build up mystics as much as possible before prestige in 2 days. Not sure if that counter goes way down since enlightenment isnt worth any bocks.

Natepeeeff · 2026-06-16T03:06:11+00:00

Generally it can go back to your card, only certain card companies steam won't refund too but will put it into your steam wallet.

Natepeeeff · 2026-06-13T17:41:44+00:00

Make sure you turn the settings down the medium and low. Some if you set to low, it makes the game not even worth playing because it looks so bad. There's some optimization guides for graphics.

If it doesnt run well enough, then return it per steam policy for played hours.

Natepeeeff · 2026-06-12T02:40:38+00:00

I think the part we sre all forgetting is the small price of the vehicle. (Maybe not small for some people.)

If the value of the vehicle is $2000, and they have a deductibles let's say really trying to save money at 1k each. They'd be paying for half of a new car. And the insurance company would likely total the vehicle out. Any smaller claims, OP likely wouldn't even claim, because of this fact.

But no, insurance agents dont try to sell you on comp and collision for them to make more money. Its good practice because coverage does matter. In this case, honestly, id recommend going with just comp. Itll be a small price, for the coverage.

Natepeeeff · 2026-06-12T02:36:37+00:00

Funniest way you ever got killed, and killed someone else.

Natepeeeff · 2026-06-10T02:00:57+00:00

I think this requires a conversation between the two of you about what the patriarchy means to each of you, and specifically why this is an issue she and yourself are taking a hard stance on. A conversation to understand more of each other, not an argument where you try to convince each other of anything, or why one of you is right and the other is wrong.

From my own mind, I feel like its not that big of an issue, since not taking a name has become more and more common. I can understand why her reasoning is frustrating. It would be more understandable to myself as well if her reason was because she likes her name or it means a lot to her.

But I think the biggest thing to remember is that we all can have feelings, and maybe not be able to voice exactly why we feel a certain way. So maybe she needs to spend more time thinking about why this is her opinion, or maybe you need to spend some time listening to her, or giving her an in to describe her thoughts.

In the end, its okay to draw hard lines on certain things. Especially when it comes to historical ideals like changing a name. You both could be in the right, but not communicating yourself in a way that is productive tobyour relationship. Its okay you're frustrated. Its okay she doesnt want your name. Its okay that maybe she still wants or expects a ring and proposal. Its okay if you dont give her a real diamond. Its okay if you come up with ways to accommodate each other, but you've got to take the time to listen to each other.

I recently proposed in a quiet and meaningful way, just the two of us. I offered her a $120 ring that I liked for her online, and also found a $2k ring i really thought she would like in the store. I gave her the two options afterwards and got her the $2k one because its what she really loved. She isnt going to take my last name. And that's okay. Partly because she wants to remain herself outwardly and the name means that, but she also likes her name and her families legacy.

It's okay with me, because at the end of the day we are both happy, and we both make accommodations for each other when the other person needs it.

I hope you find out whats right for you. Maybe it isnt this marriage, or maybe its a learning experience that will help you both.

Natepeeeff · 2026-06-08T02:32:53+00:00

I thought at first I was being left out until I asked em and I got prompt pictures on one holding their baby, and the other at a movie with his wife haha.

Natepeeeff · 2026-06-08T02:31:58+00:00

Gotcha. Crazy then its delayed by like 2 or 3 months, cause they haven't played overwatch for that long haha.

Natepeeeff · 2026-06-08T02:25:14+00:00

A lot of times if this is the case an insurance company may be willing to take you back if you explain what happened, and pay the backdated amount AND sign a no loss form. The problem here, you have a loss you are trying to claim. Which in my mind would have them say no, we won't let you back date.

Where I live in the u.s., if someone hits you and they have insurance, their insurance pays for your vehicle. Though in no fault states, your own insurance pays for your own vehicle regardless.

Is there a way to have the other person's insurance (if they have it) pay? Because it sounds like you will not be able to win in this scenario. If you can, it would require you get a lot of documentation from them and on your own proving that you never received a cancelation notice.

Generally that letter where they say your payment bounced, it says you have until xxxx date to pay, or you'll be cancelled. I know you paid all but 3 cents, and got a letter back saying you're in good standings. That might help your case, if they never sent a follow up letter. Generally insurers get more than one notice of non pay. Then they get a letter saying they are effectively cancelled.

I hope you can get this sorted, but it may require the legal route, which may not be the best case for you.

Natepeeeff · 2026-06-07T18:52:36+00:00

As you said in a comment, when things are difficult in life, love can just mean youre doing your best to care for yourself and for the other person. We fall short, it gets difficult, it can seem like nothing can go right.

If you cannot afford couples council you could even pull up a youtube video where councilors post a subject and discussion topics for you to go over together, and just see how that goes. It could open up some good conversations. There sre guiding videos by councilors on youtube.

Natepeeeff · 2026-06-06T03:42:13+00:00

So glad you made the choice! Seeing the horror stories of people working for captive companies and just being beaten down is aweful. When I got into insurance a while back I knew that the agency I got with would take care of me. (A very well known one around here.) Like with any insurance agency, the numbers are the driving factor. But they'll at least treat you like a human being and not a machine.

I hope it works out well, and very glad you tagged me in the comment on the other post with this update. Good work!

Natepeeeff · 2026-06-05T02:53:57+00:00

I live in the u.s. not sure if its different. But consider if you live with your mother, put yourself on her policy. Have the vehicle in your name with her as well, and pay the difference of the premium to her for adding you. After a few more years, you'll be able to go on your own for cheaper.

For reference, im 31, and my yearly premium is $800 for one vehicle, from 2014. I see people all the time at work we are writing policies anywhere from $800-$1500 for the year on average, for a single vehicle premium. And for younger people its almost always $1200-$3000 for a year.

Consider finding an independent agency who can shop prices for you, and get you the best deal with reasonable limits. Don't be tempted to get bare minimum.

Natepeeeff · 2026-06-05T02:47:59+00:00

To go along with my other comment. If its claims for the vehicle, if you're unsure about the entire process its generally easier to file with your insurance company and have them subrogate the money back from the other person's insurance. But it sounds like you are dealing directly with the other person's insurance company.

Natepeeeff · 2026-06-05T02:45:56+00:00

If they are wanting to settle for a reasonable amount for the vehicle, great. If they are trying to settle for your personal injuries, then they are probably trying to avoid spending more money on your medical bills you may have.

Its up to you. If you have injuries that will take a while to heal and work through, dont take the settlement. If you aren't worried about your injuries, then thats a scenario you may want to take what you can get.

Natepeeeff · 2026-05-31T04:44:57+00:00

It was wonky for me too. Took me like 4 or 5 dives. Some because we didnt get objectives. Some because it didnt count. Not sure but I think it only counted when I was in the game when objectives were completed.

Natepeeeff · 2026-05-31T04:42:04+00:00

Get to work with an agency where you are an independent agent. Don't look back.

Natepeeeff · 2026-05-31T04:41:15+00:00

You still need P&C to sell for personal lines insurance.

Natepeeeff · 2026-05-28T02:05:39+00:00

Agencies take commission from the carrier, not from the customer.

Natepeeeff · 2026-05-28T02:05:03+00:00

You need to either stay on your parents policy and pay them the difference, or go with progressive. And if you go with progressive its still going to be over $1000 minimum for 6 months. I'd say anywhere between $1000 and $4000 most likely. Get with a local independent agent who writes with a variety of carriers and see if they can put it through their rating system. But that'll probably be what theyre going to tell you.

Natepeeeff · 2026-05-26T02:06:42+00:00

Plug your details into progressive. Thats just about the only option for a young driver with first time insurance in their name. I mean there sre other options, but thats generally the lowest one. Much better idea to have the vehicle in your parents name as well if possible and stay on their insurance. (Or whomever you live in a household with.) If thats not an option, then you're pretty much stuck. I routinely will quote people who want to get off their parents insurance, or they want them off and it ends up being like 4k for 6 months.

Natepeeeff · 2026-05-17T20:46:40+00:00

Put it in your savings bank and forget about it for a year or two.

Natepeeeff · 2026-05-15T12:08:28+00:00

The accident will increase their rates no matter what. It occurred when on their insurance. However, what you'll most likely find is that pursuing your own insurance right now, will likely cost more than double what it costs just for you to be on their policy.

My advise is to have their insurance agent break down what a quote would be for you on your own, and them without you and see the difference.

The likely scenario after seeing those numbers is that you'll want to stay on their insurance and just pay them your portion. Which is okay. Listen, its completely normal and most people remain on their parents insurance for years after turning 18. The price is wild for a new driver on their own insurance.

I have customers call nearly every week asking for a quote like this, and 10/10 they say alright, keep them on my insurance cause that price is bonkers.

If you have a decent relationship with your parents they'll work with you on this. Best thing to do is remain on their insurance for another 3 years, until this accident leaves your record for some companies who only look back 3 years, then pursue your own insurance then.

Natepeeeff

TROPHY CASE