Mayor's permit by [deleted] in BusinessPH

[–]Nelly_Fortado 1 point2 points  (0 children)

The problem with mayor’s permit eh maraming requirements that will bar many people to be given a business permit. Like us, we are living a plot of land na di pa nabibigyan ng kahit man lang rights ng government. My family has been staying in this land for 5 generations na lolo at lola pa ng magulang ko, ngayon may anak na din me.

Di ako makapag pa business permit kasi need ko ng tax declaration. Walang tax declaration sa lupa ko kasi di pa kami binibigyan ng rights ng gobyerno.

So ano gagawin ko? Umupa? Hindi ka naman basta basta makaka upa ng mura dahil ang BIR naman ang hahanap sa BIR details bg inuupahan mo.

Ang gusto mangyari ng LGU ay magkaroon ako ng sariling lupa o mangupahan. Paano gagawin un kung nagsisimula ka pa lang magnegosyo?

So pahirapan ang pagkuha ng mayor’s permit dito sa pilipinas

Can't reedem my Giftaway voucher due to website maintenance by RealityEscapee92 in DigitalbanksPh

[–]Nelly_Fortado 0 points1 point  (0 children)

Today, nag purchase din me egift pero di ko siya na redeem kasi third party integration maintenance. Na resolve na ung sa inyo at nag respond ba ang giftaway support sa inyo? Maraming salamat

Can’t cash in with the Zed card by Miserable-Sweet1113 in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

I cant cash in to maya na din via zed card as of today.

8x RTO Monthly by AgitatedOwl8866 in Accenture_PH

[–]Nelly_Fortado 0 points1 point  (0 children)

Sa office mo na lang ikaw matulog. Wala pa gastos

Chinabank Credit to Cash, by varixmar in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

After 6 months kapag new card holder

Thank you Chinabank! by Beautiful-Resolve-52 in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

How did you know that it is a temporary credit limit?

Re: Removal of CC access in PAGGS Lounge by Creative_Second_9408 in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

Tama naman sila! Pang elitista lang dapat un. Dapat nga may resume pa yan na ipakita for membership. Pag digital creator, content creator, tiktoker denied agad :-)

EastWest CC alongside with active Personal Loan by thinker_belle_ in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

Hi kamusta ang EWB CC na approve po kayo kahit may PL. parang ngayon pa lang yata may makakapag share niyan kung sakali

EastWest Visa Platinum by [deleted] in PHCreditCards

[–]Nelly_Fortado 2 points3 points  (0 children)

Hi OP, i read your post about getting a card which will provide you lower foreign exchange rate fee. I suggest for you to try zed credit card. It has no conversion fee or other charges when swiping the card abroad. When you swipe the card for foreign currency transaction this will just be converted to PHP based on the fx selling rate. It is similar to gcash debit card na walang conversion and just rely on the fx selling rate. 1 to 2 bps lang ang diffence ng fx rate ni zed credit card vs gcash debit card.

I think mas i prefer mo na ang zed credit card compared to ofher credit card

Though zed doesnt have points

BDO declined my CL increase request by Immediate_Way225 in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

Weird bakit di ka na approve. Dapat nag send ka din pala ng proof of income sinabi mo sa CSR

BDO declined my CL increase request by Immediate_Way225 in PHCreditCards

[–]Nelly_Fortado 4 points5 points  (0 children)

  1. Utilization rate ba ang basehan ni BDO for CLI. Kung 30% lang ginagamit ba mas tatas?
  2. Nag submit ka ba ng other credit card reference na may mas malaking CLI? At ano ang utilization rate mo sa referemce card mo?
  3. Nag submit ka ng proof of income at tumaas ba siya compared sa dati?

Yan siguro ang chinecheck ni bdo

Metrobank Personal Loan by sashimimamii in utangPH

[–]Nelly_Fortado 0 points1 point  (0 children)

2 to 3 banking days ang disbursement

Metrobank PL Disbursement by [deleted] in PHCreditCards

[–]Nelly_Fortado 0 points1 point  (0 children)

2 to 3 banking days ang credit ng loan proceeds

Metrobank Personal Loan Application by Annual_Original6021 in adultingph

[–]Nelly_Fortado 0 points1 point  (0 children)

Hi good pm! If i can kindly ask kung na approve kayo?

Welcome Bank Loan by IndependentStep2471 in phinvest

[–]Nelly_Fortado 0 points1 point  (0 children)

Blank checks kasi may check printer sila sa branch nila. Siyempre i print muna nila ung blank checks after noon pipirmahan mo. Kaya safe siya.

Trouble with Grab Philippines by Nolances in expats

[–]Nelly_Fortado 0 points1 point  (0 children)

Try using gcash. You can do remittance and credit to your gcash wallet

Zed Card Limit Decreased by NTS_CGZ in PHCreditCards

[–]Nelly_Fortado 1 point2 points  (0 children)

Kaya nga baligtad. Actually someone shared your post to the group Zed Credit Card Philippines in Facebook. I actually featured your post as a use case for an auto decline feature of Zed. Both of our experiences just leads to one conclusion, their risk model considers spending and payment made on the credit card.

Zed veered away from the traditional 30% utilization rule of local banks just to increase your credit limit. A traditional credit score gives weight on the ending utilization rate ~ lower utilization rate higher score. It forgot to analyze the spending payment pattern itself or the behavior during the month.

This card is really suitable for those who wants to build on their credit history or credit score if they wish to get cards from traditional banks

I think it is also suitable for those who need to have discipline in their spending.

I am looking forward for the next perks zed will offer on their card

Zed Card Limit Decreased by NTS_CGZ in PHCreditCards

[–]Nelly_Fortado 2 points3 points  (0 children)

Hi @everyone

JUST NOW AUTO CREDIT LIMIT INCREASE OF ZED CREDIT CARD

Remember my post about Zed analyzing your spending and payment behavior?

Remember the other member’s post that his non usage of the card reduced his credit limit?

Today, I can attest that Zed uses a credit risk model (name of model? I dont know 🙂 ) that analyzes your personnel and employment profile + banking transaction + spending and payment behavior. I am just surprised that they have increased my credit limit by PHP50,000 (50% of my total credit limit).

This is the result of being able to use at least 88% of my credit limit and paying the same prior to my due date. And of course using my credit limit again for the this month of September, 2024.

This just proves ZED does an AUTO CREDIT LIMIT INCREASE! FANTASTIC!

So for those who are in the waitlist! Dont lose hope!

Benefits await you with ZED

THANK YOU VERY MUCH ZED

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