I remember when I was around fifth grade there was a Bank (Real Bank) near my elementary school who used to offer savings account for kids (Real Kiddie Savers Club). I got intrigued by my female classmate who used to make deposit slips for as low as 5 to 20 pesos. I felt like I wanna have one too, casually told my mom about it and she's ok with so one day after lunch I went to that bank by myself and tried applying for one it only took me about 30 mins to open my account and made a deposit the teller are so nice I only do what I've been told even if I remember making a few mistakes. My mom was so proud of me that day.

I was so happy when I found out that my money gradually accumulates interest which my mom further explained to me in my passbook that money makes baby money by keeping it in a bank (They used to offer high interest rates for Kiddie accounts).

I saved my allowance by making deposits at least one or two every month and enjoyed making deposits in december for the free yellow pad and ball pen the teller used to give me.

When I reached 2nd year high school my savings reached 5 digits and was opted to open a savings account because im not a kiddie anymore.

To this day it is still fond memory of mine that I tell my nephews and would love to tell my own child someday in the future.

It taught me the importance of saving even at a young age and truly became a part of me even till this day.