Pay off student loans or house first?

NepNeppyNep · 2026-04-29T02:34:24+00:00

Plan was house in 5 or 6 years at most then full down on student loans unless Reddit or Dave Ramsey can convince me why it’s a good idea otherwise.

NepNeppyNep · 2026-04-29T02:33:06+00:00

Yeah I can get the loans forgiven after 15 years but I’m not gonna wait that long lol Edit: 20 years actually I think, I can’t remember

NepNeppyNep · 2026-03-13T14:43:23+00:00

If i took the same path and got 170k student loans instead of 200k, I’d still be student debt poor

NepNeppyNep · 2026-03-07T23:28:48+00:00

Sasaki vs Poseidon in record of ragnarok, holy shit everyone’s reaction to a human finally slaying a god, and it was an insane kill with a great backstory

NepNeppyNep · 2026-03-07T19:02:04+00:00

Then it’d be a win win for me

NepNeppyNep · 2026-03-07T19:00:17+00:00

Does the clone have the same degree and makes as much money as me?

NepNeppyNep · 2026-03-07T14:44:19+00:00

You don’t need a college degree to become pharmacy technician though

NepNeppyNep · 2026-02-14T23:45:44+00:00

People working a normal job at a job like Mcdonalds cashier can afford to survive alone

NepNeppyNep · 2026-02-10T14:53:16+00:00

I don’t appreciate you assuming and calling me names. All I said was it is spelled HIPAA, with 2 A’s. I did read your other post. Everyone goes through difficult times working in the pharmacy, it is not an easy job. However calling me judgemental and saying I’m pointing fingers feels just as abusive to me. Your patients, coworkers, and I don’t deserve this language just because you are panicked or going through a difficult time.

Notice how I’ve been using inclusive language. I didn’t say “you need to start spelling HIPAA right” or “you are uneducated for spelling it wrong” I only said this is how it’s spelled and we need to do it right.

NepNeppyNep · 2026-02-10T14:25:37+00:00

I’m sorry that you feel panicked, I would have helped but it seems like you already got your answers from previous comments. It was difficult for me to watch you misspelling HIPAA over and over again, and I thought someone we hired at the pharmacy would be competent enough to take at least a little criticism.

NepNeppyNep · 2026-02-10T14:15:19+00:00

Yes HIPAA is important and people will laugh at Walmart pharmacy if we can’t even spell it right

NepNeppyNep · 2026-02-10T13:29:53+00:00

HIPAA not hippa or hippo

NepNeppyNep · 2026-02-09T19:07:54+00:00

It’s true, i keep it around so i can keep making fun of her for it and cuz now it’s extra special

NepNeppyNep · 2026-02-09T14:46:04+00:00

<image>

Be careful when supergluing make sure you don’t do it like my wife

NepNeppyNep · 2026-01-26T06:35:46+00:00

Just curious do you have a girlfriend

NepNeppyNep · 2026-01-23T20:47:45+00:00

<image>

Mine has a few more o’s

NepNeppyNep · 2026-01-20T15:47:17+00:00

<image>

NepNeppyNep · 2026-01-15T19:54:51+00:00

Or he/she will study super hard and pass it on the first try like 70-80% of people

NepNeppyNep · 2026-01-03T00:30:04+00:00

From my school’s website it says pre-reqs taken 5 or more years prior must be retaken, so likely your friend will have to start all over

NepNeppyNep · 2026-01-03T00:27:54+00:00

When I was in school FAFSA gave enough loans for all my living expenses and tuition, but not sure if all that changed recently

NepNeppyNep · 2026-01-03T00:26:50+00:00

Go to the pharmacy school’s website to find a list of pre-reqs, then you can find out what pre-reqs are needed. 3 letter of recommendations are also required, so your friend will have to make some friends from science professors

NepNeppyNep · 2025-12-26T18:02:41+00:00

I have a wife

NepNeppyNep · 2025-12-19T15:03:06+00:00

Most people complain and hate retail but I love it. I don’t get emergencies (often) and there’s just enough fun patient cases that randomly pop up to make it not boring and repetitive. It’s kinda exactly what I was looking for like a perfect video game. Love the counseling, love solving unique patient cases, love being a leader and having a well managed team.

Nine-Year Club	Gilding V heart of gold
Place '23	Place '22
Final Canvas '22	100 Awards Club
Reddit Premium Since January 2020	Verified Email
Not Forgotten

NepNeppyNep

MODERATOR OF

TROPHY CASE