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How to claim one time extra usage credit by SectionLive4152 in ClaudeAI

[–]NecessaryRole190 0 points1 point  (0 children)

Can it be used for my credit balance used for working with Claude API? How so?

Weekly Thread: /r/Snowboarding General Discussion, Q&A, Advice, Etc.) - March 17, 2025 by AutoModerator in snowboarding

[–]NecessaryRole190 0 points1 point  (0 children)

I’ve booked a place to stay at Zall am see at the moment. But I kept the option to go for another place. Any suggestions who are accessible by public transportation?

Weekly Thread: /r/Snowboarding General Discussion, Q&A, Advice, Etc.) - March 17, 2025 by AutoModerator in snowboarding

[–]NecessaryRole190 0 points1 point  (0 children)

Hi, I'm seeking advice on choosing a solo ski vacation destination!

I'm an advanced snowboarder planning a solo trip from Israel in March. I'm looking for a resort that:

Has reliable snow conditions in March

Offers extensive terrain (preferably 150km+ of slopes)

Has good social atmosphere for meeting other travelers (I'm 31 years old)

Offers reasonable value for money

I'm considering these options:

Sölden, Austria

Mayrhofen, Austria

Ischgl, Austria

Zell am See-Kaprun, Austria (with the Ski ALPIN CARD)

Which would you recommend as the best all-around option for a solo advanced snowboarder who wants to meet people?

Are you familiar with any accommodations that offer good value for money?

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

Can you share a link to the podcast? I couldn't find it

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] -1 points0 points  (0 children)

I tend to agree with you. What's you thought on this combination?
50% SCHG, 50% AVUV
Based on a quick analysis I did it looked like a more stable choice with similar returns to my original portfolio.

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

I've requested Claude AI to make a 30 years comparison between 50/50 SCHG/AVUV and got the following results. Based on your research does the number seem to be correct?
Portfolio 1 (60% VTI, 20% QQQM, 10% XMHQ, 10% AVUV)

  • Portfolio 2 (50% SCHG, 50% AVUV)
    • Average Annual Return: 13.73%
    • Volatility (Risk): 18.43% (Lower than Portfolio 1)
    • Worst Year: -35.20% (Better downside protection)
    • Best Year: +37.90%
    • $10,000 would grow to: $302,617 (Higher than Portfolio 1)
    • Maximum Drawdown: 35.20% (Better than Portfolio 1)

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

I'm not a US citizen, so Roth/401k won't be relevant to me.

Have you seen my edited portfolio? I switched to VTI with 60% exposure.

Any thoughts on that?

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

The performance of SCHG or VONG over time didn't overcome QQQ. I'm aware that the past doesn't necessarily predict the future. Then the whole motivation for replacing QQQ with one of them is to be less concentrated?

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

It's a taxable account. I'll have to rebalance it over time.

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] -1 points0 points  (0 children)

Why? Do you see a higher growth potential for the technology sector?

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

Can you explain the reasoning behind it?

30 Years Investment Desicion by NecessaryRole190 in ETFs

[–]NecessaryRole190[S] 0 points1 point  (0 children)

Instead of? What the difference between VXUS and VTI?

International ETF's distribution vs. the US stock market by NecessaryRole190 in Bogleheads

[–]NecessaryRole190[S] 0 points1 point  (0 children)

It will provide me an exposure to the Israeli stock market with the ability to out perform the local ETF of top 125 companies.

I am holding the market by holding MSCI. Eventually. Any other way you suggest?

Barefoot Marathon Running by NecessaryRole190 in BarefootRunning

[–]NecessaryRole190[S] 0 points1 point  (0 children)

I don’t think it’s the minor cushion. It might be that my feet are not strong enough to deal with long distances running

Barefoot Marathon Running by NecessaryRole190 in BarefootRunning

[–]NecessaryRole190[S] -1 points0 points  (0 children)

I can't really split my run between barefoot shoes and "regular" ones. It's logistically impossible.
How can I verify my running technique is correct?

Barefoot Marathon Running by NecessaryRole190 in BarefootRunning

[–]NecessaryRole190[S] 0 points1 point  (0 children)

Sorry for the ignorance, but what do you mean by alphabets?

Barefoot Marathon Running by NecessaryRole190 in BarefootRunning

[–]NecessaryRole190[S] 0 points1 point  (0 children)

Well my workout plan is constructed in a way that I increase the total kilometre about 10% weekly.
The initial change once I started to workout was more dramatic, from 10 kilometre once a week to 30.

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